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MSFT vs. TYL: Microsoft vs. Tyler Stock Comparison

How do Microsoft (MSFT) and Tyler (TYL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Microsoft (MSFT) and Tyler (TYL) both belong to the Software industry, though MSFT is classified under Systems Software while TYL falls under Application Software.

Company profile comparison for Microsoft (MSFT) and Tyler (TYL)
Profile ItemMSFTTYL
NameMicrosoft Corporation Common StockTyler Technologies Inc.
Country/RegionUnited StatesUnited States
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareSoftware
GICS Sub-IndustrySystems SoftwareApplication Software
Market Capitalization3,940.41 billion USD16.72 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateMarch 13, 1986March 17, 1980
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

MSFT
TYL
GSPC
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Microsoft (MSFT) vs. Tyler (TYL), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Microsoft (MSFT) and Tyler (TYL). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Microsoft (MSFT) and Tyler (TYL). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Microsoft (MSFT) and Tyler (TYL)
MetricMSFTTYL
Total Return (1Y)10.30%-9.12%
Total Return (3Y, Annualized)15.53%0.63%
Total Return (5Y, Annualized)11.01%-4.91%

Risk Profile

Drawdown History

MSFT
TYL
GSPC
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Microsoft (MSFT) vs. Tyler (TYL), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Microsoft (MSFT) and Tyler (TYL). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Microsoft (MSFT) is heavily traded at around 22.95M shares per day, whereas Tyler (TYL) sees a more moderate 832.79K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk profile metrics for Microsoft (MSFT) and Tyler (TYL)
MetricMSFTTYL
Volatility (1Y, Annualized)33.91%42.71%
Beta (5Y)1.030.70
Max Drawdown (5Y)-37.15%-57.44%
Avg. Volume (3M)22.95M832.79K

Risk-Adjusted Performance

Risk-Return Positioning

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MSFT and TYL are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Microsoft (MSFT) and Tyler (TYL)
MetricMSFTTYL
Sharpe Ratio (1Y)0.18-0.31
Sortino Ratio (1Y)0.28-0.42

Profitability

ROE (TTM)

Microsoft (MSFT) at 34.22% sits in the top ROE quartile, while Tyler (TYL) at 10.49% is closer to the peer norm — stronger capital efficiency for MSFT.

MSFT

Software & Services industry group

34.22%

Max
53.85%
MSFT
34.22%
Q3
17.90%
Median
6.59%
Q1
-9.59%
Min
-50.52%

TYL

Software & Services industry group

10.49%

Max
53.85%
Q3
17.90%
TYL
10.49%
Median
6.59%
Q1
-9.59%
Min
-50.52%
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Microsoft (MSFT) vs. Tyler (TYL): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

Microsoft (MSFT) at 41.17% retains a top-quartile share of revenue as profit, ahead of Tyler (TYL) at 13.51%, which keeps about the industry-typical share.

MSFT

Software & Services industry group

41.17%

MSFT
41.17%
Max
41.17%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%

TYL

Software & Services industry group

13.51%

Max
41.17%
Q3
15.28%
TYL
13.51%
Median
4.63%
Q1
-5.42%
Min
-33.17%
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Microsoft (MSFT) vs. Tyler (TYL): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Microsoft (MSFT) at 49.76% shows unusually strong operating efficiency — above its industry’s operating margin range — and Tyler (TYL) at 18.07% also operates in the top quartile.

MSFT

Software & Services industry group

49.76%

MSFT
49.76%
Max
46.89%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%

TYL

Software & Services industry group

18.07%

Max
46.89%
TYL
18.07%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%
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Microsoft (MSFT) vs. Tyler (TYL): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Microsoft (MSFT) and Tyler (TYL)
MetricMSFTTYL
ROE (TTM)34.22%10.49%
ROA (TTM)14.41%4.40%
Net Margin (TTM)41.17%13.51%
Operating Margin (TTM)49.76%18.07%
Gross Margin (TTM)67.66%47.70%

Growth

Revenue Growth

Both Microsoft (MSFT) at 17.79% and Tyler (TYL) at 9.10% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Microsoft (MSFT) vs. Tyler (TYL): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Microsoft (MSFT) at 31.60% and Tyler (TYL) at 19.01% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Microsoft (MSFT) vs. Tyler (TYL): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Microsoft (MSFT) and Tyler (TYL)
MetricMSFTTYL
Revenue Growth (YoY)17.79%9.10%
Revenue Growth (3Y CAGR)16.12%8.03%
EPS Growth (YoY)31.60%19.01%
EPS Growth (3Y CAGR)22.86%22.99%

Financial Strength

Current Ratio (MRQ)

Both Microsoft (MSFT) at 1.23 and Tyler (TYL) at 1.33 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

MSFT

Software & Services industry group

1.23

Max
5.11
Q3
2.77
Median
1.67
MSFT
1.23
Q1
1.01
Min
0.03

TYL

Software & Services industry group

1.33

Max
5.11
Q3
2.77
Median
1.67
TYL
1.33
Q1
1.01
Min
0.03
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Microsoft (MSFT) vs. Tyler (TYL): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Both Microsoft (MSFT) at 0.28 and Tyler (TYL) at 0.52 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

MSFT

Software & Services industry group

0.28

Max
2.52
Q3
1.13
Median
0.40
MSFT
0.28
Q1
0.07
Min
0.00

TYL

Software & Services industry group

0.52

Max
2.52
Q3
1.13
TYL
0.52
Median
0.40
Q1
0.07
Min
0.00
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Microsoft (MSFT) vs. Tyler (TYL): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Microsoft (MSFT) and Tyler (TYL)
MetricMSFTTYL
Current Ratio (MRQ)1.231.33
Debt / Equity (MRQ)0.280.52
Net Debt / EBITDA0.341.21

Dividends

Dividend Yield (TTM)

Tyler (TYL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Microsoft (MSFT) reports a yield of 0.69%, ranking against industry peers normally.

MSFT

Software & Services industry group

0.69%

MSFT
0.69%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

TYL

Software & Services industry group

0.00%

TYL
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Microsoft (MSFT) vs. Tyler (TYL): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Tyler (TYL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Microsoft (MSFT) reports a payout of 19.00%, ranking against industry peers normally.

MSFT

Software & Services industry group

19.00%

MSFT
19.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

TYL

Software & Services industry group

0.00%

TYL
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Microsoft (MSFT) vs. Tyler (TYL): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Microsoft (MSFT) and Tyler (TYL)
MetricMSFTTYL
Dividend Yield (TTM)0.69%0.00%
Dividend Payout Ratio (TTM)19.00%0.00%

Valuation

P/E Ratio (TTM)

Both Microsoft (MSFT) at 27.69 and Tyler (TYL) at 52.50 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

MSFT

Software & Services industry group

27.69

Max
112.94
Q3
60.32
Median
32.91
MSFT
27.69
Q1
18.77
Min
6.69

TYL

Software & Services industry group

52.50

Max
112.94
Q3
60.32
TYL
52.50
Median
32.91
Q1
18.77
Min
6.69
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Microsoft (MSFT) vs. Tyler (TYL): A comparison of their P/E ratio against the Software & Services industry group benchmark.

P/S Ratio (TTM)

Tyler (TYL) at 6.74 is priced about in line with its industry on P/S ratio, while Microsoft (MSFT) at 11.37 sits in the pricier quartile — MSFT costs more per dollar of sales.

MSFT

Software & Services industry group

11.37

Max
17.91
MSFT
11.37
Q3
8.78
Median
4.25
Q1
2.23
Min
0.02

TYL

Software & Services industry group

6.74

Max
17.91
Q3
8.78
TYL
6.74
Median
4.25
Q1
2.23
Min
0.02
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Microsoft (MSFT) vs. Tyler (TYL): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Microsoft (MSFT) at 8.38 and Tyler (TYL) at 6.00 are valued close to their industries’ norm against book — neither stands out from peers.

MSFT

Software & Services industry group

8.38

Max
16.63
Q3
8.50
MSFT
8.38
Median
4.30
Q1
1.92
Min
-3.90

TYL

Software & Services industry group

6.00

Max
16.63
Q3
8.50
TYL
6.00
Median
4.30
Q1
1.92
Min
-3.90
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Microsoft (MSFT) vs. Tyler (TYL): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Microsoft (MSFT) and Tyler (TYL)
MetricMSFTTYL
P/E Ratio (TTM)27.6952.50
P/S Ratio (TTM)11.376.74
P/B Ratio (MRQ)8.386.00
Free Cash Flow Yield (TTM)0.08%4.12%