Seek Returns

CIB vs. KEY: Grupo Cibest vs. KeyCorp Stock Comparison

How do Grupo Cibest (CIB) and KeyCorp (KEY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Grupo Cibest (CIB) and KeyCorp (KEY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

KeyCorp (KEY) trades as ordinary local shares, while Grupo Cibest (CIB) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Grupo Cibest (CIB) and KeyCorp (KEY)
Profile ItemCIBKEY
NameGrupo Cibest S.A. ADRKeyCorp
Country/RegionColombiaUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization21.81 billion USD22.02 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJuly 26, 1995November 5, 1987
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

CIB
KEY
GSPC
Loading price history…
Grupo Cibest (CIB) vs. KeyCorp (KEY), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for Grupo Cibest (CIB) and KeyCorp (KEY). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for Grupo Cibest (CIB) and KeyCorp (KEY). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Grupo Cibest (CIB) and KeyCorp (KEY)
MetricCIBKEY
Total Return (1Y)56.37%24.10%
Total Return (3Y, Annualized)74.68%31.53%
Total Return (5Y, Annualized)38.32%3.00%

Risk Profile

Drawdown History

CIB
KEY
GSPC
Loading price history…
Grupo Cibest (CIB) vs. KeyCorp (KEY), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for Grupo Cibest (CIB) and KeyCorp (KEY). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

KeyCorp (KEY) is heavily traded at around 14.36M shares per day, whereas Grupo Cibest (CIB) sees a more moderate 297.24K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk profile metrics for Grupo Cibest (CIB) and KeyCorp (KEY)
MetricCIBKEY
Volatility (1Y, Annualized)33.79%23.07%
Beta (5Y)0.611.06
Max Drawdown (5Y)-46.85%-65.23%
Avg. Volume (3M)297.24K14.36M

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
CIB and KEY are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Grupo Cibest (CIB) and KeyCorp (KEY)
MetricCIBKEY
Sharpe Ratio (1Y)1.540.86
Sortino Ratio (1Y)2.511.25

Profitability

ROE (TTM)

Grupo Cibest (CIB) at 19.22% sits in the top ROE quartile, while KeyCorp (KEY) at 11.17% is closer to the peer norm — stronger capital efficiency for CIB.

CIB

Banks industry group

19.22%

Max
19.84%
CIB
19.22%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

KEY

Banks industry group

11.17%

Max
19.84%
Q3
13.67%
Median
11.49%
KEY
11.17%
Q1
9.50%
Min
3.64%
Loading chart…
Grupo Cibest (CIB) vs. KeyCorp (KEY): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

KeyCorp (KEY) at 27.99% keeps about the industry-typical share of revenue as profit, while Grupo Cibest (CIB) at 17.57% retains only a bottom-quartile share.

CIB

Banks industry group

17.57%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
CIB
17.57%
Min
14.93%

KEY

Banks industry group

27.99%

Max
47.19%
Q3
35.25%
Median
31.21%
KEY
27.99%
Q1
27.11%
Min
14.93%
Loading chart…
Grupo Cibest (CIB) vs. KeyCorp (KEY): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Grupo Cibest (CIB) in Banks and KeyCorp (KEY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Grupo Cibest (CIB) and KeyCorp (KEY)
MetricCIBKEY
ROE (TTM)19.22%11.17%
ROA (TTM)2.13%1.11%
Net Margin (TTM)17.57%27.99%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

KeyCorp (KEY) at 65.72% delivers above-range revenue growth, while Grupo Cibest (CIB) at 5.11% falls into the bottom quartile — a wide split in revenue momentum.

Loading chart…
Grupo Cibest (CIB) vs. KeyCorp (KEY): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Grupo Cibest (CIB) reports EPS growth of -38.49%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.

Loading chart…
Grupo Cibest (CIB) vs. KeyCorp (KEY): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Grupo Cibest (CIB) and KeyCorp (KEY)
MetricCIBKEY
Revenue Growth (YoY)5.11%65.72%
Revenue Growth (3Y CAGR)4.37%1.21%
EPS Growth (YoY)-38.49%--
EPS Growth (3Y CAGR)-17.17%-7.65%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Grupo Cibest (CIB) in Banks and KeyCorp (KEY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Grupo Cibest (CIB) in Banks and KeyCorp (KEY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Grupo Cibest (CIB) and KeyCorp (KEY)
MetricCIBKEY
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Grupo Cibest (CIB) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile KeyCorp (KEY) reports a yield of 3.91%, ranking against industry peers normally.

CIB

Banks industry group

0.00%

Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
CIB
0.00%
Min
0.00%

KEY

Banks industry group

3.91%

Max
5.79%
KEY
3.91%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
Loading chart…
Grupo Cibest (CIB) vs. KeyCorp (KEY): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Grupo Cibest (CIB) at 31.29% pays out a band-typical share of earnings, while KeyCorp (KEY) at 45.05% distributes more than its industry norm — less retained, thinner cover.

CIB

Banks industry group

31.29%

Max
70.75%
Q3
41.28%
CIB
31.29%
Median
29.26%
Q1
18.98%
Min
0.00%

KEY

Banks industry group

45.05%

Max
70.75%
KEY
45.05%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
Loading chart…
Grupo Cibest (CIB) vs. KeyCorp (KEY): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Grupo Cibest (CIB) and KeyCorp (KEY)
MetricCIBKEY
Dividend Yield (TTM)0.00%3.91%
Dividend Payout Ratio (TTM)31.29%45.05%

Valuation

P/E Ratio (TTM)

Both Grupo Cibest (CIB) at 11.13 and KeyCorp (KEY) at 11.46 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

CIB

Banks industry group

11.13

Max
18.16
Q3
13.75
Median
11.81
CIB
11.13
Q1
10.64
Min
6.49

KEY

Banks industry group

11.46

Max
18.16
Q3
13.75
Median
11.81
KEY
11.46
Q1
10.64
Min
6.49
Loading chart…
Grupo Cibest (CIB) vs. KeyCorp (KEY): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Grupo Cibest (CIB) in Banks and KeyCorp (KEY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Grupo Cibest (CIB) at 0.00 trades below its peer P/B ratio range relative to book, while KeyCorp (KEY) at 1.39 sits near its industry’s middle — CIB is the cheaper of the two against assets.

CIB

Banks industry group

0.00

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
CIB
0.00

KEY

Banks industry group

1.39

Max
2.28
Q3
1.58
KEY
1.39
Median
1.32
Q1
1.10
Min
0.59
Loading chart…
Grupo Cibest (CIB) vs. KeyCorp (KEY): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Grupo Cibest (CIB) and KeyCorp (KEY)
MetricCIBKEY
P/E Ratio (TTM)11.1311.46
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.001.39
Free Cash Flow Yield (TTM)----