CHYM vs. RKT: A Head-to-Head Stock Comparison

Updated on November 22, 2025

Here’s a clear look at CHYM and RKT, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	CHYM	RKT
Company Name	Chime Financial, Inc.	Rocket Companies, Inc.
Country	United States	United States
GICS Sector	Financials	Financials
GICS Industry	Financial Services	Financial Services
Market Capitalization	6.84 billion USD	47.29 billion USD
Exchange	NasdaqGS	NYSE
Listing Date	June 12, 2025	August 6, 2020
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of CHYM and RKT by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

CHYM vs. RKT: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	CHYM	RKT
5-Day Price Return	-11.10%	-0.18%
13-Week Price Return	-35.67%	-7.99%
26-Week Price Return	--	35.21%
52-Week Price Return	--	20.67%
Month-to-Date Return	10.08%	2.34%
Year-to-Date Return	-49.07%	51.42%
10-Day Avg. Volume	6.71M	41.73M
3-Month Avg. Volume	3.13M	33.72M
3-Month Volatility	63.53%	51.07%
Beta	0.87	2.30

Profitability

Return on Equity (TTM)

CHYM

Financial Services Industry

Max: 34.42%
Q3: 16.76%
Median: 9.18%
Q1: 3.90%
Min: -10.16%

Return on Equity data for CHYM is currently unavailable.

RKT

-2.32%

Financial Services Industry

Max: 34.42%
Q3: 16.76%
Median: 9.18%
Q1: 3.90%
Min: -10.16%

RKT has a negative Return on Equity of -2.32%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

CHYM vs. RKT: A comparison of their Return on Equity (TTM) against the Financial Services industry benchmark.

Net Profit Margin (TTM)

CHYM

-60.69%

Financial Services Industry

Max: 52.16%
Q3: 25.33%
Median: 13.11%
Q1: 7.04%
Min: -8.99%

CHYM has a negative Net Profit Margin of -60.69%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

RKT

-1.67%

Financial Services Industry

Max: 52.16%
Q3: 25.33%
Median: 13.11%
Q1: 7.04%
Min: -8.99%

RKT has a negative Net Profit Margin of -1.67%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

CHYM vs. RKT: A comparison of their Net Profit Margin (TTM) against the Financial Services industry benchmark.

Operating Profit Margin (TTM)

CHYM

-62.01%

Financial Services Industry

Max: 81.07%
Q3: 40.32%
Median: 19.93%
Q1: 10.20%
Min: -34.40%

CHYM has a negative Operating Profit Margin of -62.01%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

RKT

18.57%

Financial Services Industry

Max: 81.07%
Q3: 40.32%
Median: 19.93%
Q1: 10.20%
Min: -34.40%

RKT’s Operating Profit Margin of 18.57% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

CHYM vs. RKT: A comparison of their Operating Profit Margin (TTM) against the Financial Services industry benchmark.

Profitability at a Glance

Symbol	CHYM	RKT
Return on Equity (TTM)	--	-2.32%
Return on Assets (TTM)	--	-0.36%
Net Profit Margin (TTM)	-60.69%	-1.67%
Operating Profit Margin (TTM)	-62.01%	18.57%
Gross Profit Margin (TTM)	87.62%	--

Financial Strength

Current Ratio (MRQ)

CHYM

4.94

Financial Services Industry

Max: 4.36
Q3: 2.26
Median: 1.33
Q1: 0.86
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RKT

0.42

Financial Services Industry

Max: 4.36
Q3: 2.26
Median: 1.33
Q1: 0.86
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

CHYM vs. RKT: A comparison of their Current Ratio (MRQ) against the Financial Services industry benchmark.

Debt-to-Equity Ratio (MRQ)

CHYM

0.00

Financial Services Industry

Max: 5.07
Q3: 2.14
Median: 0.55
Q1: 0.11
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

RKT

2.48

Financial Services Industry

Max: 5.07
Q3: 2.14
Median: 0.55
Q1: 0.11
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

CHYM vs. RKT: A comparison of their Debt-to-Equity Ratio (MRQ) against the Financial Services industry benchmark.

Interest Coverage Ratio (TTM)

CHYM

Financial Services Industry

Max: 140.54
Q3: 57.67
Median: 6.72
Q1: 1.93
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

RKT

2.42

Financial Services Industry

Max: 140.54
Q3: 57.67
Median: 6.72
Q1: 1.93
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

CHYM vs. RKT: A comparison of their Interest Coverage Ratio (TTM) against the Financial Services industry benchmark.

Financial Strength at a Glance

Symbol	CHYM	RKT
Current Ratio (MRQ)	4.94	0.42
Quick Ratio (MRQ)	4.69	0.42
Debt-to-Equity Ratio (MRQ)	0.00	2.48
Interest Coverage Ratio (TTM)	--	2.42

Growth

Revenue Growth

CHYM vs. RKT: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

CHYM vs. RKT: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

CHYM

0.00%

Financial Services Industry

Max: 7.52%
Q3: 3.60%
Median: 1.75%
Q1: 0.00%
Min: 0.00%

CHYM currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

RKT

0.00%

Financial Services Industry

Max: 7.52%
Q3: 3.60%
Median: 1.75%
Q1: 0.00%
Min: 0.00%

RKT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

CHYM vs. RKT: A comparison of their Dividend Yield (TTM) against the Financial Services industry benchmark.

Dividend Payout Ratio (TTM)

CHYM

0.00%

Financial Services Industry

Max: 132.10%
Q3: 64.32%
Median: 17.51%
Q1: 0.00%
Min: 0.00%

CHYM has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

RKT

0.00%

Financial Services Industry

Max: 132.10%
Q3: 64.32%
Median: 17.51%
Q1: 0.00%
Min: 0.00%

RKT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

CHYM vs. RKT: A comparison of their Dividend Payout Ratio (TTM) against the Financial Services industry benchmark.

Dividend at a Glance

Symbol	CHYM	RKT
Dividend Yield (TTM)	0.00%	0.00%
Dividend Payout Ratio (TTM)	0.00%	0.00%

Valuation

Price-to-Earnings Ratio (TTM)

CHYM

Financial Services Industry

Max: 46.13
Q3: 28.79
Median: 13.18
Q1: 9.14
Min: 0.47

P/E Ratio data for CHYM is currently unavailable.

RKT

Financial Services Industry

Max: 46.13
Q3: 28.79
Median: 13.18
Q1: 9.14
Min: 0.47

P/E Ratio data for RKT is currently unavailable.

CHYM vs. RKT: A comparison of their Price-to-Earnings Ratio (TTM) against the Financial Services industry benchmark.

Price-to-Sales Ratio (TTM)

CHYM

4.35

Financial Services Industry

Max: 9.71
Q3: 4.81
Median: 2.49
Q1: 1.25
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

RKT

7.56

Financial Services Industry

Max: 9.71
Q3: 4.81
Median: 2.49
Q1: 1.25
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

CHYM vs. RKT: A comparison of their Price-to-Sales Ratio (TTM) against the Financial Services industry benchmark.

Price-to-Book Ratio (MRQ)

CHYM

5.19

Financial Services Industry

Max: 7.21
Q3: 3.51
Median: 1.52
Q1: 0.88
Min: 0.08

CHYM’s P/B Ratio of 5.19 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

RKT

4.61

Financial Services Industry

Max: 7.21
Q3: 3.51
Median: 1.52
Q1: 0.88
Min: 0.08

RKT’s P/B Ratio of 4.61 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

CHYM vs. RKT: A comparison of their Price-to-Book Ratio (MRQ) against the Financial Services industry benchmark.

Valuation at a Glance

Symbol	CHYM	RKT
Price-to-Earnings Ratio (TTM)	--	--
Price-to-Sales Ratio (TTM)	4.35	7.56
Price-to-Book Ratio (MRQ)	5.19	4.61
Price-to-Free Cash Flow Ratio (TTM)	--	25.27