FICO vs. FIG: Fair Isaac vs. Figma Stock Comparison

Company Profile

Fair Isaac (FICO) and Figma (FIG) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.

Fair Isaac (FICO) carries decades of public-market history since July 22, 1987, while Figma (FIG) listed on July 31, 2025 — long-window comparisons have far more historical data on the FICO side.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Figma (FIG) is heavily traded at around 13.00M shares per day, whereas Fair Isaac (FICO) sees a more moderate 759.34K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Fair Isaac (FICO) has no ROE value reported for this period; Figma (FIG) reports a negative figure of -38.36%, which needs context because negative ROE can reflect losses or negative shareholders’ equity.

Figma (FIG) reports a negative net margin of -40.21%, usually indicating a net loss over the period. Meanwhile Fair Isaac (FICO) reports 32.94%, ranking against industry peers normally.

Figma (FIG) reports a negative operating margin of -30.45%, usually indicating that operating costs exceeded revenue at the operating-income line. Meanwhile Fair Isaac (FICO) reports 44.72%, ranking against industry peers normally.

Profitability Metrics

Growth

Both Fair Isaac (FICO) at 27.33% and Figma (FIG) at 40.96% sit in the top peer quartile for revenue growth, so each is growing its top line faster than typical industry peers.

Only one side can be read here: Fair Isaac (FICO) reports EPS growth of 36.85%, ranked against its industry; Figma (FIG) has no EPS growth figure this period.

Growth Metrics

Financial Strength

Figma (FIG) at 2.45 keeps current ratio within its industry’s typical mid-range, while Fair Isaac (FICO) at 0.99 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for FICO.

Only one side’s leverage can be read here: Figma (FIG) carries debt-to-equity ratio of 0.07 against its industry range, while Fair Isaac (FICO) reports no figure this period.

Financial Strength Metrics

Dividends

Neither Fair Isaac (FICO) nor Figma (FIG) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Neither Fair Isaac (FICO) nor Figma (FIG) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Dividend Metrics

Valuation

An earnings multiple is available for just one side: Fair Isaac (FICO) trades at 19.40 times trailing earnings, ranked against its peers, while Figma (FIG) has no P/E ratio this period.

On P/S ratio, both Fair Isaac (FICO) at 6.00 and Figma (FIG) at 7.20 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

Fair Isaac (FICO) reports a negative P/B ratio of -3.90, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Figma (FIG) reports 6.52, ranking against industry peers normally.

Valuation Metrics