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CCL vs. LTH: Carnival vs. Life Time Stock Comparison

How do Carnival (CCL) and Life Time (LTH) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Carnival (CCL) and Life Time (LTH) both belong to the Hotels, Restaurants & Leisure industry, though CCL is classified under Hotels, Resorts & Cruise Lines while LTH falls under Leisure Facilities.

Carnival (CCL) has more than two decades of public-market history since July 24, 1987, whereas Life Time (LTH) listed on October 7, 2021 and has a much shorter record to draw on.

Company profile comparison for Carnival (CCL) and Life Time (LTH)
Profile ItemCCLLTH
NameCarnival Corporation Ltd.Life Time Group Holdings, Inc.
Country/RegionUnited StatesUnited States
GICS SectorConsumer DiscretionaryConsumer Discretionary
GICS Industry GroupConsumer ServicesConsumer Services
GICS IndustryHotels, Restaurants & LeisureHotels, Restaurants & Leisure
GICS Sub-IndustryHotels, Resorts & Cruise LinesLeisure Facilities
Market Capitalization39.77 billion USD10.58 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJuly 24, 1987October 7, 2021
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CCL
LTH
GSPC
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Carnival (CCL) vs. Life Time (LTH), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Carnival (CCL) and Life Time (LTH). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Carnival (CCL) and Life Time (LTH). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Carnival (CCL) and Life Time (LTH)
MetricCCLLTH
Total Return (1Y)17.32%84.40%
Total Return (3Y, Annualized)36.57%51.85%
Total Return (5Y, Annualized)5.35%19.40%

Risk Profile

Drawdown History

CCL
LTH
GSPC
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Carnival (CCL) vs. Life Time (LTH), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Carnival (CCL) and Life Time (LTH). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Carnival (CCL) and Life Time (LTH)
MetricCCLLTH
Volatility (1Y, Annualized)49.89%37.64%
Beta (5Y)2.421.47
Max Drawdown (5Y)-73.60%-58.36%
Avg. Volume (3M)21.48M3.18M

Risk-Adjusted Performance

Risk-Return Positioning

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CCL and LTH are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Carnival (CCL) and Life Time (LTH)
MetricCCLLTH
Sharpe Ratio (1Y)0.262.13
Sortino Ratio (1Y)0.433.91

Profitability

ROE (TTM)

Both Carnival (CCL) at 24.00% and Life Time (LTH) at 13.02% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

CCL

Consumer Services industry group

24.00%

Max
76.75%
Q3
34.07%
CCL
24.00%
Median
15.90%
Q1
3.23%
Min
-40.61%

LTH

Consumer Services industry group

13.02%

Max
76.75%
Q3
34.07%
Median
15.90%
LTH
13.02%
Q1
3.23%
Min
-40.61%
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Carnival (CCL) vs. Life Time (LTH): A comparison of their ROE against the Consumer Services industry group benchmark.

Net Margin (TTM)

Both Carnival (CCL) at 11.37% and Life Time (LTH) at 12.72% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CCL

Consumer Services industry group

11.37%

Max
25.52%
Q3
12.95%
CCL
11.37%
Median
6.63%
Q1
1.46%
Min
-14.36%

LTH

Consumer Services industry group

12.72%

Max
25.52%
Q3
12.95%
LTH
12.72%
Median
6.63%
Q1
1.46%
Min
-14.36%
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Carnival (CCL) vs. Life Time (LTH): A comparison of their net margin against the Consumer Services industry group benchmark.

Operating Margin (TTM)

Carnival (CCL) at 26.43% operates in the top operating margin quartile, ahead of Life Time (LTH) at 17.34%, which runs around its industry’s norm.

CCL

Consumer Services industry group

26.43%

Max
49.05%
CCL
26.43%
Q3
24.35%
Median
14.23%
Q1
5.67%
Min
-16.47%

LTH

Consumer Services industry group

17.34%

Max
49.05%
Q3
24.35%
LTH
17.34%
Median
14.23%
Q1
5.67%
Min
-16.47%
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Carnival (CCL) vs. Life Time (LTH): A comparison of their operating margin against the Consumer Services industry group benchmark.

Profitability Metrics

Profitability metrics for Carnival (CCL) and Life Time (LTH)
MetricCCLLTH
ROE (TTM)24.00%13.02%
ROA (TTM)5.40%4.25%
Net Margin (TTM)11.37%12.72%
Operating Margin (TTM)26.43%17.34%
Gross Margin (TTM)55.38%47.95%

Growth

Revenue Growth

Life Time (LTH) at 14.28% sits in the top revenue growth quartile, while Carnival (CCL) at 6.39% is closer to the peer norm — faster top-line expansion for LTH.

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Carnival (CCL) vs. Life Time (LTH): A comparison of their Revenue Growth across different time periods.

EPS Growth

Life Time (LTH) at 124.32% sits in the top EPS growth quartile, while Carnival (CCL) at 40.28% is closer to the peer norm — faster per-share earnings growth for LTH.

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Carnival (CCL) vs. Life Time (LTH): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Carnival (CCL) and Life Time (LTH)
MetricCCLLTH
Revenue Growth (YoY)6.39%14.28%
Revenue Growth (3Y CAGR)29.81%18.01%
EPS Growth (YoY)40.28%124.32%
EPS Growth (3Y CAGR)----

Financial Strength

Current Ratio (MRQ)

Life Time (LTH) at 0.73 keeps current ratio within its industry’s typical mid-range, while Carnival (CCL) at 0.27 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for CCL.

CCL

Consumer Services industry group

0.27

Max
3.41
Q3
1.85
Median
1.06
Q1
0.72
CCL
0.27
Min
0.22

LTH

Consumer Services industry group

0.73

Max
3.41
Q3
1.85
Median
1.06
LTH
0.73
Q1
0.72
Min
0.22
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Carnival (CCL) vs. Life Time (LTH): A comparison of their current ratio against the Consumer Services industry group benchmark.

Debt / Equity (MRQ)

Both Carnival (CCL) at 1.77 and Life Time (LTH) at 1.25 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

CCL

Consumer Services industry group

1.77

Max
6.12
Q3
2.93
CCL
1.77
Median
1.29
Q1
0.37
Min
0.01

LTH

Consumer Services industry group

1.25

Max
6.12
Q3
2.93
Median
1.29
LTH
1.25
Q1
0.37
Min
0.01
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Carnival (CCL) vs. Life Time (LTH): A comparison of their debt-to-equity ratio against the Consumer Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Carnival (CCL) and Life Time (LTH)
MetricCCLLTH
Current Ratio (MRQ)0.270.73
Debt / Equity (MRQ)1.771.25
Net Debt / EBITDA3.284.54

Dividends

Dividend Yield (TTM)

Life Time (LTH) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Carnival (CCL) reports a yield of 1.53%, ranking against industry peers normally.

CCL

Consumer Services industry group

1.53%

Max
4.10%
Q3
1.82%
CCL
1.53%
Median
0.00%
Q1
0.00%
Min
0.00%

LTH

Consumer Services industry group

0.00%

Max
4.10%
Q3
1.82%
LTH
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Carnival (CCL) vs. Life Time (LTH): A comparison of their dividend yield against the Consumer Services industry group benchmark.

Dividend Payout Ratio (TTM)

Life Time (LTH) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Carnival (CCL) reports a payout of 19.82%, ranking against industry peers normally.

CCL

Consumer Services industry group

19.82%

Max
89.80%
Q3
36.83%
CCL
19.82%
Median
0.00%
Q1
0.00%
Min
0.00%

LTH

Consumer Services industry group

0.00%

Max
89.80%
Q3
36.83%
LTH
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Carnival (CCL) vs. Life Time (LTH): A comparison of their payout ratio against the Consumer Services industry group benchmark.

Dividend Metrics

Dividend metrics for Carnival (CCL) and Life Time (LTH)
MetricCCLLTH
Dividend Yield (TTM)1.53%0.00%
Dividend Payout Ratio (TTM)19.82%0.00%

Valuation

P/E Ratio (TTM)

Both Carnival (CCL) at 13.03 and Life Time (LTH) at 25.47 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

CCL

Consumer Services industry group

13.03

Max
71.70
Q3
37.12
Median
21.88
CCL
13.03
Q1
13.00
Min
5.72

LTH

Consumer Services industry group

25.47

Max
71.70
Q3
37.12
LTH
25.47
Median
21.88
Q1
13.00
Min
5.72
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Carnival (CCL) vs. Life Time (LTH): A comparison of their P/E ratio against the Consumer Services industry group benchmark.

P/S Ratio (TTM)

Carnival (CCL) at 1.44 is priced about in line with its industry on P/S ratio, while Life Time (LTH) at 3.21 sits in the pricier quartile — LTH costs more per dollar of sales.

CCL

Consumer Services industry group

1.44

Max
6.40
Q3
3.01
Median
1.54
CCL
1.44
Q1
0.74
Min
0.08

LTH

Consumer Services industry group

3.21

Max
6.40
LTH
3.21
Q3
3.01
Median
1.54
Q1
0.74
Min
0.08
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Carnival (CCL) vs. Life Time (LTH): A comparison of their P/S ratio against the Consumer Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Carnival (CCL) at 2.82 and Life Time (LTH) at 3.07 are valued close to their industries’ norm against book — neither stands out from peers.

CCL

Consumer Services industry group

2.82

Max
12.02
Q3
5.58
CCL
2.82
Median
2.37
Q1
1.09
Min
-4.51

LTH

Consumer Services industry group

3.07

Max
12.02
Q3
5.58
LTH
3.07
Median
2.37
Q1
1.09
Min
-4.51
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Carnival (CCL) vs. Life Time (LTH): A comparison of their P/B ratio against the Consumer Services industry group benchmark.

Valuation Metrics

Valuation metrics for Carnival (CCL) and Life Time (LTH)
MetricCCLLTH
P/E Ratio (TTM)13.0325.47
P/S Ratio (TTM)1.443.21
P/B Ratio (MRQ)2.823.07
Free Cash Flow Yield (TTM)4.54%-3.76%