CNH vs. PCAR: CNH Industrial vs. PACCAR Stock Comparison

November 11, 2026

How do CNH Industrial (CNH) and PACCAR (PCAR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

CNH Industrial (CNH) and PACCAR (PCAR) both belong to the Machinery industry, though CNH is classified under Agricultural & Farm Machinery while PCAR falls under Construction Machinery & Heavy Transportation Equipment.

Company profile comparison for CNH Industrial (CNH) and PACCAR (PCAR)
Profile Item	CNH	PCAR
Name	CNH Industrial N.V.	PACCAR Inc.
Country/Region	United Kingdom	United States
GICS Sector	Industrials	Industrials
GICS Industry Group	Capital Goods	Capital Goods
GICS Industry	Machinery	Machinery
GICS Sub-Industry	Agricultural & Farm Machinery	Construction Machinery & Heavy Transportation Equipment
Market Capitalization	18.59 billion USD	53.69 billion USD
Currency	USD	USD
Exchange	NYSE	Nasdaq
Listing Date	September 30, 2013	March 17, 1980
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

CNH

PCAR

GSPC

CNH Industrial (CNH) vs. PACCAR (PCAR), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for CNH Industrial (CNH) and PACCAR (PCAR). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for CNH Industrial (CNH) and PACCAR (PCAR). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for CNH Industrial (CNH) and PACCAR (PCAR)
Metric	CNH	PCAR
Total Return (1Y)	38.02%	9.49%
Total Return (3Y, Annualized)	11.70%	11.04%
Total Return (5Y, Annualized)	-0.45%	16.64%

Risk Profile

Drawdown History

CNH

PCAR

GSPC

CNH Industrial (CNH) vs. PACCAR (PCAR), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for CNH Industrial (CNH) and PACCAR (PCAR). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for CNH Industrial (CNH) and PACCAR (PCAR)
Metric	CNH	PCAR
Volatility (1Y, Annualized)	45.52%	27.23%
Beta (5Y)	1.19	0.94
Max Drawdown (5Y)	-43.80%	-27.75%
Avg. Volume (3M)	18.71M	3.33M

Risk-Adjusted Performance

Risk-Return Positioning

CNH and PCAR are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for CNH Industrial (CNH) and PACCAR (PCAR)
Metric	CNH	PCAR
Sharpe Ratio (1Y)	0.74	0.19
Sortino Ratio (1Y)	1.25	0.30

Profitability

ROE (TTM)

PACCAR (PCAR) at 13.71% is around its peer norm for ROE, while CNH Industrial (CNH) at 3.91% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

CNH

Capital Goods industry group

3.91%

Max: 40.55%
Q3: 19.29%
Median: 12.12%
Q1: 4.08%
CNH: 3.91%
Min: -17.12%

PCAR

Capital Goods industry group

13.71%

Max: 40.55%
Q3: 19.29%
PCAR: 13.71%
Median: 12.12%
Q1: 4.08%
Min: -17.12%

CNH Industrial (CNH) vs. PACCAR (PCAR): A comparison of their ROE against the Capital Goods industry group benchmark.

Net Margin (TTM)

Both CNH Industrial (CNH) at 1.71% and PACCAR (PCAR) at 9.50% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CNH

Capital Goods industry group

1.71%

Max: 27.47%
Q3: 12.10%
Median: 6.30%
CNH: 1.71%
Q1: 1.40%
Min: -12.89%

PCAR

Capital Goods industry group

9.50%

Max: 27.47%
Q3: 12.10%
PCAR: 9.50%
Median: 6.30%
Q1: 1.40%
Min: -12.89%

CNH Industrial (CNH) vs. PACCAR (PCAR): A comparison of their net margin against the Capital Goods industry group benchmark.

Operating Margin (TTM)

Both CNH Industrial (CNH) at 5.54% and PACCAR (PCAR) at 12.59% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

CNH

Capital Goods industry group

5.54%

Max: 36.60%
Q3: 18.33%
Median: 11.12%
CNH: 5.54%
Q1: 5.14%
Min: -12.63%

PCAR

Capital Goods industry group

12.59%

Max: 36.60%
Q3: 18.33%
PCAR: 12.59%
Median: 11.12%
Q1: 5.14%
Min: -12.63%

CNH Industrial (CNH) vs. PACCAR (PCAR): A comparison of their operating margin against the Capital Goods industry group benchmark.

Profitability Metrics

Profitability metrics for CNH Industrial (CNH) and PACCAR (PCAR)
Metric	CNH	PCAR
ROE (TTM)	3.91%	13.71%
ROA (TTM)	0.87%	4.53%
Net Margin (TTM)	1.71%	9.50%
Operating Margin (TTM)	5.54%	12.59%
Gross Margin (TTM)	17.76%	14.21%

Growth

Revenue Growth

Both CNH Industrial (CNH) at -8.78% and PACCAR (PCAR) at -15.50% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.

CNH Industrial (CNH) vs. PACCAR (PCAR): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both CNH Industrial (CNH) at -58.59% and PACCAR (PCAR) at -42.91% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

CNH Industrial (CNH) vs. PACCAR (PCAR): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for CNH Industrial (CNH) and PACCAR (PCAR)
Metric	CNH	PCAR
Revenue Growth (YoY)	-8.78%	-15.50%
Revenue Growth (3Y CAGR)	-8.41%	-0.44%
EPS Growth (YoY)	-58.59%	-42.91%
EPS Growth (3Y CAGR)	-34.96%	-7.80%

Financial Strength

Current Ratio (MRQ)

Both CNH Industrial (CNH) at 4.88 and PACCAR (PCAR) at 5.47 post current ratio above their industries’ typical mid-ranges — short-term liquidity appears comfortable, though unusually high readings can point to idle current assets.

CNH

Capital Goods industry group

4.88

Max: 5.22
CNH: 4.88
Q3: 2.95
Median: 2.08
Q1: 1.43
Min: 0.36

PCAR

Capital Goods industry group

5.47

PCAR: 5.47
Max: 5.22
Q3: 2.95
Median: 2.08
Q1: 1.43
Min: 0.36

CNH Industrial (CNH) vs. PACCAR (PCAR): A comparison of their current ratio against the Capital Goods industry group benchmark.

Debt / Equity (MRQ)

PACCAR (PCAR) at 0.72 is near its industry mid-range for debt-to-equity ratio, while CNH Industrial (CNH) at 3.35 sits above its benchmark range, pointing to a heavier debt load relative to equity.

CNH

Capital Goods industry group

3.35

CNH: 3.35
Max: 2.33
Q3: 1.12
Median: 0.60
Q1: 0.29
Min: 0.00

PCAR

Capital Goods industry group

0.72

Max: 2.33
Q3: 1.12
PCAR: 0.72
Median: 0.60
Q1: 0.29
Min: 0.00

CNH Industrial (CNH) vs. PACCAR (PCAR): A comparison of their debt-to-equity ratio against the Capital Goods industry group benchmark.

Financial Strength Metrics

Financial strength metrics for CNH Industrial (CNH) and PACCAR (PCAR)
Metric	CNH	PCAR
Current Ratio (MRQ)	4.88	5.47
Debt / Equity (MRQ)	3.35	0.72
Net Debt / EBITDA	23.62	1.62

Dividends

Dividend Yield (TTM)

PACCAR (PCAR) at 1.30% delivers top-quartile income for its industry, while CNH Industrial (CNH) at 0.89% pays a more typical yield — both are credible income propositions, PCAR the richer one.

CNH

Capital Goods industry group

0.89%

Max: 2.66%
Q3: 1.14%
CNH: 0.89%
Median: 0.24%
Q1: 0.00%
Min: 0.00%

PCAR

Capital Goods industry group

1.30%

Max: 2.66%
PCAR: 1.30%
Q3: 1.14%
Median: 0.24%
Q1: 0.00%
Min: 0.00%

CNH Industrial (CNH) vs. PACCAR (PCAR): A comparison of their dividend yield against the Capital Goods industry group benchmark.

Dividend Payout Ratio (TTM)

PACCAR (PCAR) at 25.95% pays out a band-typical share of earnings, while CNH Industrial (CNH) at 40.00% distributes more than its industry norm — less retained, thinner cover.

CNH

Capital Goods industry group

40.00%

Max: 67.39%
CNH: 40.00%
Q3: 28.02%
Median: 6.86%
Q1: 0.00%
Min: 0.00%

PCAR

Capital Goods industry group

25.95%

Max: 67.39%
Q3: 28.02%
PCAR: 25.95%
Median: 6.86%
Q1: 0.00%
Min: 0.00%

CNH Industrial (CNH) vs. PACCAR (PCAR): A comparison of their payout ratio against the Capital Goods industry group benchmark.

Dividend Metrics

Dividend metrics for CNH Industrial (CNH) and PACCAR (PCAR)
Metric	CNH	PCAR
Dividend Yield (TTM)	0.89%	1.30%
Dividend Payout Ratio (TTM)	40.00%	25.95%

Valuation

P/E Ratio (TTM)

PACCAR (PCAR) at 19.46 sits in the cheaper P/E ratio quartile, while CNH Industrial (CNH) at 46.24 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

CNH

Capital Goods industry group

46.24

Max: 59.38
CNH: 46.24
Q3: 35.92
Median: 25.41
Q1: 19.47
Min: 3.03

PCAR

Capital Goods industry group

19.46

Max: 59.38
Q3: 35.92
Median: 25.41
Q1: 19.47
PCAR: 19.46
Min: 3.03

CNH Industrial (CNH) vs. PACCAR (PCAR): A comparison of their P/E ratio against the Capital Goods industry group benchmark.

P/S Ratio (TTM)

CNH Industrial (CNH) at 1.02 sits in the cheaper P/S ratio quartile while PACCAR (PCAR) at 1.85 prices around its industry’s middle — CNH costs less per dollar of sales, though read it alongside growth and margins.

CNH

Capital Goods industry group

1.02

Max: 7.54
Q3: 3.76
Median: 2.15
Q1: 1.03
CNH: 1.02
Min: 0.03

PCAR

Capital Goods industry group

1.85

Max: 7.54
Q3: 3.76
Median: 2.15
PCAR: 1.85
Q1: 1.03
Min: 0.03

CNH Industrial (CNH) vs. PACCAR (PCAR): A comparison of their P/S ratio against the Capital Goods industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both CNH Industrial (CNH) at 1.84 and PACCAR (PCAR) at 2.57 are valued close to their industries’ norm against book — neither stands out from peers.

CNH

Capital Goods industry group

1.84

Max: 9.66
Q3: 5.00
Median: 3.12
CNH: 1.84
Q1: 1.81
Min: -1.08

PCAR

Capital Goods industry group

2.57

Max: 9.66
Q3: 5.00
Median: 3.12
PCAR: 2.57
Q1: 1.81
Min: -1.08

CNH Industrial (CNH) vs. PACCAR (PCAR): A comparison of their P/B ratio against the Capital Goods industry group benchmark.

Valuation Metrics

Valuation metrics for CNH Industrial (CNH) and PACCAR (PCAR)
Metric	CNH	PCAR
P/E Ratio (TTM)	46.24	19.46
P/S Ratio (TTM)	1.02	1.85
P/B Ratio (MRQ)	1.84	2.57
Free Cash Flow Yield (TTM)	3.03%	3.23%