BRK.B vs. TOST: Berkshire Hathaway vs. Toast Stock Comparison

Company Profile

Berkshire Hathaway (BRK.B) and Toast (TOST) both belong to the Financial Services industry, though BRK.B is classified under Multi-Sector Holdings while TOST falls under Transaction & Payment Processing Services.

Berkshire Hathaway (BRK.B) has more than two decades of public-market history since May 9, 1996, whereas Toast (TOST) listed on September 22, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Toast (TOST) has an aggressive beta of 1.66, indicating higher sensitivity to broad-market moves, while Berkshire Hathaway (BRK.B) is defensive at 0.56 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Toast (TOST) at 25.58% sits in the top ROE quartile, while Berkshire Hathaway (BRK.B) at 12.12% is closer to the peer norm — stronger capital efficiency for TOST.

Both Berkshire Hathaway (BRK.B) at 22.30% and Toast (TOST) at 7.69% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Berkshire Hathaway (BRK.B) at 32.56% runs core operations around its industry’s norm, while Toast (TOST) at 8.63% operates in the bottom quartile.

Profitability Metrics

Growth

Toast (TOST) at 24.05% is around its peer norm for revenue growth, while Berkshire Hathaway (BRK.B) at -3.23% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Toast (TOST) at 1,766.67% delivers above-range EPS growth, while Berkshire Hathaway (BRK.B) at -24.78% falls into the bottom quartile — a wide split in earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Berkshire Hathaway (BRK.B) in Financial Services and Toast (TOST) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Berkshire Hathaway (BRK.B) in Financial Services and Toast (TOST) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Neither Berkshire Hathaway (BRK.B) nor Toast (TOST) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Neither Berkshire Hathaway (BRK.B) nor Toast (TOST) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Dividend Metrics

Valuation

Berkshire Hathaway (BRK.B) at 14.36 is near its industry’s usual P/E ratio, while Toast (TOST) at 38.10 sits in the richer quartile — TOST needs stronger growth or earnings quality to justify the premium.

On P/S ratio, both Berkshire Hathaway (BRK.B) at 3.18 and Toast (TOST) at 2.82 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

Berkshire Hathaway (BRK.B) at 0.00 sits in the lower P/B ratio quartile relative to book while Toast (TOST) at 8.79 prices above its industry range — a wide valuation gap against assets.

Valuation Metrics