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CVNA vs. HD: Carvana vs. Home Depot Stock Comparison

How do Carvana (CVNA) and Home Depot (HD) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Carvana (CVNA) and Home Depot (HD) both belong to the Specialty Retail industry, though CVNA is classified under Automotive Retail while HD falls under Home Improvement Retail.

Company profile comparison for Carvana (CVNA) and Home Depot (HD)
Profile ItemCVNAHD
NameCarvana Co. Class A Common StockThe Home Depot, Inc.
Country/RegionUnited StatesUnited States
GICS SectorConsumer DiscretionaryConsumer Discretionary
GICS Industry GroupConsumer Discretionary Distribution & RetailConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty RetailSpecialty Retail
GICS Sub-IndustryAutomotive RetailHome Improvement Retail
Market Capitalization65.96 billion USD289.95 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateApril 28, 2017September 22, 1981
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CVNA
HD
GSPC
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Carvana (CVNA) vs. Home Depot (HD), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Carvana (CVNA) and Home Depot (HD). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Carvana (CVNA) and Home Depot (HD). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Carvana (CVNA) and Home Depot (HD)
MetricCVNAHD
Total Return (1Y)-12.94%-20.89%
Total Return (3Y, Annualized)105.63%2.59%
Total Return (5Y, Annualized)0.83%-0.42%

Risk Profile

Drawdown History

CVNA
HD
GSPC
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Carvana (CVNA) vs. Home Depot (HD), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Carvana (CVNA) and Home Depot (HD). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Carvana (CVNA) carries a highly aggressive beta of 3.66, indicating much higher sensitivity to broad-market moves, whereas Home Depot (HD) is closer to market-like at 0.97 — a noticeable difference in market-sensitivity profile.

Risk profile metrics for Carvana (CVNA) and Home Depot (HD)
MetricCVNAHD
Volatility (1Y, Annualized)61.80%25.88%
Beta (5Y)3.660.97
Max Drawdown (5Y)-98.77%-34.73%
Avg. Volume (3M)8.57M4.31M

Risk-Adjusted Performance

Risk-Return Positioning

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CVNA and HD are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Carvana (CVNA) and Home Depot (HD)
MetricCVNAHD
Sharpe Ratio (1Y)-0.28-0.98
Sortino Ratio (1Y)-0.39-1.39

Profitability

ROE (TTM)

Both companies show strong equity returns, but Home Depot (HD) at 104.30% is the standout with ROE above its industry range; Carvana (CVNA) at 58.77% also sits in the top quartile.

CVNA

Consumer Discretionary Distribution & Retail industry group

58.77%

Max
62.17%
CVNA
58.77%
Q3
32.42%
Median
15.81%
Q1
6.44%
Min
-20.00%

HD

Consumer Discretionary Distribution & Retail industry group

104.30%

HD
104.30%
Max
62.17%
Q3
32.42%
Median
15.81%
Q1
6.44%
Min
-20.00%
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Carvana (CVNA) vs. Home Depot (HD): A comparison of their ROE against the Consumer Discretionary Distribution & Retail industry group benchmark.

Net Margin (TTM)

Both Carvana (CVNA) at 6.26% and Home Depot (HD) at 8.41% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CVNA

Consumer Discretionary Distribution & Retail industry group

6.26%

Max
18.57%
Q3
8.71%
CVNA
6.26%
Median
4.29%
Q1
1.17%
Min
-9.41%

HD

Consumer Discretionary Distribution & Retail industry group

8.41%

Max
18.57%
Q3
8.71%
HD
8.41%
Median
4.29%
Q1
1.17%
Min
-9.41%
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Carvana (CVNA) vs. Home Depot (HD): A comparison of their net margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Operating Margin (TTM)

Home Depot (HD) at 12.86% operates in the top operating margin quartile, ahead of Carvana (CVNA) at 9.22%, which runs around its industry’s norm.

CVNA

Consumer Discretionary Distribution & Retail industry group

9.22%

Max
24.71%
Q3
11.60%
CVNA
9.22%
Median
6.20%
Q1
2.73%
Min
-6.74%

HD

Consumer Discretionary Distribution & Retail industry group

12.86%

Max
24.71%
HD
12.86%
Q3
11.60%
Median
6.20%
Q1
2.73%
Min
-6.74%
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Carvana (CVNA) vs. Home Depot (HD): A comparison of their operating margin against the Consumer Discretionary Distribution & Retail industry group benchmark.

Profitability Metrics

Profitability metrics for Carvana (CVNA) and Home Depot (HD)
MetricCVNAHD
ROE (TTM)58.77%104.30%
ROA (TTM)11.70%12.14%
Net Margin (TTM)6.26%8.41%
Operating Margin (TTM)9.22%12.86%
Gross Margin (TTM)19.37%32.80%

Growth

Revenue Growth

Carvana (CVNA) at 48.63% clears its industry range for revenue growth, far stronger top-line momentum than Home Depot (HD) at 3.24%, which is closer to a typical peer reading.

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Carvana (CVNA) vs. Home Depot (HD): A comparison of their Revenue Growth across different time periods.

EPS Growth

Carvana (CVNA) at 431.45% clears its industry range for EPS growth, a much stronger earnings trajectory than Home Depot (HD) at -4.56%, which is closer to a typical peer reading.

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Carvana (CVNA) vs. Home Depot (HD): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Carvana (CVNA) and Home Depot (HD)
MetricCVNAHD
Revenue Growth (YoY)48.63%3.24%
Revenue Growth (3Y CAGR)14.31%1.52%
EPS Growth (YoY)431.45%-4.56%
EPS Growth (3Y CAGR)---5.18%

Financial Strength

Current Ratio (MRQ)

Home Depot (HD) at 1.08 keeps current ratio within its industry’s typical mid-range, while Carvana (CVNA) at 3.93 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.

CVNA

Consumer Discretionary Distribution & Retail industry group

3.93

CVNA
3.93
Max
2.67
Q3
1.80
Median
1.36
Q1
1.02
Min
0.49

HD

Consumer Discretionary Distribution & Retail industry group

1.08

Max
2.67
Q3
1.80
Median
1.36
HD
1.08
Q1
1.02
Min
0.49
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Carvana (CVNA) vs. Home Depot (HD): A comparison of their current ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Debt / Equity (MRQ)

Carvana (CVNA) at 1.11 is near its industry mid-range for debt-to-equity ratio, while Home Depot (HD) at 3.80 sits above its benchmark range, pointing to a heavier debt load relative to equity.

CVNA

Consumer Discretionary Distribution & Retail industry group

1.11

Max
3.53
Q3
1.84
CVNA
1.11
Median
1.11
Q1
0.70
Min
0.01

HD

Consumer Discretionary Distribution & Retail industry group

3.80

HD
3.80
Max
3.53
Q3
1.84
Median
1.11
Q1
0.70
Min
0.01
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Carvana (CVNA) vs. Home Depot (HD): A comparison of their debt-to-equity ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Carvana (CVNA) and Home Depot (HD)
MetricCVNAHD
Current Ratio (MRQ)3.931.08
Debt / Equity (MRQ)1.113.80
Net Debt / EBITDA1.022.48

Dividends

Dividend Yield (TTM)

Carvana (CVNA) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Home Depot (HD) reports a yield of 1.59%, ranking against industry peers normally.

CVNA

Consumer Discretionary Distribution & Retail industry group

0.00%

Max
6.50%
Q3
2.72%
CVNA
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

HD

Consumer Discretionary Distribution & Retail industry group

1.59%

Max
6.50%
Q3
2.72%
HD
1.59%
Median
0.00%
Q1
0.00%
Min
0.00%
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Carvana (CVNA) vs. Home Depot (HD): A comparison of their dividend yield against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Payout Ratio (TTM)

Carvana (CVNA) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Home Depot (HD) reports a payout of 64.80%, ranking against industry peers normally.

CVNA

Consumer Discretionary Distribution & Retail industry group

0.00%

Max
72.73%
Q3
29.75%
CVNA
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

HD

Consumer Discretionary Distribution & Retail industry group

64.80%

Max
72.73%
HD
64.80%
Q3
29.75%
Median
0.00%
Q1
0.00%
Min
0.00%
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Carvana (CVNA) vs. Home Depot (HD): A comparison of their payout ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Dividend Metrics

Dividend metrics for Carvana (CVNA) and Home Depot (HD)
MetricCVNAHD
Dividend Yield (TTM)0.00%1.59%
Dividend Payout Ratio (TTM)0.00%64.80%

Valuation

P/E Ratio (TTM)

Home Depot (HD) at 20.32 is near its industry’s usual P/E ratio, while Carvana (CVNA) at 31.49 sits in the richer quartile — CVNA needs stronger growth or earnings quality to justify the premium.

CVNA

Consumer Discretionary Distribution & Retail industry group

31.49

Max
37.23
CVNA
31.49
Q3
24.09
Median
17.91
Q1
12.28
Min
0.91

HD

Consumer Discretionary Distribution & Retail industry group

20.32

Max
37.23
Q3
24.09
HD
20.32
Median
17.91
Q1
12.28
Min
0.91
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Carvana (CVNA) vs. Home Depot (HD): A comparison of their P/E ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/S Ratio (TTM)

Both Carvana (CVNA) at 2.63 and Home Depot (HD) at 1.71 command a richer price per dollar of sales than most peers, sitting in the upper P/S ratio quartile of their industries.

CVNA

Consumer Discretionary Distribution & Retail industry group

2.63

Max
3.87
CVNA
2.63
Q3
1.71
Median
0.66
Q1
0.27
Min
0.03

HD

Consumer Discretionary Distribution & Retail industry group

1.71

Max
3.87
HD
1.71
Q3
1.71
Median
0.66
Q1
0.27
Min
0.03
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Carvana (CVNA) vs. Home Depot (HD): A comparison of their P/S ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

P/B Ratio (MRQ)

Measured against book value, both Carvana (CVNA) at 10.62 and Home Depot (HD) at 17.45 look expensive — each P/B ratio sits above its industry’s benchmark range.

CVNA

Consumer Discretionary Distribution & Retail industry group

10.62

CVNA
10.62
Max
9.23
Q3
4.75
Median
1.95
Q1
1.03
Min
-3.33

HD

Consumer Discretionary Distribution & Retail industry group

17.45

HD
17.45
Max
9.23
Q3
4.75
Median
1.95
Q1
1.03
Min
-3.33
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Carvana (CVNA) vs. Home Depot (HD): A comparison of their P/B ratio against the Consumer Discretionary Distribution & Retail industry group benchmark.

Valuation Metrics

Valuation metrics for Carvana (CVNA) and Home Depot (HD)
MetricCVNAHD
P/E Ratio (TTM)31.4920.32
P/S Ratio (TTM)2.631.71
P/B Ratio (MRQ)10.6217.45
Free Cash Flow Yield (TTM)0.64%3.71%