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FRHC vs. NTRS: Freedom vs. Northern Trust Stock Comparison

How do Freedom (FRHC) and Northern Trust (NTRS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Freedom (FRHC) and Northern Trust (NTRS) both belong to the Capital Markets industry, though FRHC is classified under Investment Banking & Brokerage while NTRS falls under Asset Management & Custody Banks.

Company profile comparison for Freedom (FRHC) and Northern Trust (NTRS)
Profile ItemFRHCNTRS
NameFreedom Holding Corp.Northern Trust Corporation
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsCapital Markets
GICS Sub-IndustryInvestment Banking & BrokerageAsset Management & Custody Banks
Market Capitalization11.41 billion USD31.29 billion USD
CurrencyUSDUSD
ExchangeNasdaqNasdaq
Listing DateFebruary 7, 2018March 17, 1980
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

FRHC
NTRS
GSPC
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Freedom (FRHC) vs. Northern Trust (NTRS), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Freedom (FRHC) and Northern Trust (NTRS). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Freedom (FRHC) and Northern Trust (NTRS). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Freedom (FRHC) and Northern Trust (NTRS)
MetricFRHCNTRS
Total Return (1Y)18.04%39.45%
Total Return (3Y, Annualized)28.04%40.68%
Total Return (5Y, Annualized)18.95%11.05%

Risk Profile

Drawdown History

FRHC
NTRS
GSPC
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Freedom (FRHC) vs. Northern Trust (NTRS), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Freedom (FRHC) and Northern Trust (NTRS). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Freedom (FRHC) and Northern Trust (NTRS)
MetricFRHCNTRS
Volatility (1Y, Annualized)47.01%24.90%
Beta (5Y)0.711.18
Max Drawdown (5Y)-45.80%-50.03%
Avg. Volume (3M)108.35K1.11M

Risk-Adjusted Performance

Risk-Return Positioning

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FRHC and NTRS are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Freedom (FRHC) and Northern Trust (NTRS)
MetricFRHCNTRS
Sharpe Ratio (1Y)0.291.41
Sortino Ratio (1Y)0.452.17

Profitability

ROE (TTM)

Both Freedom (FRHC) at 10.68% and Northern Trust (NTRS) at 18.44% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

FRHC

Financial Services industry group

10.68%

Max
44.78%
Q3
21.85%
Median
12.91%
FRHC
10.68%
Q1
4.48%
Min
-18.71%

NTRS

Financial Services industry group

18.44%

Max
44.78%
Q3
21.85%
NTRS
18.44%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Freedom (FRHC) vs. Northern Trust (NTRS): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both Freedom (FRHC) at 8.43% and Northern Trust (NTRS) at 26.00% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

FRHC

Financial Services industry group

8.43%

Max
62.84%
Q3
28.05%
Median
15.36%
FRHC
8.43%
Q1
4.82%
Min
-28.52%

NTRS

Financial Services industry group

26.00%

Max
62.84%
Q3
28.05%
NTRS
26.00%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Freedom (FRHC) vs. Northern Trust (NTRS): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Northern Trust (NTRS) at 34.80% runs core operations around its industry’s norm, while Freedom (FRHC) at 5.01% operates in the bottom quartile.

FRHC

Financial Services industry group

5.01%

Max
107.33%
Q3
55.90%
Median
30.09%
Q1
14.60%
FRHC
5.01%
Min
-44.34%

NTRS

Financial Services industry group

34.80%

Max
107.33%
Q3
55.90%
NTRS
34.80%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Freedom (FRHC) vs. Northern Trust (NTRS): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Freedom (FRHC) and Northern Trust (NTRS)
MetricFRHCNTRS
ROE (TTM)10.68%18.44%
ROA (TTM)1.24%1.44%
Net Margin (TTM)8.43%26.00%
Operating Margin (TTM)5.01%34.80%
Gross Margin (TTM)----

Growth

Revenue Growth

Freedom (FRHC) at 8.97% is around its peer norm for revenue growth, while Northern Trust (NTRS) at -2.46% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Freedom (FRHC) vs. Northern Trust (NTRS): A comparison of their Revenue Growth across different time periods.

EPS Growth

Freedom (FRHC) at 98.93% sits in the top EPS growth quartile, while Northern Trust (NTRS) at -10.54% is closer to the peer norm — faster per-share earnings growth for FRHC.

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Freedom (FRHC) vs. Northern Trust (NTRS): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Freedom (FRHC) and Northern Trust (NTRS)
MetricFRHCNTRS
Revenue Growth (YoY)8.97%-2.46%
Revenue Growth (3Y CAGR)39.61%6.15%
EPS Growth (YoY)98.93%-10.54%
EPS Growth (3Y CAGR)-10.08%12.49%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Freedom (FRHC) in Financial Services and Northern Trust (NTRS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Freedom (FRHC) in Financial Services and Northern Trust (NTRS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Freedom (FRHC) and Northern Trust (NTRS)
MetricFRHCNTRS
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Freedom (FRHC) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Northern Trust (NTRS) reports a yield of 1.91%, ranking against industry peers normally.

FRHC

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
FRHC
0.00%
Q1
0.00%
Min
0.00%

NTRS

Financial Services industry group

1.91%

Max
9.77%
Q3
3.92%
NTRS
1.91%
Median
1.09%
Q1
0.00%
Min
0.00%
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Freedom (FRHC) vs. Northern Trust (NTRS): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Freedom (FRHC) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Northern Trust (NTRS) reports a payout of 25.73%, ranking against industry peers normally.

FRHC

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
FRHC
0.00%
Q1
0.00%
Min
0.00%

NTRS

Financial Services industry group

25.73%

Max
241.07%
Q3
97.36%
Median
25.77%
NTRS
25.73%
Q1
0.00%
Min
0.00%
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Freedom (FRHC) vs. Northern Trust (NTRS): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Freedom (FRHC) and Northern Trust (NTRS)
MetricFRHCNTRS
Dividend Yield (TTM)0.00%1.91%
Dividend Payout Ratio (TTM)0.00%25.73%

Valuation

P/E Ratio (TTM)

Northern Trust (NTRS) at 13.55 is near its industry’s usual P/E ratio, while Freedom (FRHC) at 70.97 sits above its peer range — an unusually expensive price for FRHC’s trailing earnings.

FRHC

Financial Services industry group

70.97

FRHC
70.97
Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

NTRS

Financial Services industry group

13.55

Max
45.85
Q3
24.64
Median
15.37
NTRS
13.55
Q1
9.68
Min
0.16
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Freedom (FRHC) vs. Northern Trust (NTRS): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Northern Trust (NTRS) at 3.35 is priced about in line with its industry on P/S ratio, while Freedom (FRHC) at 6.51 sits in the pricier quartile — FRHC costs more per dollar of sales.

FRHC

Financial Services industry group

6.51

Max
9.23
FRHC
6.51
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55

NTRS

Financial Services industry group

3.35

Max
9.23
Q3
4.57
NTRS
3.35
Median
2.72
Q1
1.28
Min
-0.55
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Freedom (FRHC) vs. Northern Trust (NTRS): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Northern Trust (NTRS) at 2.51 is valued about in line with its industry on P/B ratio, while Freedom (FRHC) at 7.16 carries an above-peer premium to book — FRHC is pricier on assets.

FRHC

Financial Services industry group

7.16

Max
7.79
FRHC
7.16
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39

NTRS

Financial Services industry group

2.51

Max
7.79
Q3
3.63
NTRS
2.51
Median
1.57
Q1
0.81
Min
-0.39
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Freedom (FRHC) vs. Northern Trust (NTRS): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Freedom (FRHC) and Northern Trust (NTRS)
MetricFRHCNTRS
P/E Ratio (TTM)70.9713.55
P/S Ratio (TTM)6.513.35
P/B Ratio (MRQ)7.162.51
Free Cash Flow Yield (TTM)----