CNA vs. PUK: CNA Financial vs. Prudential Stock Comparison
How do CNA Financial (CNA) and Prudential (PUK) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
CNA Financial (CNA) and Prudential (PUK) both belong to the Insurance industry, though CNA is classified under Property & Casualty Insurance while PUK falls under Life & Health Insurance.
CNA Financial (CNA) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | CNA | PUK |
|---|---|---|
| Name | CNA Financial Corporation Common Stock | Prudential plc ADR |
| Country/Region | United States | Hong Kong |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Life & Health Insurance |
| Market Capitalization | 12.81 billion USD | 30.28 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | June 29, 2000 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CNA | PUK |
|---|---|---|
| Total Return (1Y) | 13.42% | -7.39% |
| Total Return (3Y, Annualized) | 15.22% | 8.09% |
| Total Return (5Y, Annualized) | 9.00% | -6.78% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CNA | PUK |
|---|---|---|
| Volatility (1Y, Annualized) | 20.85% | 29.81% |
| Beta (5Y) | 0.22 | 0.64 |
| Max Drawdown (5Y) | -25.67% | -62.24% |
| Avg. Volume (3M) | 454.06K | 1.21M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CNA | PUK |
|---|---|---|
| Sharpe Ratio (1Y) | 0.44 | -0.39 |
| Sortino Ratio (1Y) | 0.62 | -0.54 |
Profitability
ROE (TTM)
Both CNA Financial (CNA) at 9.56% and Prudential (PUK) at 18.74% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
CNA
Insurance industry group
9.56%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- CNA
- 9.56%
- Q1
- 8.79%
- Min
- -10.66%
PUK
Insurance industry group
18.74%
- Max
- 41.68%
- Q3
- 22.04%
- PUK
- 18.74%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Prudential (PUK) at 25.49% retains a top-quartile share of revenue as profit, ahead of CNA Financial (CNA) at 6.80%, which keeps about the industry-typical share.
CNA
Insurance industry group
6.80%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- CNA
- 6.80%
- Q1
- 6.21%
- Min
- -4.68%
PUK
Insurance industry group
25.49%
- Max
- 29.92%
- PUK
- 25.49%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for CNA Financial (CNA) in Insurance and Prudential (PUK) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | CNA | PUK |
|---|---|---|
| ROE (TTM) | 9.56% | 18.74% |
| ROA (TTM) | 1.29% | 1.60% |
| Net Margin (TTM) | 6.80% | 25.49% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Prudential (PUK) at 68.98% clears its industry range for revenue growth, far stronger top-line momentum than CNA Financial (CNA) at 5.10%, which is closer to a typical peer reading.
EPS Growth
Prudential (PUK) at 82.74% sits in the top EPS growth quartile, while CNA Financial (CNA) at 33.24% is closer to the peer norm — faster per-share earnings growth for PUK.
Growth Metrics
| Metric | CNA | PUK |
|---|---|---|
| Revenue Growth (YoY) | 5.10% | 68.98% |
| Revenue Growth (3Y CAGR) | 7.36% | -- |
| EPS Growth (YoY) | 33.24% | 82.74% |
| EPS Growth (3Y CAGR) | 12.66% | 61.41% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: CNA Financial (CNA) in Insurance and Prudential (PUK) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: CNA Financial (CNA) in Insurance and Prudential (PUK) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CNA | PUK |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
CNA Financial (CNA) at 3.95% delivers top-quartile income for its industry, while Prudential (PUK) at 1.10% pays a more typical yield — both are credible income propositions, CNA the richer one.
CNA
Insurance industry group
3.95%
- Max
- 5.12%
- CNA
- 3.95%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
PUK
Insurance industry group
1.10%
- Max
- 5.12%
- Q3
- 2.15%
- PUK
- 1.10%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Prudential (PUK) at 18.71% pays out a band-typical share of earnings, while CNA Financial (CNA) at 50.26% distributes more than its industry norm — less retained, thinner cover.
CNA
Insurance industry group
50.26%
- Max
- 76.67%
- CNA
- 50.26%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
PUK
Insurance industry group
18.71%
- Max
- 76.67%
- Q3
- 35.18%
- PUK
- 18.71%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CNA | PUK |
|---|---|---|
| Dividend Yield (TTM) | 3.95% | 1.10% |
| Dividend Payout Ratio (TTM) | 50.26% | 18.71% |
Valuation
P/E Ratio (TTM)
Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while CNA Financial (CNA) at 12.52 is closer to its industry’s usual earnings multiple — a discount for PUK, though growth and earnings durability still matter.
CNA
Insurance industry group
12.52
- Max
- 28.37
- Q3
- 18.75
- CNA
- 12.52
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
PUK
Insurance industry group
8.72
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- PUK
- 8.72
- Min
- 2.32
P/S Ratio (TTM)
CNA Financial (CNA) at 0.84 sits in the cheaper P/S ratio quartile while Prudential (PUK) at 2.12 prices around its industry’s middle — CNA costs less per dollar of sales, though read it alongside growth and margins.
CNA
Insurance industry group
0.84
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- CNA
- 0.84
- Min
- 0.07
PUK
Insurance industry group
2.12
- Max
- 4.03
- Q3
- 2.25
- PUK
- 2.12
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
CNA Financial (CNA) at 1.25 sits near its industry’s typical P/B ratio, while Prudential (PUK) at 6.29 prices above its benchmark range — PUK looks rich relative to book.
CNA
Insurance industry group
1.25
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- CNA
- 1.25
- Q1
- 1.23
- Min
- 0.30
PUK
Insurance industry group
6.29
- PUK
- 6.29
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | CNA | PUK |
|---|---|---|
| P/E Ratio (TTM) | 12.52 | 8.72 |
| P/S Ratio (TTM) | 0.84 | 2.12 |
| P/B Ratio (MRQ) | 1.25 | 6.29 |
| Free Cash Flow Yield (TTM) | -- | -- |