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TROW vs. V: T. Rowe Price vs. Visa Stock Comparison

How do T. Rowe Price (TROW) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

T. Rowe Price (TROW) and Visa (V) both fall under the Financial Services industry group, but TROW is classified in Capital Markets while V is classified in Financial Services.

Company profile comparison for T. Rowe Price (TROW) and Visa (V)
Profile ItemTROWV
NameT. Rowe Price Group Inc.Visa Inc. Class A
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryAsset Management & Custody BanksTransaction & Payment Processing Services
Market Capitalization23.13 billion USD788.58 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateApril 2, 1986March 19, 2008
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

TROW
V
GSPC
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T. Rowe Price (TROW) vs. Visa (V), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for T. Rowe Price (TROW) and Visa (V). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for T. Rowe Price (TROW) and Visa (V). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for T. Rowe Price (TROW) and Visa (V)
MetricTROWV
Total Return (1Y)14.59%27.50%
Total Return (3Y, Annualized)11.26%21.55%
Total Return (5Y, Annualized)-8.60%15.65%

Risk Profile

Drawdown History

TROW
V
GSPC
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T. Rowe Price (TROW) vs. Visa (V), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for T. Rowe Price (TROW) and Visa (V). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for T. Rowe Price (TROW) and Visa (V)
MetricTROWV
Volatility (1Y, Annualized)24.99%22.99%
Beta (5Y)1.390.78
Max Drawdown (5Y)-57.57%-24.14%
Avg. Volume (3M)1.72M6.56M

Risk-Adjusted Performance

Risk-Return Positioning

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TROW and V are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for T. Rowe Price (TROW) and Visa (V)
MetricTROWV
Sharpe Ratio (1Y)0.411.01
Sortino Ratio (1Y)0.581.64

Profitability

ROE (TTM)

Visa (V) at 63.51% clears its industry range for ROE, a sharper capital-efficiency signal than T. Rowe Price (TROW) at 18.20%, which is closer to a typical peer reading.

TROW

Financial Services industry group

18.20%

Max
44.78%
Q3
21.85%
TROW
18.20%
Median
12.91%
Q1
4.48%
Min
-18.71%

V

Financial Services industry group

63.51%

V
63.51%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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T. Rowe Price (TROW) vs. Visa (V): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both T. Rowe Price (TROW) at 28.40% and Visa (V) at 51.20% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

TROW

Financial Services industry group

28.40%

Max
62.84%
TROW
28.40%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%

V

Financial Services industry group

51.20%

Max
62.84%
V
51.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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T. Rowe Price (TROW) vs. Visa (V): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Visa (V) at 63.73% operates in the top operating margin quartile, ahead of T. Rowe Price (TROW) at 38.60%, which runs around its industry’s norm.

TROW

Financial Services industry group

38.60%

Max
107.33%
Q3
55.90%
TROW
38.60%
Median
30.09%
Q1
14.60%
Min
-44.34%

V

Financial Services industry group

63.73%

Max
107.33%
V
63.73%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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T. Rowe Price (TROW) vs. Visa (V): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for T. Rowe Price (TROW) and Visa (V)
MetricTROWV
ROE (TTM)18.20%63.51%
ROA (TTM)10.67%19.61%
Net Margin (TTM)28.40%51.20%
Operating Margin (TTM)38.60%63.73%
Gross Margin (TTM)----

Growth

Revenue Growth

Both T. Rowe Price (TROW) at 3.12% and Visa (V) at 14.76% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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T. Rowe Price (TROW) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both T. Rowe Price (TROW) at 0.98% and Visa (V) at 20.78% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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T. Rowe Price (TROW) vs. Visa (V): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for T. Rowe Price (TROW) and Visa (V)
MetricTROWV
Revenue Growth (YoY)3.12%14.76%
Revenue Growth (3Y CAGR)4.08%12.02%
EPS Growth (YoY)0.98%20.78%
EPS Growth (3Y CAGR)11.31%14.16%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: T. Rowe Price (TROW) in Financial Services and Visa (V) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: T. Rowe Price (TROW) in Financial Services and Visa (V) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for T. Rowe Price (TROW) and Visa (V)
MetricTROWV
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

T. Rowe Price (TROW) at 4.76% delivers top-quartile income for its industry, while Visa (V) at 0.66% pays a more typical yield — both are credible income propositions, TROW the richer one.

TROW

Financial Services industry group

4.76%

Max
9.77%
TROW
4.76%
Q3
3.92%
Median
1.09%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

0.66%

Max
9.77%
Q3
3.92%
Median
1.09%
V
0.66%
Q1
0.00%
Min
0.00%
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T. Rowe Price (TROW) vs. Visa (V): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both T. Rowe Price (TROW) at 52.33% and Visa (V) at 21.75% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

TROW

Financial Services industry group

52.33%

Max
241.07%
Q3
97.36%
TROW
52.33%
Median
25.77%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

21.75%

Max
241.07%
Q3
97.36%
Median
25.77%
V
21.75%
Q1
0.00%
Min
0.00%
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T. Rowe Price (TROW) vs. Visa (V): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for T. Rowe Price (TROW) and Visa (V)
MetricTROWV
Dividend Yield (TTM)4.76%0.66%
Dividend Payout Ratio (TTM)52.33%21.75%

Valuation

P/E Ratio (TTM)

T. Rowe Price (TROW) at 10.97 is near its industry’s usual P/E ratio, while Visa (V) at 34.31 sits in the richer quartile — V needs stronger growth or earnings quality to justify the premium.

TROW

Financial Services industry group

10.97

Max
45.85
Q3
24.64
Median
15.37
TROW
10.97
Q1
9.68
Min
0.16

V

Financial Services industry group

34.31

Max
45.85
V
34.31
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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T. Rowe Price (TROW) vs. Visa (V): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

T. Rowe Price (TROW) at 3.00 prices around its industry’s typical P/S ratio, while Visa (V) at 17.18 clears its benchmark range — V looks notably rich on sales.

TROW

Financial Services industry group

3.00

Max
9.23
Q3
4.57
TROW
3.00
Median
2.72
Q1
1.28
Min
-0.55

V

Financial Services industry group

17.18

V
17.18
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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T. Rowe Price (TROW) vs. Visa (V): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

T. Rowe Price (TROW) at 2.03 sits near its industry’s typical P/B ratio, while Visa (V) at 22.05 prices above its benchmark range — V looks rich relative to book.

TROW

Financial Services industry group

2.03

Max
7.79
Q3
3.63
TROW
2.03
Median
1.57
Q1
0.81
Min
-0.39

V

Financial Services industry group

22.05

V
22.05
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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T. Rowe Price (TROW) vs. Visa (V): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for T. Rowe Price (TROW) and Visa (V)
MetricTROWV
P/E Ratio (TTM)10.9734.31
P/S Ratio (TTM)3.0017.18
P/B Ratio (MRQ)2.0322.05
Free Cash Flow Yield (TTM)----