GEN vs. TYL: Gen Digital vs. Tyler Stock Comparison
How do Gen Digital (GEN) and Tyler (TYL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Gen Digital (GEN) and Tyler (TYL) both belong to the Software industry, though GEN is classified under Systems Software while TYL falls under Application Software.
| Profile Item | GEN | TYL |
|---|---|---|
| Name | Gen Digital Inc. | Tyler Technologies Inc. |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Systems Software | Application Software |
| Market Capitalization | 17.67 billion USD | 16.72 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | June 23, 1989 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | GEN | TYL |
|---|---|---|
| Total Return (1Y) | 18.20% | -9.12% |
| Total Return (3Y, Annualized) | 18.57% | 0.63% |
| Total Return (5Y, Annualized) | 5.70% | -4.91% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | GEN | TYL |
|---|---|---|
| Volatility (1Y, Annualized) | 43.30% | 42.71% |
| Beta (5Y) | 1.23 | 0.70 |
| Max Drawdown (5Y) | -48.41% | -57.44% |
| Avg. Volume (3M) | 8.39M | 832.79K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | GEN | TYL |
|---|---|---|
| Sharpe Ratio (1Y) | 0.32 | -0.31 |
| Sortino Ratio (1Y) | 0.50 | -0.42 |
Profitability
ROE (TTM)
Gen Digital (GEN) at 46.40% sits in the top ROE quartile, while Tyler (TYL) at 10.49% is closer to the peer norm — stronger capital efficiency for GEN.
GEN
Software & Services industry group
46.40%
- Max
- 53.85%
- GEN
- 46.40%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
TYL
Software & Services industry group
10.49%
- Max
- 53.85%
- Q3
- 17.90%
- TYL
- 10.49%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
Gen Digital (GEN) at 23.07% retains a top-quartile share of revenue as profit, ahead of Tyler (TYL) at 13.51%, which keeps about the industry-typical share.
GEN
Software & Services industry group
23.07%
- Max
- 41.17%
- GEN
- 23.07%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
TYL
Software & Services industry group
13.51%
- Max
- 41.17%
- Q3
- 15.28%
- TYL
- 13.51%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Both Gen Digital (GEN) at 37.40% and Tyler (TYL) at 18.07% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.
GEN
Software & Services industry group
37.40%
- Max
- 46.89%
- GEN
- 37.40%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
TYL
Software & Services industry group
18.07%
- Max
- 46.89%
- TYL
- 18.07%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | GEN | TYL |
|---|---|---|
| ROE (TTM) | 46.40% | 10.49% |
| ROA (TTM) | 8.94% | 4.40% |
| Net Margin (TTM) | 23.07% | 13.51% |
| Operating Margin (TTM) | 37.40% | 18.07% |
| Gross Margin (TTM) | 77.41% | 47.70% |
Growth
Revenue Growth
Gen Digital (GEN) at 27.06% sits in the top revenue growth quartile, while Tyler (TYL) at 9.10% is closer to the peer norm — faster top-line expansion for GEN.
EPS Growth
Gen Digital (GEN) at 52.43% sits in the top EPS growth quartile, while Tyler (TYL) at 19.01% is closer to the peer norm — faster per-share earnings growth for GEN.
Growth Metrics
| Metric | GEN | TYL |
|---|---|---|
| Revenue Growth (YoY) | 27.06% | 9.10% |
| Revenue Growth (3Y CAGR) | 14.66% | 8.03% |
| EPS Growth (YoY) | 52.43% | 19.01% |
| EPS Growth (3Y CAGR) | -10.09% | 22.99% |
Financial Strength
Current Ratio (MRQ)
Tyler (TYL) at 1.33 keeps current ratio within its industry’s typical mid-range, while Gen Digital (GEN) at 0.37 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for GEN.
GEN
Software & Services industry group
0.37
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- GEN
- 0.37
- Min
- 0.03
TYL
Software & Services industry group
1.33
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- TYL
- 1.33
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Tyler (TYL) at 0.52 is near its industry mid-range for debt-to-equity ratio, while Gen Digital (GEN) at 2.96 sits above its benchmark range, pointing to a heavier debt load relative to equity.
GEN
Software & Services industry group
2.96
- GEN
- 2.96
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
TYL
Software & Services industry group
0.52
- Max
- 2.52
- Q3
- 1.13
- TYL
- 0.52
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | GEN | TYL |
|---|---|---|
| Current Ratio (MRQ) | 0.37 | 1.33 |
| Debt / Equity (MRQ) | 2.96 | 0.52 |
| Net Debt / EBITDA | 3.02 | 1.21 |
Dividends
Dividend Yield (TTM)
Tyler (TYL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Gen Digital (GEN) reports a yield of 1.63%, ranking against industry peers normally.
GEN
Software & Services industry group
1.63%
- GEN
- 1.63%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
TYL
Software & Services industry group
0.00%
- TYL
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Tyler (TYL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Gen Digital (GEN) reports a payout of 25.38%, ranking against industry peers normally.
GEN
Software & Services industry group
25.38%
- GEN
- 25.38%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
TYL
Software & Services industry group
0.00%
- TYL
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | GEN | TYL |
|---|---|---|
| Dividend Yield (TTM) | 1.63% | 0.00% |
| Dividend Payout Ratio (TTM) | 25.38% | 0.00% |
Valuation
P/E Ratio (TTM)
Gen Digital (GEN) at 15.12 sits in the cheaper P/E ratio quartile, while Tyler (TYL) at 52.50 is closer to its industry’s usual earnings multiple — a discount for GEN, though growth and earnings durability still matter.
GEN
Software & Services industry group
15.12
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- GEN
- 15.12
- Min
- 6.69
TYL
Software & Services industry group
52.50
- Max
- 112.94
- Q3
- 60.32
- TYL
- 52.50
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
P/S Ratio (TTM)
On P/S ratio, both Gen Digital (GEN) at 3.38 and Tyler (TYL) at 6.74 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
GEN
Software & Services industry group
3.38
- Max
- 17.91
- Q3
- 8.78
- Median
- 4.25
- GEN
- 3.38
- Q1
- 2.23
- Min
- 0.02
TYL
Software & Services industry group
6.74
- Max
- 17.91
- Q3
- 8.78
- TYL
- 6.74
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
On P/B ratio, both Gen Digital (GEN) at 6.45 and Tyler (TYL) at 6.00 are valued close to their industries’ norm against book — neither stands out from peers.
GEN
Software & Services industry group
6.45
- Max
- 16.63
- Q3
- 8.50
- GEN
- 6.45
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
TYL
Software & Services industry group
6.00
- Max
- 16.63
- Q3
- 8.50
- TYL
- 6.00
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | GEN | TYL |
|---|---|---|
| P/E Ratio (TTM) | 15.12 | 52.50 |
| P/S Ratio (TTM) | 3.38 | 6.74 |
| P/B Ratio (MRQ) | 6.45 | 6.00 |
| Free Cash Flow Yield (TTM) | 10.25% | 4.12% |