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HBAN vs. NWG: Huntington Bancshares vs. NatWest Stock Comparison

How do Huntington Bancshares (HBAN) and NatWest (NWG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Huntington Bancshares (HBAN) and NatWest (NWG) both belong to the Banks industry, though HBAN is classified under Regional Banks while NWG falls under Diversified Banks.

Huntington Bancshares (HBAN) trades as ordinary local shares, while NatWest (NWG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Huntington Bancshares (HBAN) and NatWest (NWG)
Profile ItemHBANNWG
NameHubSpot Inc.NatWest Group plc Sponsored ADR
Country/RegionUnited StatesUnited Kingdom
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryRegional BanksDiversified Banks
Market Capitalization31.18 billion USD61.54 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateMarch 17, 1980October 18, 2007
Security TypeCommon StockADR

Price Performance

Cumulative Growth

HBAN
NWG
GSPC
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Huntington Bancshares (HBAN) vs. NatWest (NWG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Huntington Bancshares (HBAN) and NatWest (NWG). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Huntington Bancshares (HBAN) and NatWest (NWG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Huntington Bancshares (HBAN) and NatWest (NWG)
MetricHBANNWG
Total Return (1Y)5.93%7.03%
Total Return (3Y, Annualized)21.12%59.12%
Total Return (5Y, Annualized)4.70%30.15%

Risk Profile

Drawdown History

HBAN
NWG
GSPC
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Huntington Bancshares (HBAN) vs. NatWest (NWG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Huntington Bancshares (HBAN) and NatWest (NWG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Huntington Bancshares (HBAN) and NatWest (NWG)
MetricHBANNWG
Volatility (1Y, Annualized)26.06%33.39%
Beta (5Y)0.950.96
Max Drawdown (5Y)-44.17%-40.66%
Avg. Volume (3M)24.74M3.73M

Risk-Adjusted Performance

Risk-Return Positioning

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HBAN and NWG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Huntington Bancshares (HBAN) and NatWest (NWG)
MetricHBANNWG
Sharpe Ratio (1Y)0.060.08
Sortino Ratio (1Y)0.090.12

Profitability

ROE (TTM)

NatWest (NWG) at 14.58% sits in the top ROE quartile, while Huntington Bancshares (HBAN) at 9.19% is in the bottom quartile, showing a clear gap in returns on equity.

HBAN

Banks industry group

9.19%

Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
HBAN
9.19%
Min
3.64%

NWG

Banks industry group

14.58%

Max
19.84%
NWG
14.58%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%
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Huntington Bancshares (HBAN) vs. NatWest (NWG): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

NatWest (NWG) at 36.93% keeps a top-quartile share of each sales dollar as profit, while Huntington Bancshares (HBAN) at 25.37% keeps a bottom-quartile share.

HBAN

Banks industry group

25.37%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
HBAN
25.37%
Min
14.93%

NWG

Banks industry group

36.93%

Max
47.19%
NWG
36.93%
Q3
35.25%
Median
31.21%
Q1
27.11%
Min
14.93%
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Huntington Bancshares (HBAN) vs. NatWest (NWG): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Huntington Bancshares (HBAN) in Banks and NatWest (NWG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Huntington Bancshares (HBAN) and NatWest (NWG)
MetricHBANNWG
ROE (TTM)9.19%14.58%
ROA (TTM)1.01%0.85%
Net Margin (TTM)25.37%36.93%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both Huntington Bancshares (HBAN) at 10.22% and NatWest (NWG) at 13.35% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Huntington Bancshares (HBAN) vs. NatWest (NWG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Huntington Bancshares (HBAN) at 13.93% and NatWest (NWG) at 26.93% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Huntington Bancshares (HBAN) vs. NatWest (NWG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Huntington Bancshares (HBAN) and NatWest (NWG)
MetricHBANNWG
Revenue Growth (YoY)10.22%13.35%
Revenue Growth (3Y CAGR)3.88%7.55%
EPS Growth (YoY)13.93%26.93%
EPS Growth (3Y CAGR)-1.40%26.12%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Huntington Bancshares (HBAN) in Banks and NatWest (NWG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Huntington Bancshares (HBAN) in Banks and NatWest (NWG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Huntington Bancshares (HBAN) and NatWest (NWG)
MetricHBANNWG
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Huntington Bancshares (HBAN) at 3.97% delivers top-quartile income for its industry, while NatWest (NWG) at 2.19% pays a more typical yield — both are credible income propositions, HBAN the richer one.

HBAN

Banks industry group

3.97%

Max
5.79%
HBAN
3.97%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

NWG

Banks industry group

2.19%

Max
5.79%
Q3
3.18%
Median
2.39%
NWG
2.19%
Q1
1.20%
Min
0.00%
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Huntington Bancshares (HBAN) vs. NatWest (NWG): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Huntington Bancshares (HBAN) at 50.82% and NatWest (NWG) at 47.43% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

HBAN

Banks industry group

50.82%

Max
70.75%
HBAN
50.82%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

NWG

Banks industry group

47.43%

Max
70.75%
NWG
47.43%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
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Huntington Bancshares (HBAN) vs. NatWest (NWG): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Huntington Bancshares (HBAN) and NatWest (NWG)
MetricHBANNWG
Dividend Yield (TTM)3.97%2.19%
Dividend Payout Ratio (TTM)50.82%47.43%

Valuation

P/E Ratio (TTM)

NatWest (NWG) at 7.84 sits in the cheaper P/E ratio quartile, while Huntington Bancshares (HBAN) at 12.68 is closer to its industry’s usual earnings multiple — a discount for NWG, though growth and earnings durability still matter.

HBAN

Banks industry group

12.68

Max
18.16
Q3
13.75
HBAN
12.68
Median
11.81
Q1
10.64
Min
6.49

NWG

Banks industry group

7.84

Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
NWG
7.84
Min
6.49
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Huntington Bancshares (HBAN) vs. NatWest (NWG): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Huntington Bancshares (HBAN) in Banks and NatWest (NWG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Huntington Bancshares (HBAN) at 1.06 sits in the lower P/B ratio quartile against book while NatWest (NWG) at 1.20 is valued near its industry’s middle — HBAN is cheaper on assets, though weigh it against ROE and asset quality.

HBAN

Banks industry group

1.06

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
HBAN
1.06
Min
0.59

NWG

Banks industry group

1.20

Max
2.28
Q3
1.58
Median
1.32
NWG
1.20
Q1
1.10
Min
0.59
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Huntington Bancshares (HBAN) vs. NatWest (NWG): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Huntington Bancshares (HBAN) and NatWest (NWG)
MetricHBANNWG
P/E Ratio (TTM)12.687.84
P/S Ratio (TTM)----
P/B Ratio (MRQ)1.061.20
Free Cash Flow Yield (TTM)----