GWRE vs. PLTR: Guidewire Software vs. Palantir Stock Comparison
How do Guidewire Software (GWRE) and Palantir (PLTR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Guidewire Software (GWRE) and Palantir (PLTR) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.
| Profile Item | GWRE | PLTR |
|---|---|---|
| Name | Guidewire Software Inc. | Palantir Technologies Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Application Software | Application Software |
| Market Capitalization | 13.34 billion USD | 386.44 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | January 25, 2012 | September 30, 2020 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | GWRE | PLTR |
|---|---|---|
| Total Return (1Y) | -25.97% | -4.94% |
| Total Return (3Y, Annualized) | 21.68% | 109.97% |
| Total Return (5Y, Annualized) | 4.78% | 47.47% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | GWRE | PLTR |
|---|---|---|
| Volatility (1Y, Annualized) | 62.03% | 60.50% |
| Beta (5Y) | 0.99 | 1.63 |
| Max Drawdown (5Y) | -60.79% | -75.26% |
| Avg. Volume (3M) | 1.29M | 27.20M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | GWRE | PLTR |
|---|---|---|
| Sharpe Ratio (1Y) | -0.49 | -0.15 |
| Sortino Ratio (1Y) | -0.68 | -0.24 |
Profitability
ROE (TTM)
Palantir (PLTR) at 40.91% sits in the top ROE quartile, while Guidewire Software (GWRE) at 10.51% is closer to the peer norm — stronger capital efficiency for PLTR.
GWRE
Software & Services industry group
10.51%
- Max
- 53.85%
- Q3
- 17.90%
- GWRE
- 10.51%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
PLTR
Software & Services industry group
40.91%
- Max
- 53.85%
- PLTR
- 40.91%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
Palantir (PLTR) at 50.34% converts revenue to bottom-line profit above its industry’s benchmark range, while Guidewire Software (GWRE) at 9.44% keeps roughly the typical share for its industry.
GWRE
Software & Services industry group
9.44%
- Max
- 41.17%
- Q3
- 15.28%
- GWRE
- 9.44%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
PLTR
Software & Services industry group
50.34%
- PLTR
- 50.34%
- Max
- 41.17%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Palantir (PLTR) at 46.89% operates in the top operating margin quartile, ahead of Guidewire Software (GWRE) at 15.16%, which runs around its industry’s norm.
GWRE
Software & Services industry group
15.16%
- Max
- 46.89%
- Q3
- 17.64%
- GWRE
- 15.16%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
PLTR
Software & Services industry group
46.89%
- PLTR
- 46.89%
- Max
- 46.89%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | GWRE | PLTR |
|---|---|---|
| ROE (TTM) | 10.51% | 40.91% |
| ROA (TTM) | 3.54% | 19.31% |
| Net Margin (TTM) | 9.44% | 50.34% |
| Operating Margin (TTM) | 15.16% | 46.89% |
| Gross Margin (TTM) | 64.21% | 84.74% |
Growth
Revenue Growth
Palantir (PLTR) at 56.18% clears its industry range for revenue growth, far stronger top-line momentum than Guidewire Software (GWRE) at 22.70%, which is closer to a typical peer reading.
EPS Growth
Both companies show strong earnings momentum, but Palantir (PLTR) at 231.06% is the standout with EPS growth above its industry range; Guidewire Software (GWRE) at 101.23% also sits in the top quartile.
Growth Metrics
| Metric | GWRE | PLTR |
|---|---|---|
| Revenue Growth (YoY) | 22.70% | 56.18% |
| Revenue Growth (3Y CAGR) | 17.68% | 32.92% |
| EPS Growth (YoY) | 101.23% | 231.06% |
| EPS Growth (3Y CAGR) | -- | -- |
Financial Strength
Current Ratio (MRQ)
Guidewire Software (GWRE) at 1.79 keeps current ratio within its industry’s typical mid-range, while Palantir (PLTR) at 7.10 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.
GWRE
Software & Services industry group
1.79
- Max
- 5.11
- Q3
- 2.77
- GWRE
- 1.79
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
PLTR
Software & Services industry group
7.10
- PLTR
- 7.10
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Palantir (PLTR) at 0.02 keeps leverage in the lower industry quartile, while Guidewire Software (GWRE) at 0.60 runs a more typical debt-to-equity mix.
GWRE
Software & Services industry group
0.60
- Max
- 2.52
- Q3
- 1.13
- GWRE
- 0.60
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
PLTR
Software & Services industry group
0.02
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- PLTR
- 0.02
- Min
- 0.00
Financial Strength Metrics
| Metric | GWRE | PLTR |
|---|---|---|
| Current Ratio (MRQ) | 1.79 | 7.10 |
| Debt / Equity (MRQ) | 0.60 | 0.02 |
| Net Debt / EBITDA | -0.38 | -3.08 |
Dividends
Dividend Yield (TTM)
Neither Guidewire Software (GWRE) nor Palantir (PLTR) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
GWRE
Software & Services industry group
0.00%
- GWRE
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
PLTR
Software & Services industry group
0.00%
- PLTR
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Guidewire Software (GWRE) nor Palantir (PLTR) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
GWRE
Software & Services industry group
0.00%
- GWRE
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
PLTR
Software & Services industry group
0.00%
- PLTR
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | GWRE | PLTR |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
Both Guidewire Software (GWRE) at 99.02 and Palantir (PLTR) at 112.94 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.
GWRE
Software & Services industry group
99.02
- Max
- 112.94
- GWRE
- 99.02
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
PLTR
Software & Services industry group
112.94
- PLTR
- 112.94
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
P/S Ratio (TTM)
Both look expensive on sales: Guidewire Software (GWRE) at 9.04 sits in the upper P/S ratio quartile, and Palantir (PLTR) at 53.02 prices even higher, above its industry range.
GWRE
Software & Services industry group
9.04
- Max
- 17.91
- GWRE
- 9.04
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
PLTR
Software & Services industry group
53.02
- PLTR
- 53.02
- Max
- 17.91
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
Both look rich against book: Guidewire Software (GWRE) at 11.09 sits in the upper P/B ratio quartile, and Palantir (PLTR) at 34.41 prices even higher, above its industry range.
GWRE
Software & Services industry group
11.09
- Max
- 16.63
- GWRE
- 11.09
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
PLTR
Software & Services industry group
34.41
- PLTR
- 34.41
- Max
- 16.63
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | GWRE | PLTR |
|---|---|---|
| P/E Ratio (TTM) | 99.02 | 112.94 |
| P/S Ratio (TTM) | 9.04 | 53.02 |
| P/B Ratio (MRQ) | 11.09 | 34.41 |
| Free Cash Flow Yield (TTM) | 2.57% | 0.69% |