GEN vs. GWRE: Gen Digital vs. Guidewire Software Stock Comparison
How do Gen Digital (GEN) and Guidewire Software (GWRE) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Gen Digital (GEN) and Guidewire Software (GWRE) both belong to the Software industry, though GEN is classified under Systems Software while GWRE falls under Application Software.
| Profile Item | GEN | GWRE |
|---|---|---|
| Name | Gen Digital Inc. | Guidewire Software Inc. |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Systems Software | Application Software |
| Market Capitalization | 17.67 billion USD | 13.34 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | June 23, 1989 | January 25, 2012 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | GEN | GWRE |
|---|---|---|
| Total Return (1Y) | 18.20% | -25.97% |
| Total Return (3Y, Annualized) | 18.57% | 21.68% |
| Total Return (5Y, Annualized) | 5.70% | 4.78% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | GEN | GWRE |
|---|---|---|
| Volatility (1Y, Annualized) | 43.30% | 62.03% |
| Beta (5Y) | 1.23 | 0.99 |
| Max Drawdown (5Y) | -48.41% | -60.79% |
| Avg. Volume (3M) | 8.39M | 1.29M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | GEN | GWRE |
|---|---|---|
| Sharpe Ratio (1Y) | 0.32 | -0.49 |
| Sortino Ratio (1Y) | 0.50 | -0.68 |
Profitability
ROE (TTM)
Gen Digital (GEN) at 46.40% sits in the top ROE quartile, while Guidewire Software (GWRE) at 10.51% is closer to the peer norm — stronger capital efficiency for GEN.
GEN
Software & Services industry group
46.40%
- Max
- 53.85%
- GEN
- 46.40%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
GWRE
Software & Services industry group
10.51%
- Max
- 53.85%
- Q3
- 17.90%
- GWRE
- 10.51%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
Gen Digital (GEN) at 23.07% retains a top-quartile share of revenue as profit, ahead of Guidewire Software (GWRE) at 9.44%, which keeps about the industry-typical share.
GEN
Software & Services industry group
23.07%
- Max
- 41.17%
- GEN
- 23.07%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
GWRE
Software & Services industry group
9.44%
- Max
- 41.17%
- Q3
- 15.28%
- GWRE
- 9.44%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Gen Digital (GEN) at 37.40% operates in the top operating margin quartile, ahead of Guidewire Software (GWRE) at 15.16%, which runs around its industry’s norm.
GEN
Software & Services industry group
37.40%
- Max
- 46.89%
- GEN
- 37.40%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
GWRE
Software & Services industry group
15.16%
- Max
- 46.89%
- Q3
- 17.64%
- GWRE
- 15.16%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | GEN | GWRE |
|---|---|---|
| ROE (TTM) | 46.40% | 10.51% |
| ROA (TTM) | 8.94% | 3.54% |
| Net Margin (TTM) | 23.07% | 9.44% |
| Operating Margin (TTM) | 37.40% | 15.16% |
| Gross Margin (TTM) | 77.41% | 64.21% |
Growth
Revenue Growth
Gen Digital (GEN) at 27.06% sits in the top revenue growth quartile, while Guidewire Software (GWRE) at 22.70% is closer to the peer norm — faster top-line expansion for GEN.
EPS Growth
Both Gen Digital (GEN) at 52.43% and Guidewire Software (GWRE) at 101.23% sit in the top peer quartile for EPS growth, so each is compounding per-share earnings faster than typical industry peers.
Growth Metrics
| Metric | GEN | GWRE |
|---|---|---|
| Revenue Growth (YoY) | 27.06% | 22.70% |
| Revenue Growth (3Y CAGR) | 14.66% | 17.68% |
| EPS Growth (YoY) | 52.43% | 101.23% |
| EPS Growth (3Y CAGR) | -10.09% | -- |
Financial Strength
Current Ratio (MRQ)
Guidewire Software (GWRE) at 1.79 keeps current ratio within its industry’s typical mid-range, while Gen Digital (GEN) at 0.37 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for GEN.
GEN
Software & Services industry group
0.37
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- GEN
- 0.37
- Min
- 0.03
GWRE
Software & Services industry group
1.79
- Max
- 5.11
- Q3
- 2.77
- GWRE
- 1.79
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Guidewire Software (GWRE) at 0.60 is near its industry mid-range for debt-to-equity ratio, while Gen Digital (GEN) at 2.96 sits above its benchmark range, pointing to a heavier debt load relative to equity.
GEN
Software & Services industry group
2.96
- GEN
- 2.96
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
GWRE
Software & Services industry group
0.60
- Max
- 2.52
- Q3
- 1.13
- GWRE
- 0.60
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | GEN | GWRE |
|---|---|---|
| Current Ratio (MRQ) | 0.37 | 1.79 |
| Debt / Equity (MRQ) | 2.96 | 0.60 |
| Net Debt / EBITDA | 3.02 | -0.38 |
Dividends
Dividend Yield (TTM)
Guidewire Software (GWRE) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Gen Digital (GEN) reports a yield of 1.63%, ranking against industry peers normally.
GEN
Software & Services industry group
1.63%
- GEN
- 1.63%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
GWRE
Software & Services industry group
0.00%
- GWRE
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Guidewire Software (GWRE) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Gen Digital (GEN) reports a payout of 25.38%, ranking against industry peers normally.
GEN
Software & Services industry group
25.38%
- GEN
- 25.38%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
GWRE
Software & Services industry group
0.00%
- GWRE
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | GEN | GWRE |
|---|---|---|
| Dividend Yield (TTM) | 1.63% | 0.00% |
| Dividend Payout Ratio (TTM) | 25.38% | 0.00% |
Valuation
P/E Ratio (TTM)
Gen Digital (GEN) at 15.12 sits in the cheaper P/E ratio quartile, while Guidewire Software (GWRE) at 99.02 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
GEN
Software & Services industry group
15.12
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- GEN
- 15.12
- Min
- 6.69
GWRE
Software & Services industry group
99.02
- Max
- 112.94
- GWRE
- 99.02
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
P/S Ratio (TTM)
Gen Digital (GEN) at 3.38 is priced about in line with its industry on P/S ratio, while Guidewire Software (GWRE) at 9.04 sits in the pricier quartile — GWRE costs more per dollar of sales.
GEN
Software & Services industry group
3.38
- Max
- 17.91
- Q3
- 8.78
- Median
- 4.25
- GEN
- 3.38
- Q1
- 2.23
- Min
- 0.02
GWRE
Software & Services industry group
9.04
- Max
- 17.91
- GWRE
- 9.04
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
Gen Digital (GEN) at 6.45 is valued about in line with its industry on P/B ratio, while Guidewire Software (GWRE) at 11.09 carries an above-peer premium to book — GWRE is pricier on assets.
GEN
Software & Services industry group
6.45
- Max
- 16.63
- Q3
- 8.50
- GEN
- 6.45
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
GWRE
Software & Services industry group
11.09
- Max
- 16.63
- GWRE
- 11.09
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | GEN | GWRE |
|---|---|---|
| P/E Ratio (TTM) | 15.12 | 99.02 |
| P/S Ratio (TTM) | 3.38 | 9.04 |
| P/B Ratio (MRQ) | 6.45 | 11.09 |
| Free Cash Flow Yield (TTM) | 10.25% | 2.57% |