FIS vs. MA: Fidelity Natl Information Svcs vs. Mastercard Stock Comparison
How do Fidelity Natl Information Svcs (FIS) and Mastercard (MA) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fidelity Natl Information Svcs (FIS) and Mastercard (MA) are both classified in the Transaction & Payment Processing Services sub-industry within the broader Financial Services industry, placing them in the closest GICS peer bucket.
| Profile Item | FIS | MA |
|---|---|---|
| Name | Fidelity National Information Services, Inc. | Mastercard Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Financial Services |
| GICS Sub-Industry | Transaction & Payment Processing Services | Transaction & Payment Processing Services |
| Market Capitalization | 14.81 billion USD | 568.62 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 20, 2001 | May 25, 2006 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FIS | MA |
|---|---|---|
| Total Return (1Y) | -54.36% | 20.00% |
| Total Return (3Y, Annualized) | -15.82% | 19.98% |
| Total Return (5Y, Annualized) | -22.37% | 14.49% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FIS | MA |
|---|---|---|
| Volatility (1Y, Annualized) | 41.42% | 23.57% |
| Beta (5Y) | 0.91 | 0.76 |
| Max Drawdown (5Y) | -73.34% | -28.25% |
| Avg. Volume (3M) | 6.68M | 2.98M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FIS | MA |
|---|---|---|
| Sharpe Ratio (1Y) | -1.42 | 0.67 |
| Sortino Ratio (1Y) | -1.66 | 1.00 |
Profitability
ROE (TTM)
Both companies show strong equity returns, but Mastercard (MA) at 231.37% is the standout with ROE above its industry range; Fidelity Natl Information Svcs (FIS) at 23.04% also sits in the top quartile.
FIS
Financial Services industry group
23.04%
- Max
- 44.78%
- FIS
- 23.04%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
MA
Financial Services industry group
231.37%
- MA
- 231.37%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Mastercard (MA) at 46.73% retains a top-quartile share of revenue as profit, ahead of Fidelity Natl Information Svcs (FIS) at 26.77%, which keeps about the industry-typical share.
FIS
Financial Services industry group
26.77%
- Max
- 62.84%
- Q3
- 28.05%
- FIS
- 26.77%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
MA
Financial Services industry group
46.73%
- Max
- 62.84%
- MA
- 46.73%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Mastercard (MA) at 60.53% operates in the top operating margin quartile, ahead of Fidelity Natl Information Svcs (FIS) at 22.93%, which runs around its industry’s norm.
FIS
Financial Services industry group
22.93%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- FIS
- 22.93%
- Q1
- 14.60%
- Min
- -44.34%
MA
Financial Services industry group
60.53%
- Max
- 107.33%
- MA
- 60.53%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | FIS | MA |
|---|---|---|
| ROE (TTM) | 23.04% | 231.37% |
| ROA (TTM) | 4.52% | 24.45% |
| Net Margin (TTM) | 26.77% | 46.73% |
| Operating Margin (TTM) | 22.93% | 60.53% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Fidelity Natl Information Svcs (FIS) at 5.43% and Mastercard (MA) at 16.42% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Mastercard (MA) at 18.93% is around its peer norm for EPS growth, while Fidelity Natl Information Svcs (FIS) at -72.03% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | FIS | MA |
|---|---|---|
| Revenue Growth (YoY) | 5.43% | 16.42% |
| Revenue Growth (3Y CAGR) | 3.18% | 13.82% |
| EPS Growth (YoY) | -72.03% | 18.93% |
| EPS Growth (3Y CAGR) | -- | 17.36% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Fidelity Natl Information Svcs (FIS) in Financial Services and Mastercard (MA) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Fidelity Natl Information Svcs (FIS) in Financial Services and Mastercard (MA) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | FIS | MA |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Fidelity Natl Information Svcs (FIS) at 5.85% delivers top-quartile income for its industry, while Mastercard (MA) at 0.53% pays a more typical yield — both are credible income propositions, FIS the richer one.
FIS
Financial Services industry group
5.85%
- Max
- 9.77%
- FIS
- 5.85%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
MA
Financial Services industry group
0.53%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- MA
- 0.53%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Fidelity Natl Information Svcs (FIS) at 25.71% and Mastercard (MA) at 17.63% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
FIS
Financial Services industry group
25.71%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- FIS
- 25.71%
- Q1
- 0.00%
- Min
- 0.00%
MA
Financial Services industry group
17.63%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- MA
- 17.63%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | FIS | MA |
|---|---|---|
| Dividend Yield (TTM) | 5.85% | 0.53% |
| Dividend Payout Ratio (TTM) | 25.71% | 17.63% |
Valuation
P/E Ratio (TTM)
Fidelity Natl Information Svcs (FIS) at 4.29 sits in the cheaper P/E ratio quartile, while Mastercard (MA) at 34.15 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
FIS
Financial Services industry group
4.29
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- FIS
- 4.29
- Min
- 0.16
MA
Financial Services industry group
34.15
- Max
- 45.85
- MA
- 34.15
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Fidelity Natl Information Svcs (FIS) at 1.14 sits in the cheaper P/S ratio quartile while Mastercard (MA) at 15.67 prices above its industry range — a wide gap in sales valuation between them.
FIS
Financial Services industry group
1.14
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- FIS
- 1.14
- Min
- -0.55
MA
Financial Services industry group
15.67
- MA
- 15.67
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Fidelity Natl Information Svcs (FIS) at 0.91 sits near its industry’s typical P/B ratio, while Mastercard (MA) at 84.30 prices above its benchmark range — MA looks rich relative to book.
FIS
Financial Services industry group
0.91
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- FIS
- 0.91
- Q1
- 0.81
- Min
- -0.39
MA
Financial Services industry group
84.30
- MA
- 84.30
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | FIS | MA |
|---|---|---|
| P/E Ratio (TTM) | 4.29 | 34.15 |
| P/S Ratio (TTM) | 1.14 | 15.67 |
| P/B Ratio (MRQ) | 0.91 | 84.30 |
| Free Cash Flow Yield (TTM) | -- | -- |