GL vs. PUK: Globe Life vs. Prudential Stock Comparison
How do Globe Life (GL) and Prudential (PUK) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Globe Life (GL) and Prudential (PUK) are both classified in the Life & Health Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.
Globe Life (GL) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | GL | PUK |
|---|---|---|
| Name | Globe Life Inc. | Prudential plc ADR |
| Country/Region | United States | Hong Kong |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Life & Health Insurance | Life & Health Insurance |
| Market Capitalization | 11.86 billion USD | 30.28 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | October 1, 1980 | June 29, 2000 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | GL | PUK |
|---|---|---|
| Total Return (1Y) | 22.37% | -7.39% |
| Total Return (3Y, Annualized) | 12.75% | 8.09% |
| Total Return (5Y, Annualized) | 12.63% | -6.78% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | GL | PUK |
|---|---|---|
| Volatility (1Y, Annualized) | 21.23% | 29.81% |
| Beta (5Y) | 0.46 | 0.64 |
| Max Drawdown (5Y) | -61.62% | -62.24% |
| Avg. Volume (3M) | 504.63K | 1.21M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | GL | PUK |
|---|---|---|
| Sharpe Ratio (1Y) | 0.85 | -0.39 |
| Sortino Ratio (1Y) | 1.13 | -0.54 |
Profitability
ROE (TTM)
Both Globe Life (GL) at 19.26% and Prudential (PUK) at 18.74% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
GL
Insurance industry group
19.26%
- Max
- 41.68%
- Q3
- 22.04%
- GL
- 19.26%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
PUK
Insurance industry group
18.74%
- Max
- 41.68%
- Q3
- 22.04%
- PUK
- 18.74%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
For every dollar of sales, both Globe Life (GL) at 18.89% and Prudential (PUK) at 25.49% retain more as net profit than most peers, landing in the top net margin quartile of their industries.
GL
Insurance industry group
18.89%
- Max
- 29.92%
- GL
- 18.89%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
PUK
Insurance industry group
25.49%
- Max
- 29.92%
- PUK
- 25.49%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Globe Life (GL) in Insurance and Prudential (PUK) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | GL | PUK |
|---|---|---|
| ROE (TTM) | 19.26% | 18.74% |
| ROA (TTM) | 3.32% | 1.60% |
| Net Margin (TTM) | 18.89% | 25.49% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Prudential (PUK) at 68.98% clears its industry range for revenue growth, far stronger top-line momentum than Globe Life (GL) at 3.74%, which is closer to a typical peer reading.
EPS Growth
Prudential (PUK) at 82.74% sits in the top EPS growth quartile, while Globe Life (GL) at 17.84% is closer to the peer norm — faster per-share earnings growth for PUK.
Growth Metrics
| Metric | GL | PUK |
|---|---|---|
| Revenue Growth (YoY) | 3.74% | 68.98% |
| Revenue Growth (3Y CAGR) | 4.67% | -- |
| EPS Growth (YoY) | 17.84% | 82.74% |
| EPS Growth (3Y CAGR) | 23.50% | 61.41% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Globe Life (GL) in Insurance and Prudential (PUK) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Globe Life (GL) in Insurance and Prudential (PUK) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | GL | PUK |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Globe Life (GL) at 0.79% and Prudential (PUK) at 1.10% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
GL
Insurance industry group
0.79%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- GL
- 0.79%
- Q1
- 0.00%
- Min
- 0.00%
PUK
Insurance industry group
1.10%
- Max
- 5.12%
- Q3
- 2.15%
- PUK
- 1.10%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Globe Life (GL) at 8.43% and Prudential (PUK) at 18.71% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
GL
Insurance industry group
8.43%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- GL
- 8.43%
- Q1
- 0.00%
- Min
- 0.00%
PUK
Insurance industry group
18.71%
- Max
- 76.67%
- Q3
- 35.18%
- PUK
- 18.71%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | GL | PUK |
|---|---|---|
| Dividend Yield (TTM) | 0.79% | 1.10% |
| Dividend Payout Ratio (TTM) | 8.43% | 18.71% |
Valuation
P/E Ratio (TTM)
Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while Globe Life (GL) at 10.52 is closer to its industry’s usual earnings multiple — a discount for PUK, though growth and earnings durability still matter.
GL
Insurance industry group
10.52
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- GL
- 10.52
- Q1
- 9.08
- Min
- 2.32
PUK
Insurance industry group
8.72
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- PUK
- 8.72
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both Globe Life (GL) at 1.89 and Prudential (PUK) at 2.12 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
GL
Insurance industry group
1.89
- Max
- 4.03
- Q3
- 2.25
- GL
- 1.89
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
PUK
Insurance industry group
2.12
- Max
- 4.03
- Q3
- 2.25
- PUK
- 2.12
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Globe Life (GL) at 1.81 sits near its industry’s typical P/B ratio, while Prudential (PUK) at 6.29 prices above its benchmark range — PUK looks rich relative to book.
GL
Insurance industry group
1.81
- Max
- 5.07
- Q3
- 2.79
- GL
- 1.81
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
PUK
Insurance industry group
6.29
- PUK
- 6.29
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | GL | PUK |
|---|---|---|
| P/E Ratio (TTM) | 10.52 | 8.72 |
| P/S Ratio (TTM) | 1.89 | 2.12 |
| P/B Ratio (MRQ) | 1.81 | 6.29 |
| Free Cash Flow Yield (TTM) | -- | -- |