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CVNA vs. TJX: Carvana vs. TJX Stock Comparison

How do Carvana (CVNA) and TJX (TJX) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Carvana (CVNA) and TJX (TJX) both belong to the Specialty Retail industry, though CVNA is classified under Automotive Retail while TJX falls under Apparel Retail.

Company profile comparison for Carvana (CVNA) and TJX (TJX)
Profile ItemCVNATJX
NameCarvana Co. Class A Common StockThe TJX Companies, Inc.
Country/RegionUnited StatesUnited States
GICS SectorConsumer DiscretionaryConsumer Discretionary
GICS Industry GroupConsumer Discretionary Distribution & RetailConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty RetailSpecialty Retail
GICS Sub-IndustryAutomotive RetailApparel Retail
Market Capitalization65.96 billion USD156.11 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateApril 28, 2017June 26, 1987
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CVNA
TJX
GSPC
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Carvana (CVNA) vs. TJX (TJX), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Carvana (CVNA) and TJX (TJX). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Carvana (CVNA) and TJX (TJX). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Carvana (CVNA) and TJX (TJX)
MetricCVNATJX
Total Return (1Y)-12.94%1.34%
Total Return (3Y, Annualized)105.63%18.43%
Total Return (5Y, Annualized)0.83%19.10%

Risk Profile

Drawdown History

CVNA
TJX
GSPC
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Carvana (CVNA) vs. TJX (TJX), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Carvana (CVNA) and TJX (TJX). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Carvana (CVNA) has a highly aggressive beta of 3.66, indicating much higher sensitivity to broad-market moves, while TJX (TJX) is defensive at 0.60 and tends to be less market-sensitive — a wide gap in beta profiles.

Risk profile metrics for Carvana (CVNA) and TJX (TJX)
MetricCVNATJX
Volatility (1Y, Annualized)61.80%21.22%
Beta (5Y)3.660.60
Max Drawdown (5Y)-98.77%-27.68%
Avg. Volume (3M)8.57M7.27M

Risk-Adjusted Performance

Risk-Return Positioning

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CVNA and TJX are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Carvana (CVNA) and TJX (TJX)
MetricCVNATJX
Sharpe Ratio (1Y)-0.28-0.15
Sortino Ratio (1Y)-0.39-0.21

Profitability

ROE (TTM)

Both Carvana (CVNA) at 58.77% and TJX (TJX) at 62.17% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

CVNA

Consumer Discretionary Distribution & Retail industry group

58.77%

Max
62.17%
CVNA
58.77%
Q3
32.42%
Median
15.81%
Q1
6.44%
Min
-20.00%

TJX

Consumer Discretionary Distribution & Retail industry group

62.17%

TJX
62.17%
Max
62.17%
Q3
32.42%
Median
15.81%
Q1
6.44%
Min
-20.00%
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Carvana (CVNA) vs. TJX (TJX): A comparison of their ROE against the Consumer Discretionary Distribution & Retail industry group benchmark.

Net Margin (TTM)

TJX (TJX) at 9.73% retains a top-quartile share of revenue as profit, ahead of Carvana (CVNA) at 6.26%, which keeps about the industry-typical share.

CVNA

Consumer Discretionary Distribution & Retail industry group

6.26%

Max
18.57%
Q3
8.71%
CVNA
6.26%
Median
4.29%
Q1
1.17%
Min
-9.41%

TJX

Consumer Discretionary Distribution & Retail industry group

9.73%

Max
18.57%
TJX
9.73%
Q3
8.71%
Median
4.29%
Q1
1.17%
Min
-9.41%
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Carvana (CVNA) vs. TJX (TJX): A comparison of their net margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Operating Margin (TTM)

Both Carvana (CVNA) at 9.22% and TJX (TJX) at 10.91% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

CVNA

Consumer Discretionary Distribution & Retail industry group

9.22%

Max
24.71%
Q3
11.60%
CVNA
9.22%
Median
6.20%
Q1
2.73%
Min
-6.74%

TJX

Consumer Discretionary Distribution & Retail industry group

10.91%

Max
24.71%
Q3
11.60%
TJX
10.91%
Median
6.20%
Q1
2.73%
Min
-6.74%
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Carvana (CVNA) vs. TJX (TJX): A comparison of their operating margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Profitability Metrics

Profitability metrics for Carvana (CVNA) and TJX (TJX)
MetricCVNATJX
ROE (TTM)58.77%62.17%
ROA (TTM)11.70%13.54%
Net Margin (TTM)6.26%9.73%
Operating Margin (TTM)9.22%10.91%
Gross Margin (TTM)19.37%31.47%

Growth

Revenue Growth

Carvana (CVNA) at 48.63% clears its industry range for revenue growth, far stronger top-line momentum than TJX (TJX) at 7.12%, which is closer to a typical peer reading.

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Carvana (CVNA) vs. TJX (TJX): A comparison of their Revenue Growth across different time periods.

EPS Growth

Carvana (CVNA) at 431.45% clears its industry range for EPS growth, a much stronger earnings trajectory than TJX (TJX) at 14.32%, which is closer to a typical peer reading.

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Carvana (CVNA) vs. TJX (TJX): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Carvana (CVNA) and TJX (TJX)
MetricCVNATJX
Revenue Growth (YoY)48.63%7.12%
Revenue Growth (3Y CAGR)14.31%6.53%
EPS Growth (YoY)431.45%14.32%
EPS Growth (3Y CAGR)--17.92%

Financial Strength

Current Ratio (MRQ)

TJX (TJX) at 1.15 keeps current ratio within its industry’s typical mid-range, while Carvana (CVNA) at 3.93 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.

CVNA

Consumer Discretionary Distribution & Retail industry group

3.93

CVNA
3.93
Max
2.67
Q3
1.80
Median
1.36
Q1
1.02
Min
0.49

TJX

Consumer Discretionary Distribution & Retail industry group

1.15

Max
2.67
Q3
1.80
Median
1.36
TJX
1.15
Q1
1.02
Min
0.49
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Carvana (CVNA) vs. TJX (TJX): A comparison of their current ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Debt / Equity (MRQ)

Both Carvana (CVNA) at 1.11 and TJX (TJX) at 1.34 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

CVNA

Consumer Discretionary Distribution & Retail industry group

1.11

Max
3.53
Q3
1.84
CVNA
1.11
Median
1.11
Q1
0.70
Min
0.01

TJX

Consumer Discretionary Distribution & Retail industry group

1.34

Max
3.53
Q3
1.84
TJX
1.34
Median
1.11
Q1
0.70
Min
0.01
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Carvana (CVNA) vs. TJX (TJX): A comparison of their debt-to-equity ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Carvana (CVNA) and TJX (TJX)
MetricCVNATJX
Current Ratio (MRQ)3.931.15
Debt / Equity (MRQ)1.111.34
Net Debt / EBITDA1.020.93

Dividends

Dividend Yield (TTM)

Carvana (CVNA) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile TJX (TJX) reports a yield of 1.30%, ranking against industry peers normally.

CVNA

Consumer Discretionary Distribution & Retail industry group

0.00%

Max
6.50%
Q3
2.72%
CVNA
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

TJX

Consumer Discretionary Distribution & Retail industry group

1.30%

Max
6.50%
Q3
2.72%
TJX
1.30%
Median
0.00%
Q1
0.00%
Min
0.00%
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Carvana (CVNA) vs. TJX (TJX): A comparison of their dividend yield against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Payout Ratio (TTM)

Carvana (CVNA) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile TJX (TJX) reports a payout of 32.50%, ranking against industry peers normally.

CVNA

Consumer Discretionary Distribution & Retail industry group

0.00%

Max
72.73%
Q3
29.75%
CVNA
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

TJX

Consumer Discretionary Distribution & Retail industry group

32.50%

Max
72.73%
TJX
32.50%
Q3
29.75%
Median
0.00%
Q1
0.00%
Min
0.00%
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Carvana (CVNA) vs. TJX (TJX): A comparison of their payout ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Metrics

Dividend metrics for Carvana (CVNA) and TJX (TJX)
MetricCVNATJX
Dividend Yield (TTM)0.00%1.30%
Dividend Payout Ratio (TTM)0.00%32.50%

Valuation

P/E Ratio (TTM)

Both Carvana (CVNA) at 31.49 and TJX (TJX) at 26.28 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

CVNA

Consumer Discretionary Distribution & Retail industry group

31.49

Max
37.23
CVNA
31.49
Q3
24.09
Median
17.91
Q1
12.28
Min
0.91

TJX

Consumer Discretionary Distribution & Retail industry group

26.28

Max
37.23
TJX
26.28
Q3
24.09
Median
17.91
Q1
12.28
Min
0.91
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Carvana (CVNA) vs. TJX (TJX): A comparison of their P/E ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/S Ratio (TTM)

Both Carvana (CVNA) at 2.63 and TJX (TJX) at 2.50 command a richer price per dollar of sales than most peers, sitting in the upper P/S ratio quartile of their industries.

CVNA

Consumer Discretionary Distribution & Retail industry group

2.63

Max
3.87
CVNA
2.63
Q3
1.71
Median
0.66
Q1
0.27
Min
0.03

TJX

Consumer Discretionary Distribution & Retail industry group

2.50

Max
3.87
TJX
2.50
Q3
1.71
Median
0.66
Q1
0.27
Min
0.03
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Carvana (CVNA) vs. TJX (TJX): A comparison of their P/S ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/B Ratio (MRQ)

Measured against book value, both Carvana (CVNA) at 10.62 and TJX (TJX) at 14.67 look expensive — each P/B ratio sits above its industry’s benchmark range.

CVNA

Consumer Discretionary Distribution & Retail industry group

10.62

CVNA
10.62
Max
9.23
Q3
4.75
Median
1.95
Q1
1.03
Min
-3.33

TJX

Consumer Discretionary Distribution & Retail industry group

14.67

TJX
14.67
Max
9.23
Q3
4.75
Median
1.95
Q1
1.03
Min
-3.33
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Carvana (CVNA) vs. TJX (TJX): A comparison of their P/B ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Valuation Metrics

Valuation metrics for Carvana (CVNA) and TJX (TJX)
MetricCVNATJX
P/E Ratio (TTM)31.4926.28
P/S Ratio (TTM)2.632.50
P/B Ratio (MRQ)10.6214.67
Free Cash Flow Yield (TTM)0.64%2.82%