DB vs. HSBC: Deutsche Bank vs. HSBC Stock Comparison
How do Deutsche Bank (DB) and HSBC (HSBC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Deutsche Bank (DB) and HSBC (HSBC) share the Financials sector but sit in different industry groups — DB in Financial Services and HSBC in Banks.
Deutsche Bank (DB) trades as ordinary local shares, while HSBC (HSBC) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | DB | HSBC |
|---|---|---|
| Name | Deutsche Bank AG | HSBC Holdings plc Sponsored ADR |
| Country/Region | Germany | United Kingdom |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Banks |
| GICS Industry | Capital Markets | Banks |
| GICS Sub-Industry | Diversified Capital Markets | Diversified Banks |
| Market Capitalization | 64.60 billion USD | 297.66 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | November 18, 1996 | July 16, 1999 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | DB | HSBC |
|---|---|---|
| Total Return (1Y) | 3.59% | 32.02% |
| Total Return (3Y, Annualized) | 52.91% | 43.61% |
| Total Return (5Y, Annualized) | 26.98% | 33.35% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | DB | HSBC |
|---|---|---|
| Volatility (1Y, Annualized) | 35.30% | 28.54% |
| Beta (5Y) | 1.04 | 0.54 |
| Max Drawdown (5Y) | -54.19% | -31.80% |
| Avg. Volume (3M) | 2.22M | 1.58M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | DB | HSBC |
|---|---|---|
| Sharpe Ratio (1Y) | -0.02 | 0.97 |
| Sortino Ratio (1Y) | -0.03 | 1.52 |
Profitability
ROE (TTM)
HSBC (HSBC) at 14.22% sits in the top ROE quartile, while Deutsche Bank (DB) at 8.98% is closer to the peer norm — stronger capital efficiency for HSBC.
DB
Financial Services industry group
8.98%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- DB
- 8.98%
- Q1
- 4.48%
- Min
- -18.71%
HSBC
Banks industry group
14.22%
- Max
- 19.84%
- HSBC
- 14.22%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
HSBC (HSBC) at 41.16% retains a top-quartile share of revenue as profit, ahead of Deutsche Bank (DB) at 22.67%, which keeps about the industry-typical share.
DB
Financial Services industry group
22.67%
- Max
- 62.84%
- Q3
- 28.05%
- DB
- 22.67%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
HSBC
Banks industry group
41.16%
- Max
- 47.19%
- HSBC
- 41.16%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Deutsche Bank (DB) reports operating margin of 33.58%; HSBC (HSBC) doesn’t report a comparable line — in Banks, funding costs sit inside the core business rather than below an operating line, so profitability is better judged on net margin or ROE.
DB
Financial Services industry group
33.58%
- Max
- 107.33%
- Q3
- 55.90%
- DB
- 33.58%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
HSBC
Banks industry group
--
- HSBC
- --
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
Profitability Metrics
| Metric | DB | HSBC |
|---|---|---|
| ROE (TTM) | 8.98% | 14.22% |
| ROA (TTM) | 0.48% | 0.84% |
| Net Margin (TTM) | 22.67% | 41.16% |
| Operating Margin (TTM) | 33.58% | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Deutsche Bank (DB) at 6.83% is around its peer norm for revenue growth, while HSBC (HSBC) at 5.38% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Deutsche Bank (DB) at 130.39% sits in the top EPS growth quartile, while HSBC (HSBC) at -3.23% is in the bottom quartile, showing a clear gap in earnings momentum.
Growth Metrics
| Metric | DB | HSBC |
|---|---|---|
| Revenue Growth (YoY) | 6.83% | 5.38% |
| Revenue Growth (3Y CAGR) | 6.39% | 9.75% |
| EPS Growth (YoY) | 130.39% | -3.23% |
| EPS Growth (3Y CAGR) | 10.02% | 17.49% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Deutsche Bank (DB) in Financial Services and HSBC (HSBC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Deutsche Bank (DB) in Financial Services and HSBC (HSBC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | DB | HSBC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Deutsche Bank (DB) at 2.75% pays a yield in its industry’s typical range, while HSBC (HSBC) at 0.86% falls in the bottom quartile of its peers.
DB
Financial Services industry group
2.75%
- Max
- 9.77%
- Q3
- 3.92%
- DB
- 2.75%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
HSBC
Banks industry group
0.86%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- HSBC
- 0.86%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Deutsche Bank (DB) at 30.04% pays out a band-typical share of earnings, while HSBC (HSBC) at 53.57% distributes more than its industry norm — less retained, thinner cover.
DB
Financial Services industry group
30.04%
- Max
- 241.07%
- Q3
- 97.36%
- DB
- 30.04%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
HSBC
Banks industry group
53.57%
- Max
- 70.75%
- HSBC
- 53.57%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | DB | HSBC |
|---|---|---|
| Dividend Yield (TTM) | 2.75% | 0.86% |
| Dividend Payout Ratio (TTM) | 30.04% | 53.57% |
Valuation
P/E Ratio (TTM)
Deutsche Bank (DB) at 9.00 sits in the cheaper P/E ratio quartile, while HSBC (HSBC) at 11.38 is closer to its industry’s usual earnings multiple — a discount for DB, though growth and earnings durability still matter.
DB
Financial Services industry group
9.00
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- DB
- 9.00
- Min
- 0.16
HSBC
Banks industry group
11.38
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- HSBC
- 11.38
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
Deutsche Bank (DB) shows P/S ratio of 2.11; for HSBC (HSBC) the multiple is skipped — in Banks, income is dominated by interest spread rather than a conventional revenue line, so pricing per dollar of sales loses meaning and book- or earnings-based multiples carry the comparison.
DB
Financial Services industry group
2.11
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- DB
- 2.11
- Q1
- 1.28
- Min
- -0.55
HSBC
Banks industry group
--
- HSBC
- --
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
P/B Ratio (MRQ)
Deutsche Bank (DB) at 0.72 sits in the lower P/B ratio quartile relative to book while HSBC (HSBC) at 6.87 prices above its industry range — a wide valuation gap against assets.
DB
Financial Services industry group
0.72
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- DB
- 0.72
- Min
- -0.39
HSBC
Banks industry group
6.87
- HSBC
- 6.87
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | DB | HSBC |
|---|---|---|
| P/E Ratio (TTM) | 9.00 | 11.38 |
| P/S Ratio (TTM) | 2.11 | -- |
| P/B Ratio (MRQ) | 0.72 | 6.87 |
| Free Cash Flow Yield (TTM) | -- | -- |