HBAN vs. ING: Huntington Bancshares vs. ING Groep Stock Comparison

November 11, 2026

How do Huntington Bancshares (HBAN) and ING Groep (ING) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Huntington Bancshares (HBAN) and ING Groep (ING) both belong to the Banks industry, though HBAN is classified under Regional Banks while ING falls under Diversified Banks.

Huntington Bancshares (HBAN) trades as ordinary local shares, while ING Groep (ING) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Huntington Bancshares (HBAN) and ING Groep (ING)
Profile Item	HBAN	ING
Name	HubSpot Inc.	ING Groep N.V. Sponsored ADR
Country/Region	United States	Netherlands
GICS Sector	Financials	Financials
GICS Industry Group	Banks	Banks
GICS Industry	Banks	Banks
GICS Sub-Industry	Regional Banks	Diversified Banks
Market Capitalization	31.18 billion USD	90.37 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	March 17, 1980	May 18, 1994
Security Type	Common Stock	ADR

Price Performance

Cumulative Growth

HBAN

ING

GSPC

Huntington Bancshares (HBAN) vs. ING Groep (ING), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Huntington Bancshares (HBAN) and ING Groep (ING). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Huntington Bancshares (HBAN) and ING Groep (ING). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Huntington Bancshares (HBAN) and ING Groep (ING)
Metric	HBAN	ING
Total Return (1Y)	5.93%	34.23%
Total Return (3Y, Annualized)	21.12%	44.65%
Total Return (5Y, Annualized)	4.70%	24.74%

Risk Profile

Drawdown History

HBAN

ING

GSPC

Huntington Bancshares (HBAN) vs. ING Groep (ING), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Huntington Bancshares (HBAN) and ING Groep (ING). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Huntington Bancshares (HBAN) and ING Groep (ING)
Metric	HBAN	ING
Volatility (1Y, Annualized)	26.06%	28.52%
Beta (5Y)	0.95	0.85
Max Drawdown (5Y)	-44.17%	-43.39%
Avg. Volume (3M)	24.74M	2.24M

Risk-Adjusted Performance

Risk-Return Positioning

HBAN and ING are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Huntington Bancshares (HBAN) and ING Groep (ING)
Metric	HBAN	ING
Sharpe Ratio (1Y)	0.06	1.05
Sortino Ratio (1Y)	0.09	1.67

Profitability

ROE (TTM)

ING Groep (ING) at 17.76% sits in the top ROE quartile, while Huntington Bancshares (HBAN) at 9.19% is in the bottom quartile, showing a clear gap in returns on equity.

HBAN

Banks industry group

9.19%

Max: 19.84%
Q3: 13.67%
Median: 11.49%
Q1: 9.50%
HBAN: 9.19%
Min: 3.64%

ING

Banks industry group

17.76%

Max: 19.84%
ING: 17.76%
Q3: 13.67%
Median: 11.49%
Q1: 9.50%
Min: 3.64%

Huntington Bancshares (HBAN) vs. ING Groep (ING): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

ING Groep (ING) at 34.40% keeps about the industry-typical share of revenue as profit, while Huntington Bancshares (HBAN) at 25.37% retains only a bottom-quartile share.

HBAN

Banks industry group

25.37%

Max: 47.19%
Q3: 35.25%
Median: 31.21%
Q1: 27.11%
HBAN: 25.37%
Min: 14.93%

ING

Banks industry group

34.40%

Max: 47.19%
Q3: 35.25%
ING: 34.40%
Median: 31.21%
Q1: 27.11%
Min: 14.93%

Huntington Bancshares (HBAN) vs. ING Groep (ING): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Huntington Bancshares (HBAN) in Banks and ING Groep (ING) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Huntington Bancshares (HBAN) and ING Groep (ING)
Metric	HBAN	ING
ROE (TTM)	9.19%	17.76%
ROA (TTM)	1.01%	0.79%
Net Margin (TTM)	25.37%	34.40%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Huntington Bancshares (HBAN) at 10.22% is around its peer norm for revenue growth, while ING Groep (ING) at 1.55% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Huntington Bancshares (HBAN) vs. ING Groep (ING): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Huntington Bancshares (HBAN) at 13.93% and ING Groep (ING) at 7.07% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Huntington Bancshares (HBAN) vs. ING Groep (ING): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Huntington Bancshares (HBAN) and ING Groep (ING)
Metric	HBAN	ING
Revenue Growth (YoY)	10.22%	1.55%
Revenue Growth (3Y CAGR)	3.88%	6.63%
EPS Growth (YoY)	13.93%	7.07%
EPS Growth (3Y CAGR)	-1.40%	28.04%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Huntington Bancshares (HBAN) in Banks and ING Groep (ING) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Huntington Bancshares (HBAN) in Banks and ING Groep (ING) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Huntington Bancshares (HBAN) and ING Groep (ING)
Metric	HBAN	ING
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both Huntington Bancshares (HBAN) at 3.97% and ING Groep (ING) at 4.55% offer top-quartile dividend income relative to share price within their industries.

HBAN

Banks industry group

3.97%

Max: 5.79%
HBAN: 3.97%
Q3: 3.18%
Median: 2.39%
Q1: 1.20%
Min: 0.00%

ING

Banks industry group

4.55%

Max: 5.79%
ING: 4.55%
Q3: 3.18%
Median: 2.39%
Q1: 1.20%
Min: 0.00%

Huntington Bancshares (HBAN) vs. ING Groep (ING): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Huntington Bancshares (HBAN) at 50.82% and ING Groep (ING) at 48.14% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

HBAN

Banks industry group

50.82%

Max: 70.75%
HBAN: 50.82%
Q3: 41.28%
Median: 29.26%
Q1: 18.98%
Min: 0.00%

ING

Banks industry group

48.14%

Max: 70.75%
ING: 48.14%
Q3: 41.28%
Median: 29.26%
Q1: 18.98%
Min: 0.00%

Huntington Bancshares (HBAN) vs. ING Groep (ING): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Huntington Bancshares (HBAN) and ING Groep (ING)
Metric	HBAN	ING
Dividend Yield (TTM)	3.97%	4.55%
Dividend Payout Ratio (TTM)	50.82%	48.14%

Valuation

P/E Ratio (TTM)

Both Huntington Bancshares (HBAN) at 12.68 and ING Groep (ING) at 11.70 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

HBAN

Banks industry group

12.68

Max: 18.16
Q3: 13.75
HBAN: 12.68
Median: 11.81
Q1: 10.64
Min: 6.49

ING

Banks industry group

11.70

Max: 18.16
Q3: 13.75
Median: 11.81
ING: 11.70
Q1: 10.64
Min: 6.49

Huntington Bancshares (HBAN) vs. ING Groep (ING): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Huntington Bancshares (HBAN) in Banks and ING Groep (ING) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Huntington Bancshares (HBAN) at 1.06 looks cheap against book in the lower P/B ratio quartile, while ING Groep (ING) at 1.61 carries a premium in the upper quartile — a clear price-to-book gap.

HBAN

Banks industry group

1.06

Max: 2.28
Q3: 1.58
Median: 1.32
Q1: 1.10
HBAN: 1.06
Min: 0.59

ING

Banks industry group

1.61

Max: 2.28
ING: 1.61
Q3: 1.58
Median: 1.32
Q1: 1.10
Min: 0.59

Huntington Bancshares (HBAN) vs. ING Groep (ING): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Huntington Bancshares (HBAN) and ING Groep (ING)
Metric	HBAN	ING
P/E Ratio (TTM)	12.68	11.70
P/S Ratio (TTM)	--	--
P/B Ratio (MRQ)	1.06	1.61
Free Cash Flow Yield (TTM)	--	--