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DB vs. GPN: Deutsche Bank vs. Global Payments Stock Comparison

How do Deutsche Bank (DB) and Global Payments (GPN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Deutsche Bank (DB) and Global Payments (GPN) both fall under the Financial Services industry group, but DB is classified in Capital Markets while GPN is classified in Financial Services.

Company profile comparison for Deutsche Bank (DB) and Global Payments (GPN)
Profile ItemDBGPN
NameDeutsche Bank AGGlobal Payments Inc.
Country/RegionGermanyUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryDiversified Capital MarketsTransaction & Payment Processing Services
Market Capitalization64.60 billion USD25.78 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateNovember 18, 1996January 16, 2001
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

DB
GPN
GSPC
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Deutsche Bank (DB) vs. Global Payments (GPN), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Deutsche Bank (DB) and Global Payments (GPN). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Deutsche Bank (DB) and Global Payments (GPN). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Deutsche Bank (DB) and Global Payments (GPN)
MetricDBGPN
Total Return (1Y)3.59%31.53%
Total Return (3Y, Annualized)52.91%-1.66%
Total Return (5Y, Annualized)26.98%-4.82%

Risk Profile

Drawdown History

DB
GPN
GSPC
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Deutsche Bank (DB) vs. Global Payments (GPN), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Deutsche Bank (DB) and Global Payments (GPN). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Deutsche Bank (DB) and Global Payments (GPN)
MetricDBGPN
Volatility (1Y, Annualized)35.30%42.00%
Beta (5Y)1.040.80
Max Drawdown (5Y)-54.19%-57.06%
Avg. Volume (3M)2.22M2.69M

Risk-Adjusted Performance

Risk-Return Positioning

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DB and GPN are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Deutsche Bank (DB) and Global Payments (GPN)
MetricDBGPN
Sharpe Ratio (1Y)-0.020.65
Sortino Ratio (1Y)-0.031.10

Profitability

ROE (TTM)

Deutsche Bank (DB) at 8.98% is around its peer norm for ROE, while Global Payments (GPN) at 0.84% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

DB

Financial Services industry group

8.98%

Max
44.78%
Q3
21.85%
Median
12.91%
DB
8.98%
Q1
4.48%
Min
-18.71%

GPN

Financial Services industry group

0.84%

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
GPN
0.84%
Min
-18.71%
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Deutsche Bank (DB) vs. Global Payments (GPN): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Global Payments (GPN) reports a negative net margin of -11.21%, usually indicating a net loss over the period. Meanwhile Deutsche Bank (DB) reports 22.67%, ranking against industry peers normally.

DB

Financial Services industry group

22.67%

Max
62.84%
Q3
28.05%
DB
22.67%
Median
15.36%
Q1
4.82%
Min
-28.52%

GPN

Financial Services industry group

-11.21%

Max
62.84%
Q3
28.05%
Median
15.36%
Q1
4.82%
GPN
-11.21%
Min
-28.52%
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Deutsche Bank (DB) vs. Global Payments (GPN): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Deutsche Bank (DB) at 33.58% and Global Payments (GPN) at 15.73% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

DB

Financial Services industry group

33.58%

Max
107.33%
Q3
55.90%
DB
33.58%
Median
30.09%
Q1
14.60%
Min
-44.34%

GPN

Financial Services industry group

15.73%

Max
107.33%
Q3
55.90%
Median
30.09%
GPN
15.73%
Q1
14.60%
Min
-44.34%
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Deutsche Bank (DB) vs. Global Payments (GPN): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Deutsche Bank (DB) and Global Payments (GPN)
MetricDBGPN
ROE (TTM)8.98%0.84%
ROA (TTM)0.48%2.24%
Net Margin (TTM)22.67%-11.21%
Operating Margin (TTM)33.58%15.73%
Gross Margin (TTM)----

Growth

Revenue Growth

Deutsche Bank (DB) at 6.83% is around its peer norm for revenue growth, while Global Payments (GPN) at -0.39% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Deutsche Bank (DB) vs. Global Payments (GPN): A comparison of their Revenue Growth across different time periods.

EPS Growth

Deutsche Bank (DB) at 130.39% sits in the top EPS growth quartile, while Global Payments (GPN) at -6.17% is closer to the peer norm — faster per-share earnings growth for DB.

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Deutsche Bank (DB) vs. Global Payments (GPN): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Deutsche Bank (DB) and Global Payments (GPN)
MetricDBGPN
Revenue Growth (YoY)6.83%-0.39%
Revenue Growth (3Y CAGR)6.39%-4.96%
EPS Growth (YoY)130.39%-6.17%
EPS Growth (3Y CAGR)10.02%143.57%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Deutsche Bank (DB) in Financial Services and Global Payments (GPN) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Deutsche Bank (DB) in Financial Services and Global Payments (GPN) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Deutsche Bank (DB) and Global Payments (GPN)
MetricDBGPN
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Deutsche Bank (DB) at 2.75% and Global Payments (GPN) at 1.05% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

DB

Financial Services industry group

2.75%

Max
9.77%
Q3
3.92%
DB
2.75%
Median
1.09%
Q1
0.00%
Min
0.00%

GPN

Financial Services industry group

1.05%

Max
9.77%
Q3
3.92%
Median
1.09%
GPN
1.05%
Q1
0.00%
Min
0.00%
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Deutsche Bank (DB) vs. Global Payments (GPN): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Global Payments (GPN) reports payout ratio above 100% at 178.57%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Deutsche Bank (DB) reports 30.04%, ranking against industry peers normally.

DB

Financial Services industry group

30.04%

Max
241.07%
Q3
97.36%
DB
30.04%
Median
25.77%
Q1
0.00%
Min
0.00%

GPN

Financial Services industry group

178.57%

Max
241.07%
GPN
178.57%
Q3
97.36%
Median
25.77%
Q1
0.00%
Min
0.00%
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Deutsche Bank (DB) vs. Global Payments (GPN): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Deutsche Bank (DB) and Global Payments (GPN)
MetricDBGPN
Dividend Yield (TTM)2.75%1.05%
Dividend Payout Ratio (TTM)30.04%178.57%

Valuation

P/E Ratio (TTM)

Deutsche Bank (DB) at 9.00 sits in the cheaper P/E ratio quartile, while Global Payments (GPN) at 173.93 trades above its peer range — a wide earnings-valuation gap relative to industry peers.

DB

Financial Services industry group

9.00

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
DB
9.00
Min
0.16

GPN

Financial Services industry group

173.93

GPN
173.93
Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Deutsche Bank (DB) vs. Global Payments (GPN): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Deutsche Bank (DB) at 2.11 and Global Payments (GPN) at 2.24 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

DB

Financial Services industry group

2.11

Max
9.23
Q3
4.57
Median
2.72
DB
2.11
Q1
1.28
Min
-0.55

GPN

Financial Services industry group

2.24

Max
9.23
Q3
4.57
Median
2.72
GPN
2.24
Q1
1.28
Min
-0.55
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Deutsche Bank (DB) vs. Global Payments (GPN): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Deutsche Bank (DB) at 0.72 sits in the lower P/B ratio quartile against book while Global Payments (GPN) at 1.11 is valued near its industry’s middle — DB is cheaper on assets, though weigh it against ROE and asset quality.

DB

Financial Services industry group

0.72

Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
DB
0.72
Min
-0.39

GPN

Financial Services industry group

1.11

Max
7.79
Q3
3.63
Median
1.57
GPN
1.11
Q1
0.81
Min
-0.39
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Deutsche Bank (DB) vs. Global Payments (GPN): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Deutsche Bank (DB) and Global Payments (GPN)
MetricDBGPN
P/E Ratio (TTM)9.00173.93
P/S Ratio (TTM)2.112.24
P/B Ratio (MRQ)0.721.11
Free Cash Flow Yield (TTM)----