FUTU vs. TOST: Futu vs. Toast Stock Comparison

Company Profile

Futu (FUTU) and Toast (TOST) both fall under the Financial Services industry group, but FUTU is classified in Capital Markets while TOST is classified in Financial Services.

Toast (TOST) trades as ordinary local shares, while Futu (FUTU) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Toast (TOST) has an aggressive beta of 1.66, indicating higher sensitivity to broad-market moves, while Futu (FUTU) is defensive at 0.68 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Futu (FUTU) at 30.52% and Toast (TOST) at 25.58% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

Futu (FUTU) at 46.20% retains a top-quartile share of revenue as profit, ahead of Toast (TOST) at 7.69%, which keeps about the industry-typical share.

Futu (FUTU) at 66.75% carries a top-quartile operating margin, while Toast (TOST) at 8.63% operates in the bottom quartile.

Profitability Metrics

Growth

Futu (FUTU) at 68.11% clears its industry range for revenue growth, far stronger top-line momentum than Toast (TOST) at 24.05%, which is closer to a typical peer reading.

Both companies show strong earnings momentum, but Toast (TOST) at 1,766.67% is the standout with EPS growth above its industry range; Futu (FUTU) at 106.38% also sits in the top quartile.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Futu (FUTU) in Financial Services and Toast (TOST) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Futu (FUTU) in Financial Services and Toast (TOST) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Neither Futu (FUTU) nor Toast (TOST) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Toast (TOST) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Futu (FUTU) reports a payout of 25.80%, ranking against industry peers normally.

Dividend Metrics

Valuation

Futu (FUTU) at 9.73 is near its industry’s usual P/E ratio, while Toast (TOST) at 38.10 sits in the richer quartile — TOST needs stronger growth or earnings quality to justify the premium.

Futu (FUTU) at 0.57 sits in the cheaper P/S ratio quartile while Toast (TOST) at 2.82 prices around its industry’s middle — FUTU costs less per dollar of sales, though read it alongside growth and margins.

Futu (FUTU) at 2.75 sits near its industry’s typical P/B ratio, while Toast (TOST) at 8.79 prices above its benchmark range — TOST looks rich relative to book.

Valuation Metrics