GPN vs. TROW: Global Payments vs. T. Rowe Price Stock Comparison
How do Global Payments (GPN) and T. Rowe Price (TROW) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Global Payments (GPN) and T. Rowe Price (TROW) both fall under the Financial Services industry group, but GPN is classified in Financial Services while TROW is classified in Capital Markets.
| Profile Item | GPN | TROW |
|---|---|---|
| Name | Global Payments Inc. | T. Rowe Price Group Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Capital Markets |
| GICS Sub-Industry | Transaction & Payment Processing Services | Asset Management & Custody Banks |
| Market Capitalization | 25.78 billion USD | 23.13 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | January 16, 2001 | April 2, 1986 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | GPN | TROW |
|---|---|---|
| Total Return (1Y) | 31.53% | 14.59% |
| Total Return (3Y, Annualized) | -1.66% | 11.26% |
| Total Return (5Y, Annualized) | -4.82% | -8.60% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | GPN | TROW |
|---|---|---|
| Volatility (1Y, Annualized) | 42.00% | 24.99% |
| Beta (5Y) | 0.80 | 1.39 |
| Max Drawdown (5Y) | -57.06% | -57.57% |
| Avg. Volume (3M) | 2.69M | 1.72M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | GPN | TROW |
|---|---|---|
| Sharpe Ratio (1Y) | 0.65 | 0.41 |
| Sortino Ratio (1Y) | 1.10 | 0.58 |
Profitability
ROE (TTM)
T. Rowe Price (TROW) at 18.20% is around its peer norm for ROE, while Global Payments (GPN) at 0.84% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
GPN
Financial Services industry group
0.84%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- GPN
- 0.84%
- Min
- -18.71%
TROW
Financial Services industry group
18.20%
- Max
- 44.78%
- Q3
- 21.85%
- TROW
- 18.20%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Global Payments (GPN) reports a negative net margin of -11.21%, usually indicating a net loss over the period. Meanwhile T. Rowe Price (TROW) reports 28.40%, ranking against industry peers normally.
GPN
Financial Services industry group
-11.21%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- GPN
- -11.21%
- Min
- -28.52%
TROW
Financial Services industry group
28.40%
- Max
- 62.84%
- TROW
- 28.40%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Global Payments (GPN) at 15.73% and T. Rowe Price (TROW) at 38.60% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
GPN
Financial Services industry group
15.73%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- GPN
- 15.73%
- Q1
- 14.60%
- Min
- -44.34%
TROW
Financial Services industry group
38.60%
- Max
- 107.33%
- Q3
- 55.90%
- TROW
- 38.60%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | GPN | TROW |
|---|---|---|
| ROE (TTM) | 0.84% | 18.20% |
| ROA (TTM) | 2.24% | 10.67% |
| Net Margin (TTM) | -11.21% | 28.40% |
| Operating Margin (TTM) | 15.73% | 38.60% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
T. Rowe Price (TROW) at 3.12% is around its peer norm for revenue growth, while Global Payments (GPN) at -0.39% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Global Payments (GPN) at -6.17% and T. Rowe Price (TROW) at 0.98% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | GPN | TROW |
|---|---|---|
| Revenue Growth (YoY) | -0.39% | 3.12% |
| Revenue Growth (3Y CAGR) | -4.96% | 4.08% |
| EPS Growth (YoY) | -6.17% | 0.98% |
| EPS Growth (3Y CAGR) | 143.57% | 11.31% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Global Payments (GPN) in Financial Services and T. Rowe Price (TROW) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Global Payments (GPN) in Financial Services and T. Rowe Price (TROW) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | GPN | TROW |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
T. Rowe Price (TROW) at 4.76% delivers top-quartile income for its industry, while Global Payments (GPN) at 1.05% pays a more typical yield — both are credible income propositions, TROW the richer one.
GPN
Financial Services industry group
1.05%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- GPN
- 1.05%
- Q1
- 0.00%
- Min
- 0.00%
TROW
Financial Services industry group
4.76%
- Max
- 9.77%
- TROW
- 4.76%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Global Payments (GPN) reports payout ratio above 100% at 178.57%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile T. Rowe Price (TROW) reports 52.33%, ranking against industry peers normally.
GPN
Financial Services industry group
178.57%
- Max
- 241.07%
- GPN
- 178.57%
- Q3
- 97.36%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
TROW
Financial Services industry group
52.33%
- Max
- 241.07%
- Q3
- 97.36%
- TROW
- 52.33%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | GPN | TROW |
|---|---|---|
| Dividend Yield (TTM) | 1.05% | 4.76% |
| Dividend Payout Ratio (TTM) | 178.57% | 52.33% |
Valuation
P/E Ratio (TTM)
T. Rowe Price (TROW) at 10.97 is near its industry’s usual P/E ratio, while Global Payments (GPN) at 173.93 sits above its peer range — an unusually expensive price for GPN’s trailing earnings.
GPN
Financial Services industry group
173.93
- GPN
- 173.93
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
TROW
Financial Services industry group
10.97
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- TROW
- 10.97
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both Global Payments (GPN) at 2.24 and T. Rowe Price (TROW) at 3.00 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
GPN
Financial Services industry group
2.24
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- GPN
- 2.24
- Q1
- 1.28
- Min
- -0.55
TROW
Financial Services industry group
3.00
- Max
- 9.23
- Q3
- 4.57
- TROW
- 3.00
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Global Payments (GPN) at 1.11 and T. Rowe Price (TROW) at 2.03 are valued close to their industries’ norm against book — neither stands out from peers.
GPN
Financial Services industry group
1.11
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- GPN
- 1.11
- Q1
- 0.81
- Min
- -0.39
TROW
Financial Services industry group
2.03
- Max
- 7.79
- Q3
- 3.63
- TROW
- 2.03
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | GPN | TROW |
|---|---|---|
| P/E Ratio (TTM) | 173.93 | 10.97 |
| P/S Ratio (TTM) | 2.24 | 3.00 |
| P/B Ratio (MRQ) | 1.11 | 2.03 |
| Free Cash Flow Yield (TTM) | -- | -- |