GEN vs. MSFT: Gen Digital vs. Microsoft Stock Comparison
How do Gen Digital (GEN) and Microsoft (MSFT) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Gen Digital (GEN) and Microsoft (MSFT) are both classified in the Systems Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.
| Profile Item | GEN | MSFT |
|---|---|---|
| Name | Gen Digital Inc. | Microsoft Corporation Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Systems Software | Systems Software |
| Market Capitalization | 17.67 billion USD | 3,940.41 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | Nasdaq |
| Listing Date | June 23, 1989 | March 13, 1986 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | GEN | MSFT |
|---|---|---|
| Total Return (1Y) | 18.20% | 10.30% |
| Total Return (3Y, Annualized) | 18.57% | 15.53% |
| Total Return (5Y, Annualized) | 5.70% | 11.01% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | GEN | MSFT |
|---|---|---|
| Volatility (1Y, Annualized) | 43.30% | 33.91% |
| Beta (5Y) | 1.23 | 1.03 |
| Max Drawdown (5Y) | -48.41% | -37.15% |
| Avg. Volume (3M) | 8.39M | 22.95M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | GEN | MSFT |
|---|---|---|
| Sharpe Ratio (1Y) | 0.32 | 0.18 |
| Sortino Ratio (1Y) | 0.50 | 0.28 |
Profitability
ROE (TTM)
Both Gen Digital (GEN) at 46.40% and Microsoft (MSFT) at 34.22% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.
GEN
Software & Services industry group
46.40%
- Max
- 53.85%
- GEN
- 46.40%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
MSFT
Software & Services industry group
34.22%
- Max
- 53.85%
- MSFT
- 34.22%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
For every dollar of sales, both Gen Digital (GEN) at 23.07% and Microsoft (MSFT) at 41.17% retain more as net profit than most peers, landing in the top net margin quartile of their industries.
GEN
Software & Services industry group
23.07%
- Max
- 41.17%
- GEN
- 23.07%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
MSFT
Software & Services industry group
41.17%
- MSFT
- 41.17%
- Max
- 41.17%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Microsoft (MSFT) at 49.76% shows unusually strong operating efficiency — above its industry’s operating margin range — and Gen Digital (GEN) at 37.40% also operates in the top quartile.
GEN
Software & Services industry group
37.40%
- Max
- 46.89%
- GEN
- 37.40%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
MSFT
Software & Services industry group
49.76%
- MSFT
- 49.76%
- Max
- 46.89%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | GEN | MSFT |
|---|---|---|
| ROE (TTM) | 46.40% | 34.22% |
| ROA (TTM) | 8.94% | 14.41% |
| Net Margin (TTM) | 23.07% | 41.17% |
| Operating Margin (TTM) | 37.40% | 49.76% |
| Gross Margin (TTM) | 77.41% | 67.66% |
Growth
Revenue Growth
Gen Digital (GEN) at 27.06% sits in the top revenue growth quartile, while Microsoft (MSFT) at 17.79% is closer to the peer norm — faster top-line expansion for GEN.
EPS Growth
Gen Digital (GEN) at 52.43% sits in the top EPS growth quartile, while Microsoft (MSFT) at 31.60% is closer to the peer norm — faster per-share earnings growth for GEN.
Growth Metrics
| Metric | GEN | MSFT |
|---|---|---|
| Revenue Growth (YoY) | 27.06% | 17.79% |
| Revenue Growth (3Y CAGR) | 14.66% | 16.12% |
| EPS Growth (YoY) | 52.43% | 31.60% |
| EPS Growth (3Y CAGR) | -10.09% | 22.86% |
Financial Strength
Current Ratio (MRQ)
Microsoft (MSFT) at 1.23 keeps current ratio within its industry’s typical mid-range, while Gen Digital (GEN) at 0.37 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for GEN.
GEN
Software & Services industry group
0.37
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- GEN
- 0.37
- Min
- 0.03
MSFT
Software & Services industry group
1.23
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- MSFT
- 1.23
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Microsoft (MSFT) at 0.28 is near its industry mid-range for debt-to-equity ratio, while Gen Digital (GEN) at 2.96 sits above its benchmark range, pointing to a heavier debt load relative to equity.
GEN
Software & Services industry group
2.96
- GEN
- 2.96
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
MSFT
Software & Services industry group
0.28
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- MSFT
- 0.28
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | GEN | MSFT |
|---|---|---|
| Current Ratio (MRQ) | 0.37 | 1.23 |
| Debt / Equity (MRQ) | 2.96 | 0.28 |
| Net Debt / EBITDA | 3.02 | 0.34 |
Dividends
Dividend Yield (TTM)
Both Gen Digital (GEN) at 1.63% and Microsoft (MSFT) at 0.69% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.
GEN
Software & Services industry group
1.63%
- GEN
- 1.63%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
MSFT
Software & Services industry group
0.69%
- MSFT
- 0.69%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Gen Digital (GEN) at 25.38% and Microsoft (MSFT) at 19.00% pay out more of their earnings than any of their industry peers — the thinnest cover in their groups, so dividend headroom deserves attention.
GEN
Software & Services industry group
25.38%
- GEN
- 25.38%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
MSFT
Software & Services industry group
19.00%
- MSFT
- 19.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | GEN | MSFT |
|---|---|---|
| Dividend Yield (TTM) | 1.63% | 0.69% |
| Dividend Payout Ratio (TTM) | 25.38% | 19.00% |
Valuation
P/E Ratio (TTM)
Gen Digital (GEN) at 15.12 sits in the cheaper P/E ratio quartile, while Microsoft (MSFT) at 27.69 is closer to its industry’s usual earnings multiple — a discount for GEN, though growth and earnings durability still matter.
GEN
Software & Services industry group
15.12
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- GEN
- 15.12
- Min
- 6.69
MSFT
Software & Services industry group
27.69
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- MSFT
- 27.69
- Q1
- 18.77
- Min
- 6.69
P/S Ratio (TTM)
Gen Digital (GEN) at 3.38 is priced about in line with its industry on P/S ratio, while Microsoft (MSFT) at 11.37 sits in the pricier quartile — MSFT costs more per dollar of sales.
GEN
Software & Services industry group
3.38
- Max
- 17.91
- Q3
- 8.78
- Median
- 4.25
- GEN
- 3.38
- Q1
- 2.23
- Min
- 0.02
MSFT
Software & Services industry group
11.37
- Max
- 17.91
- MSFT
- 11.37
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
On P/B ratio, both Gen Digital (GEN) at 6.45 and Microsoft (MSFT) at 8.38 are valued close to their industries’ norm against book — neither stands out from peers.
GEN
Software & Services industry group
6.45
- Max
- 16.63
- Q3
- 8.50
- GEN
- 6.45
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
MSFT
Software & Services industry group
8.38
- Max
- 16.63
- Q3
- 8.50
- MSFT
- 8.38
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | GEN | MSFT |
|---|---|---|
| P/E Ratio (TTM) | 15.12 | 27.69 |
| P/S Ratio (TTM) | 3.38 | 11.37 |
| P/B Ratio (MRQ) | 6.45 | 8.38 |
| Free Cash Flow Yield (TTM) | 10.25% | 0.08% |