CNH Industrial (CNH) Stock Analysis

November 11, 2026

This is a peer-relative look at CNH Industrial (CNH): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Capital Goods peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for CNH Industrial (CNH)
Profile Item	CNH
Name	CNH Industrial N.V.
Country/Region	United Kingdom
GICS Sector	Industrials
GICS Industry Group	Capital Goods
GICS Industry	Machinery
GICS Sub-Industry	Agricultural & Farm Machinery
Market Capitalization	18.59 billion USD
Currency	USD
Exchange	NYSE
Listing Date	September 30, 2013
Security Type	Common Stock

Price Performance

Cumulative Growth

CNH

GSPC

CNH Industrial (CNH) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…

Trailing total returns for CNH Industrial (CNH) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…

Calendar-year total returns for CNH Industrial (CNH) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

CNH Industrial (CNH) metric values compared with Capital Goods industry-group medians
Metric	Current stock: CNH	Industry group median
Total Return (1Y)	38.02%	6.84%
Total Return (3Y, Annualized)	11.70%	17.66%
Total Return (5Y, Annualized)	-0.45%	9.09%

Risk Profile

Drawdown History

CNH

GSPC

CNH Industrial (CNH) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…

Distribution of monthly total returns for CNH Industrial (CNH) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

CNH Industrial (CNH) metric values compared with Capital Goods industry-group medians
Metric	Current stock: CNH	Industry group median
Volatility (1Y, Annualized)	45.52%	44.38%
Beta (5Y)	1.19	1.19
Max Drawdown (5Y)	-43.80%	-49.95%

Risk-Adjusted Performance

Risk-Return Positioning

Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. CNH is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

CNH Industrial (CNH) metric values compared with Capital Goods industry-group medians
Metric	Current stock: CNH	Industry group median
Sharpe Ratio (1Y)	0.74	0.06
Sortino Ratio (1Y)	1.25	0.09

Profitability

ROE (TTM)

CNH Industrial (CNH) posts ROE of 3.91%, in the lower peer quartile. Shareholders’ equity is not producing as much profit as it does at most peers, so margins, asset turns, or balance-sheet structure deserve a closer look.

CNH

Capital Goods industry group

3.91%

Group distribution

Max: 40.55%
Q3: 19.29%
Median: 12.12%
Q1: 4.08%
CNH: 3.91%
Min: -17.12%

Largest peers

GEV: 93.04%
CAT: 56.14%
GE: 50.17%
DE: 18.24%
RTX: 12.85%
CNH: 3.91%
BA: --

Where CNH Industrial (CNH) stands on ROE within its Capital Goods peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

CNH Industrial (CNH) keeps 1.71% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

CNH

Capital Goods industry group

1.71%

Group distribution

Max: 27.47%
Q3: 12.10%
Median: 6.30%
CNH: 1.71%
Q1: 1.40%
Min: -12.89%

Largest peers

GEV: 23.54%
GE: 17.31%
CAT: 15.21%
DE: 10.17%
RTX: 8.75%
BA: 8.07%
CNH: 1.71%

Where CNH Industrial (CNH) stands on net margin within its Capital Goods peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

CNH Industrial (CNH) turns 5.54% of revenue into operating profit, roughly in line with the peer group’s normal operating margin range. Its core cost structure looks typical for the industry.

CNH

Capital Goods industry group

5.54%

Group distribution

Max: 36.60%
Q3: 18.33%
Median: 11.12%
CNH: 5.54%
Q1: 5.14%
Min: -12.63%

Largest peers

CAT: 20.19%
GE: 18.49%
RTX: 15.54%
DE: 13.37%
GEV: 12.77%
CNH: 5.54%
BA: 0.30%

Where CNH Industrial (CNH) stands on operating margin within its Capital Goods peer group — the box is the group’s distribution and the dots its largest members.

Profitability Metrics

CNH Industrial (CNH) metric values compared with Capital Goods industry-group medians
Metric	Current stock: CNH	Industry group median
ROE (TTM)	3.91%	12.12%
ROA (TTM)	0.87%	5.29%
Net Margin (TTM)	1.71%	6.30%
Operating Margin (TTM)	5.54%	11.12%
Gross Margin (TTM)	17.76%	29.63%

Growth

Revenue Growth

CNH Industrial (CNH) grew revenue -8.78%, in the lower peer quartile. The top line is expanding more slowly than at most peers, which can reflect softer demand, lost share, or weaker pricing.

CNH Industrial (CNH): Revenue Growth across different time periods, set against Capital Goods industry-group medians.

EPS Growth

CNH Industrial (CNH) grew earnings per share -58.59%, in the lower peer quartile. Per-share profits are advancing more slowly than at most peers, so margins, costs, or share count deserve a closer look.

CNH Industrial (CNH): EPS Growth across different time periods, set against Capital Goods industry-group medians.

Growth Metrics

CNH Industrial (CNH) metric values compared with Capital Goods industry-group medians
Metric	Current stock: CNH	Industry group median
Revenue Growth (YoY)	-8.78%	8.11%
Revenue Growth (3Y CAGR)	-8.41%	6.45%
EPS Growth (YoY)	-58.59%	5.45%
EPS Growth (3Y CAGR)	-34.96%	7.15%

Financial Strength

Current Ratio (MRQ)

CNH Industrial (CNH) has current ratio of 4.88, above the industry’s typical middle range. Liquidity looks ample versus peers, though an unusually high cushion can also mean idle current assets or inefficient working capital.

CNH

Capital Goods industry group

4.88

Group distribution

Max: 5.22
CNH: 4.88
Q3: 2.95
Median: 2.08
Q1: 1.43
Min: 0.36

Largest peers

CNH: 4.88
DE: 2.13
CAT: 1.42
BA: 1.13
RTX: 1.05
GE: 0.98
GEV: 0.83

Where CNH Industrial (CNH) stands on current ratio within its Capital Goods peer group — the box is the group’s distribution and the dots its largest members.

Debt / Equity (MRQ)

CNH Industrial (CNH) has debt-to-equity ratio of 3.35, above the industry benchmark range. Debt sits unusually high against shareholders’ equity, leaving the balance sheet more exposed to rate, refinancing, or earnings shocks.

CNH

Capital Goods industry group

3.35

Group distribution

CNH: 3.35
Max: 2.33
Q3: 1.12
Median: 0.60
Q1: 0.29
Min: 0.00

Largest peers

BA: 7.39
CNH: 3.35
DE: 2.30
CAT: 2.10
GE: 1.16
RTX: 0.55
GEV: 0.30

Where CNH Industrial (CNH) stands on debt-to-equity ratio within its Capital Goods peer group — the box is the group’s distribution and the dots its largest members.

Financial Strength Metrics

CNH Industrial (CNH) metric values compared with Capital Goods industry-group medians
Metric	Current stock: CNH	Industry group median
Current Ratio (MRQ)	4.88	2.08
Debt / Equity (MRQ)	3.35	0.60
Net Debt / EBITDA	23.62	1.78

Dividends

Dividend Yield (TTM)

CNH Industrial (CNH) has dividend yield of 0.89%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

CNH

Capital Goods industry group

0.89%

Group distribution

Max: 2.66%
Q3: 1.14%
CNH: 0.89%
Median: 0.24%
Q1: 0.00%
Min: 0.00%

Largest peers

RTX: 1.47%
CAT: 1.13%
DE: 0.98%
CNH: 0.89%
GE: 0.56%
GEV: 0.26%
BA: 0.00%

Where CNH Industrial (CNH) stands on dividend yield within its Capital Goods peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

CNH Industrial (CNH) has payout ratio of 40.00%, above the industry’s usual payout band. A larger share of earnings is going to dividends, so the cushion narrows if profit weakens.

CNH

Capital Goods industry group

40.00%

Group distribution

Max: 67.39%
CNH: 40.00%
Q3: 28.02%
Median: 6.86%
Q1: 0.00%
Min: 0.00%

Largest peers

RTX: 45.85%
CNH: 40.00%
DE: 36.02%
CAT: 24.18%
GE: 20.23%
GEV: 4.59%
BA: 0.00%

Where CNH Industrial (CNH) stands on payout ratio within its Capital Goods peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

CNH Industrial (CNH) metric values compared with Capital Goods industry-group medians
Metric	Current stock: CNH	Industry group median
Dividend Yield (TTM)	0.89%	0.24%
Dividend Payout Ratio (TTM)	40.00%	6.86%

Valuation

P/E Ratio (TTM)

CNH Industrial (CNH) trades at P/E ratio of 46.24, in the richer earnings-multiple quartile for its industry. That premium needs support from growth, durable earnings, or stronger business quality.

CNH

Capital Goods industry group

46.24

Group distribution

Max: 59.38
CNH: 46.24
Q3: 35.92
Median: 25.41
Q1: 19.47
Min: 3.03

Largest peers

CNH: 46.24
DE: 37.33
GE: 36.94
RTX: 30.82
CAT: 21.92
GEV: 20.32
BA: 17.89

Where CNH Industrial (CNH) stands on P/E ratio within its Capital Goods peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

CNH Industrial (CNH) trades at 1.02 on P/S ratio, in the lower sales-valuation quartile for its industry. That points to a cheaper revenue stream than most peers, with margin quality still doing the heavy lifting.

CNH

Capital Goods industry group

1.02

Group distribution

Max: 7.54
Q3: 3.76
Median: 2.15
Q1: 1.03
CNH: 1.02
Min: 0.03

Largest peers

GE: 6.38
GEV: 4.65
DE: 3.78
CAT: 3.29
RTX: 2.66
BA: 1.45
CNH: 1.02

Where CNH Industrial (CNH) stands on P/S ratio within its Capital Goods peer group — the box is the group’s distribution and the dots its largest members.

P/B Ratio (MRQ)

CNH Industrial (CNH) trades at 1.84 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.

CNH

Capital Goods industry group

1.84

Group distribution

Max: 9.66
Q3: 5.00
Median: 3.12
CNH: 1.84
Q1: 1.81
Min: -1.08

Largest peers

BA: 20.99
GE: 19.06
GEV: 18.00
CAT: 11.90
DE: 6.47
RTX: 3.69
CNH: 1.84

Where CNH Industrial (CNH) stands on P/B ratio within its Capital Goods peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

CNH Industrial (CNH) metric values compared with Capital Goods industry-group medians
Metric	Current stock: CNH	Industry group median
P/E Ratio (TTM)	46.24	25.41
P/S Ratio (TTM)	1.02	2.15
P/B Ratio (MRQ)	1.84	3.12
Free Cash Flow Yield (TTM)	3.03%	3.03%