BRK.A vs. CHYM: Berkshire Hathaway vs. Chime Financial Stock Comparison

Company Profile

Berkshire Hathaway (BRK.A) and Chime Financial (CHYM) both belong to the Financial Services industry, though BRK.A is classified under Multi-Sector Holdings while CHYM falls under Transaction & Payment Processing Services.

Berkshire Hathaway (BRK.A) carries decades of public-market history since March 17, 1980, while Chime Financial (CHYM) listed on June 12, 2025 — long-window comparisons have far more historical data on the BRK.A side.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Chime Financial (CHYM) trades around 6.12M shares per day on average, while Berkshire Hathaway (BRK.A) sees only 206 — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Berkshire Hathaway (BRK.A) at 12.12% and Chime Financial (CHYM) at 5.38% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Berkshire Hathaway (BRK.A) at 22.30% keeps about the industry-typical share of revenue as profit, while Chime Financial (CHYM) at 3.05% retains only a bottom-quartile share.

Both Berkshire Hathaway (BRK.A) at 32.56% and Chime Financial (CHYM) at 20.88% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Chime Financial (CHYM) at 30.69% sits in the top revenue growth quartile, while Berkshire Hathaway (BRK.A) at -3.23% is in the bottom quartile, showing a clear gap in revenue momentum.

Only one side can be read here: Berkshire Hathaway (BRK.A) reports EPS growth of -24.78%, ranked against its industry; Chime Financial (CHYM) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Berkshire Hathaway (BRK.A) in Financial Services and Chime Financial (CHYM) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Berkshire Hathaway (BRK.A) in Financial Services and Chime Financial (CHYM) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Neither Berkshire Hathaway (BRK.A) nor Chime Financial (CHYM) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Neither Berkshire Hathaway (BRK.A) nor Chime Financial (CHYM) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Dividend Metrics

Valuation

Berkshire Hathaway (BRK.A) at 14.36 is near its industry’s usual P/E ratio, while Chime Financial (CHYM) at 27.48 sits in the richer quartile — CHYM needs stronger growth or earnings quality to justify the premium.

On P/S ratio, both Berkshire Hathaway (BRK.A) at 3.18 and Chime Financial (CHYM) at 4.57 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

Berkshire Hathaway (BRK.A) at 1.72 is valued about in line with its industry on P/B ratio, while Chime Financial (CHYM) at 7.79 carries an above-peer premium to book — CHYM is pricier on assets.

Valuation Metrics