Microsoft (MSFT) vs. SAP (SAP)
This page compares Microsoft (MSFT) with SAP (SAP) using historical performance, profitability, financial strength, growth, dividend, and valuation metrics.
Company Profile
Microsoft (MSFT) and SAP (SAP) both belong to the Software industry, though MSFT is classified under Systems Software while SAP falls under Application Software.
Microsoft (MSFT) trades as a standard ordinary-equity line, while SAP (SAP) is an ADR tied to a foreign-share or depositary-receipt structure — compare with FX exposure, program fees, and dividend-withholding-tax differences in mind.
| Symbol | MSFT | SAP |
|---|---|---|
| Company Name | Microsoft Corporation | SAP SE |
| Country/Region | United States | Germany |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Systems Software | Application Software |
| Market Capitalization | 3,100.78 billion USD | 210.79 billion USD |
| Currency | USD | USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | March 13, 1986 | September 18, 1995 |
| Security Type | Common Stock | ADR |
Historical Performance
Historical Performance at a Glance
| Symbol | MSFT | SAP |
|---|---|---|
| 5-Day Price Return | 3.01% | 15.02% |
| 13-Week Price Return | 5.18% | -8.74% |
| 26-Week Price Return | -17.94% | -27.33% |
| 52-Week Price Return | -9.03% | -41.04% |
| Month-to-Date Return | 2.36% | 7.71% |
| Year-to-Date Return | -13.69% | -24.78% |
| 10-Day Avg. Volume | 34.60M | 3.28M |
| 3-Month Avg. Volume | 36.22M | 3.23M |
| 3-Month Volatility | 27.14% | 39.39% |
| Beta | 1.09 | 0.94 |
Profitability
Return on Equity (TTM)
Microsoft (MSFT) at 33.13% ranks in the top quartile for Return on Equity (TTM), ahead of SAP (SAP) at 16.88%, which sits closer to the industry mid-range.
MSFT
Software & Services industry group
33.13%
- Max
- 62.31%
- Q3
- 20.29%
- Median
- 7.31%
- Q1
- -8.50%
- Min
- -50.67%
SAP
Software & Services industry group
16.88%
- Max
- 62.31%
- Q3
- 20.29%
- Median
- 7.31%
- Q1
- -8.50%
- Min
- -50.67%
Net Profit Margin (TTM)
Both Microsoft (MSFT) at 39.34% and SAP (SAP) at 19.58% rank in the top quartile for Net Profit Margin (TTM) among industry peers, indicating both companies convert revenue into net income more strongly than typical competitors.
MSFT
Software & Services industry group
39.34%
- Max
- 44.20%
- Q3
- 16.48%
- Median
- 8.18%
- Q1
- -3.67%
- Min
- -28.43%
SAP
Software & Services industry group
19.58%
- Max
- 44.20%
- Q3
- 16.48%
- Median
- 8.18%
- Q1
- -3.67%
- Min
- -28.43%
Operating Profit Margin (TTM)
Both Microsoft (MSFT) at 46.75% and SAP (SAP) at 26.85% rank in the top quartile for Operating Profit Margin (TTM) among industry peers, indicating both companies convert revenue into operating income more strongly than typical competitors.
MSFT
Software & Services industry group
46.75%
- Max
- 46.75%
- Q3
- 17.04%
- Median
- 6.53%
- Q1
- -4.60%
- Min
- -34.31%
SAP
Software & Services industry group
26.85%
- Max
- 46.75%
- Q3
- 17.04%
- Median
- 6.53%
- Q1
- -4.60%
- Min
- -34.31%
Profitability at a Glance
| Symbol | MSFT | SAP |
|---|---|---|
| Return on Equity (TTM) | 33.13% | 16.88% |
| Return on Assets (TTM) | 19.15% | 10.42% |
| Net Profit Margin (TTM) | 39.34% | 19.58% |
| Operating Profit Margin (TTM) | 46.75% | 26.85% |
| Gross Profit Margin (TTM) | 68.31% | 73.72% |
Financial Strength
Current Ratio (MRQ)
Microsoft (MSFT) at 1.28 keeps Current Ratio (MRQ) within its industry mid-range, while SAP (SAP) at 1.07 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for SAP.
MSFT
Software & Services industry group
1.28
- Max
- 4.52
- Q3
- 2.50
- Median
- 1.64
- Q1
- 1.13
- Min
- 0.31
SAP
Software & Services industry group
1.07
- Max
- 4.52
- Q3
- 2.50
- Median
- 1.64
- Q1
- 1.13
- Min
- 0.31
Debt-to-Equity Ratio (MRQ)
Both Microsoft (MSFT) at 0.25 and SAP (SAP) at 0.18 post Debt-to-Equity Ratio (MRQ) near their industry mid-ranges, so neither company stands out strongly from peers on leverage.
MSFT
Software & Services industry group
0.25
- Max
- 2.69
- Q3
- 1.27
- Median
- 0.38
- Q1
- 0.00
- Min
- 0.00
SAP
Software & Services industry group
0.18
- Max
- 2.69
- Q3
- 1.27
- Median
- 0.38
- Q1
- 0.00
- Min
- 0.00
Interest Coverage Ratio (TTM)
Microsoft (MSFT) leads with Interest Coverage Ratio (TTM) of 891.80, above its industry benchmark range, while SAP (SAP) at 32.64 also ranks strongly in the top quartile.
MSFT
Software & Services industry group
891.80
- Max
- 45.58
- Q3
- 11.44
- Median
- -0.40
- Q1
- -13.69
- Min
- -51.04
SAP
Software & Services industry group
32.64
- Max
- 45.58
- Q3
- 11.44
- Median
- -0.40
- Q1
- -13.69
- Min
- -51.04
Financial Strength at a Glance
| Symbol | MSFT | SAP |
|---|---|---|
| Current Ratio (MRQ) | 1.28 | 1.07 |
| Quick Ratio (MRQ) | 1.27 | 1.07 |
| Debt-to-Equity Ratio (MRQ) | 0.25 | 0.18 |
| Interest Coverage Ratio (TTM) | 891.80 | 32.64 |
Growth
Revenue Growth
Revenue Growth at a Glance
| Symbol | MSFT | SAP |
|---|---|---|
| Revenue Growth (MRQ vs Prior YoY) | 18.30% | 6.01% |
| Revenue Growth (TTM vs Prior YoY) | 17.87% | 6.24% |
| 3-Year Revenue CAGR | 12.42% | 7.62% |
| 5-Year Revenue CAGR | 14.52% | 6.12% |
EPS Growth
EPS Growth at a Glance
| Symbol | MSFT | SAP |
|---|---|---|
| EPS Growth (MRQ vs Prior YoY) | 23.32% | 9.38% |
| EPS Growth (TTM vs Prior YoY) | 29.75% | 28.35% |
| 3-Year EPS CAGR | 12.24% | 46.36% |
| 5-Year EPS CAGR | 18.80% | 6.97% |
Dividend
Dividend Yield (TTM)
Both Microsoft (MSFT) at 0.82% and SAP (SAP) at 1.59% report Dividend Yield (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on cash yield relative to share price.
MSFT
Software & Services industry group
0.82%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
SAP
Software & Services industry group
1.59%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
SAP (SAP) reports an unusual Dividend Payout Ratio (TTM) of 161.64% — outside the typical 0–100% range, indicating either negative earnings (negative ratio) or dividends above current-period earnings (above 100%), both signaling sustainability concerns. Meanwhile Microsoft (MSFT) reports 20.65%, ranking against industry peers normally.
MSFT
Software & Services industry group
20.65%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
SAP
Software & Services industry group
161.64%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend at a Glance
| Symbol | MSFT | SAP |
|---|---|---|
| Dividend Yield (TTM) | 0.82% | 1.59% |
| Dividend Payout Ratio (TTM) | 20.65% | 161.64% |
Valuation
Price-to-Earnings Ratio (TTM)
Both Microsoft (MSFT) at 25.21 and SAP (SAP) at 23.61 post Price-to-Earnings Ratio (TTM) near the typical industry midpoint — neither company stands out strongly from peers on trailing earnings multiple.
MSFT
Software & Services industry group
25.21
- Max
- 112.36
- Q3
- 62.61
- Median
- 31.31
- Q1
- 14.45
- Min
- 0.35
SAP
Software & Services industry group
23.61
- Max
- 112.36
- Q3
- 62.61
- Median
- 31.31
- Q1
- 14.45
- Min
- 0.35
Price-to-Sales Ratio (TTM)
SAP (SAP) at 4.62 carries typical industry Price-to-Sales Ratio (TTM), while Microsoft (MSFT) at 9.92 sits in the higher-multiple quartile — MSFT carries a higher trailing revenue multiple relative to peers.
MSFT
Software & Services industry group
9.92
- Max
- 17.16
- Q3
- 8.26
- Median
- 4.08
- Q1
- 2.21
- Min
- 0.12
SAP
Software & Services industry group
4.62
- Max
- 17.16
- Q3
- 8.26
- Median
- 4.08
- Q1
- 2.21
- Min
- 0.12
Price-to-Book Ratio (MRQ)
Both Microsoft (MSFT) at 6.63 and SAP (SAP) at 4.02 post Price-to-Book Ratio (MRQ) near the typical industry midpoint — neither company stands out strongly from peers on book-value multiple.
MSFT
Software & Services industry group
6.63
- Max
- 20.48
- Q3
- 9.90
- Median
- 4.69
- Q1
- 2.39
- Min
- 0.32
SAP
Software & Services industry group
4.02
- Max
- 20.48
- Q3
- 9.90
- Median
- 4.69
- Q1
- 2.39
- Min
- 0.32
Valuation at a Glance
| Symbol | MSFT | SAP |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 25.21 | 23.61 |
| Price-to-Sales Ratio (TTM) | 9.92 | 4.62 |
| Price-to-Book Ratio (MRQ) | 6.63 | 4.02 |
| Price-to-Free Cash Flow Ratio (TTM) | 43.29 | 21.37 |