FIS vs. TOST: Fidelity Natl Information Svcs vs. Toast Stock Comparison

Company Profile

Fidelity Natl Information Svcs (FIS) and Toast (TOST) are both classified in the Transaction & Payment Processing Services sub-industry within the broader Financial Services industry, placing them in the closest GICS peer bucket.

Fidelity Natl Information Svcs (FIS) has more than two decades of public-market history since June 20, 2001, whereas Toast (TOST) listed on September 22, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Fidelity Natl Information Svcs (FIS) at 23.04% and Toast (TOST) at 25.58% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

Both Fidelity Natl Information Svcs (FIS) at 26.77% and Toast (TOST) at 7.69% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Fidelity Natl Information Svcs (FIS) at 22.93% runs core operations around its industry’s norm, while Toast (TOST) at 8.63% operates in the bottom quartile.

Profitability Metrics

Growth

Both Fidelity Natl Information Svcs (FIS) at 5.43% and Toast (TOST) at 24.05% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Toast (TOST) at 1,766.67% delivers above-range EPS growth, while Fidelity Natl Information Svcs (FIS) at -72.03% falls into the bottom quartile — a wide split in earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Fidelity Natl Information Svcs (FIS) in Financial Services and Toast (TOST) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Fidelity Natl Information Svcs (FIS) in Financial Services and Toast (TOST) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Toast (TOST) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Fidelity Natl Information Svcs (FIS) reports a yield of 5.85%, ranking against industry peers normally.

Toast (TOST) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Fidelity Natl Information Svcs (FIS) reports a payout of 25.71%, ranking against industry peers normally.

Dividend Metrics

Valuation

Fidelity Natl Information Svcs (FIS) at 4.29 sits in the cheaper P/E ratio quartile, while Toast (TOST) at 38.10 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

Fidelity Natl Information Svcs (FIS) at 1.14 sits in the cheaper P/S ratio quartile while Toast (TOST) at 2.82 prices around its industry’s middle — FIS costs less per dollar of sales, though read it alongside growth and margins.

Fidelity Natl Information Svcs (FIS) at 0.91 sits near its industry’s typical P/B ratio, while Toast (TOST) at 8.79 prices above its benchmark range — TOST looks rich relative to book.

Valuation Metrics