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CNA vs. PUK: CNA Financial vs. Prudential Stock Comparison

How do CNA Financial (CNA) and Prudential (PUK) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

CNA Financial (CNA) and Prudential (PUK) both belong to the Insurance industry, though CNA is classified under Property & Casualty Insurance while PUK falls under Life & Health Insurance.

CNA Financial (CNA) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for CNA Financial (CNA) and Prudential (PUK)
Profile ItemCNAPUK
NameCNA Financial Corporation Common StockPrudential plc ADR
Country/RegionUnited StatesHong Kong
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceLife & Health Insurance
Market Capitalization12.81 billion USD30.28 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateFebruary 21, 1973June 29, 2000
Security TypeCommon StockADR

Price Performance

Cumulative Growth

CNA
PUK
GSPC
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CNA Financial (CNA) vs. Prudential (PUK), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for CNA Financial (CNA) and Prudential (PUK). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for CNA Financial (CNA) and Prudential (PUK). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for CNA Financial (CNA) and Prudential (PUK)
MetricCNAPUK
Total Return (1Y)13.42%-7.39%
Total Return (3Y, Annualized)15.22%8.09%
Total Return (5Y, Annualized)9.00%-6.78%

Risk Profile

Drawdown History

CNA
PUK
GSPC
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CNA Financial (CNA) vs. Prudential (PUK), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for CNA Financial (CNA) and Prudential (PUK). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for CNA Financial (CNA) and Prudential (PUK)
MetricCNAPUK
Volatility (1Y, Annualized)20.85%29.81%
Beta (5Y)0.220.64
Max Drawdown (5Y)-25.67%-62.24%
Avg. Volume (3M)454.06K1.21M

Risk-Adjusted Performance

Risk-Return Positioning

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CNA and PUK are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for CNA Financial (CNA) and Prudential (PUK)
MetricCNAPUK
Sharpe Ratio (1Y)0.44-0.39
Sortino Ratio (1Y)0.62-0.54

Profitability

ROE (TTM)

Both CNA Financial (CNA) at 9.56% and Prudential (PUK) at 18.74% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

CNA

Insurance industry group

9.56%

Max
41.68%
Q3
22.04%
Median
14.81%
CNA
9.56%
Q1
8.79%
Min
-10.66%

PUK

Insurance industry group

18.74%

Max
41.68%
Q3
22.04%
PUK
18.74%
Median
14.81%
Q1
8.79%
Min
-10.66%
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CNA Financial (CNA) vs. Prudential (PUK): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Prudential (PUK) at 25.49% retains a top-quartile share of revenue as profit, ahead of CNA Financial (CNA) at 6.80%, which keeps about the industry-typical share.

CNA

Insurance industry group

6.80%

Max
29.92%
Q3
17.03%
Median
10.97%
CNA
6.80%
Q1
6.21%
Min
-4.68%

PUK

Insurance industry group

25.49%

Max
29.92%
PUK
25.49%
Q3
17.03%
Median
10.97%
Q1
6.21%
Min
-4.68%
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CNA Financial (CNA) vs. Prudential (PUK): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for CNA Financial (CNA) in Insurance and Prudential (PUK) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for CNA Financial (CNA) and Prudential (PUK)
MetricCNAPUK
ROE (TTM)9.56%18.74%
ROA (TTM)1.29%1.60%
Net Margin (TTM)6.80%25.49%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Prudential (PUK) at 68.98% clears its industry range for revenue growth, far stronger top-line momentum than CNA Financial (CNA) at 5.10%, which is closer to a typical peer reading.

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CNA Financial (CNA) vs. Prudential (PUK): A comparison of their Revenue Growth across different time periods.

EPS Growth

Prudential (PUK) at 82.74% sits in the top EPS growth quartile, while CNA Financial (CNA) at 33.24% is closer to the peer norm — faster per-share earnings growth for PUK.

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CNA Financial (CNA) vs. Prudential (PUK): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for CNA Financial (CNA) and Prudential (PUK)
MetricCNAPUK
Revenue Growth (YoY)5.10%68.98%
Revenue Growth (3Y CAGR)7.36%--
EPS Growth (YoY)33.24%82.74%
EPS Growth (3Y CAGR)12.66%61.41%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: CNA Financial (CNA) in Insurance and Prudential (PUK) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: CNA Financial (CNA) in Insurance and Prudential (PUK) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for CNA Financial (CNA) and Prudential (PUK)
MetricCNAPUK
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

CNA Financial (CNA) at 3.95% delivers top-quartile income for its industry, while Prudential (PUK) at 1.10% pays a more typical yield — both are credible income propositions, CNA the richer one.

CNA

Insurance industry group

3.95%

Max
5.12%
CNA
3.95%
Q3
2.15%
Median
0.98%
Q1
0.00%
Min
0.00%

PUK

Insurance industry group

1.10%

Max
5.12%
Q3
2.15%
PUK
1.10%
Median
0.98%
Q1
0.00%
Min
0.00%
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CNA Financial (CNA) vs. Prudential (PUK): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Prudential (PUK) at 18.71% pays out a band-typical share of earnings, while CNA Financial (CNA) at 50.26% distributes more than its industry norm — less retained, thinner cover.

CNA

Insurance industry group

50.26%

Max
76.67%
CNA
50.26%
Q3
35.18%
Median
14.74%
Q1
0.00%
Min
0.00%

PUK

Insurance industry group

18.71%

Max
76.67%
Q3
35.18%
PUK
18.71%
Median
14.74%
Q1
0.00%
Min
0.00%
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CNA Financial (CNA) vs. Prudential (PUK): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for CNA Financial (CNA) and Prudential (PUK)
MetricCNAPUK
Dividend Yield (TTM)3.95%1.10%
Dividend Payout Ratio (TTM)50.26%18.71%

Valuation

P/E Ratio (TTM)

Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while CNA Financial (CNA) at 12.52 is closer to its industry’s usual earnings multiple — a discount for PUK, though growth and earnings durability still matter.

CNA

Insurance industry group

12.52

Max
28.37
Q3
18.75
CNA
12.52
Median
12.23
Q1
9.08
Min
2.32

PUK

Insurance industry group

8.72

Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
PUK
8.72
Min
2.32
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CNA Financial (CNA) vs. Prudential (PUK): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

CNA Financial (CNA) at 0.84 sits in the cheaper P/S ratio quartile while Prudential (PUK) at 2.12 prices around its industry’s middle — CNA costs less per dollar of sales, though read it alongside growth and margins.

CNA

Insurance industry group

0.84

Max
4.03
Q3
2.25
Median
1.23
Q1
0.85
CNA
0.84
Min
0.07

PUK

Insurance industry group

2.12

Max
4.03
Q3
2.25
PUK
2.12
Median
1.23
Q1
0.85
Min
0.07
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CNA Financial (CNA) vs. Prudential (PUK): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

CNA Financial (CNA) at 1.25 sits near its industry’s typical P/B ratio, while Prudential (PUK) at 6.29 prices above its benchmark range — PUK looks rich relative to book.

CNA

Insurance industry group

1.25

Max
5.07
Q3
2.79
Median
1.76
CNA
1.25
Q1
1.23
Min
0.30

PUK

Insurance industry group

6.29

PUK
6.29
Max
5.07
Q3
2.79
Median
1.76
Q1
1.23
Min
0.30
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CNA Financial (CNA) vs. Prudential (PUK): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for CNA Financial (CNA) and Prudential (PUK)
MetricCNAPUK
P/E Ratio (TTM)12.528.72
P/S Ratio (TTM)0.842.12
P/B Ratio (MRQ)1.256.29
Free Cash Flow Yield (TTM)----