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Life Time (LTH) Stock Analysis

This is a peer-relative look at Life Time (LTH): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Consumer Services peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for Life Time (LTH)
Profile ItemLTH
NameLife Time Group Holdings, Inc.
Country/RegionUnited States
GICS SectorConsumer Discretionary
GICS Industry GroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
GICS Sub-IndustryLeisure Facilities
Market Capitalization10.58 billion USD
CurrencyUSD
ExchangeNYSE
Listing DateOctober 7, 2021
Security TypeCommon Stock

Price Performance

Cumulative Growth

LTH
GSPC
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Life Time (LTH) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Life Time (LTH) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Life Time (LTH) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Life Time (LTH) metric values compared with Consumer Services industry-group medians
MetricCurrent stock: LTHIndustry group median
Total Return (1Y)84.40%2.96%
Total Return (3Y, Annualized)51.85%9.94%
Total Return (5Y, Annualized)19.40%1.66%

Risk Profile

Drawdown History

LTH
GSPC
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Life Time (LTH) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Life Time (LTH) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Life Time (LTH) metric values compared with Consumer Services industry-group medians
MetricCurrent stock: LTHIndustry group median
Volatility (1Y, Annualized)37.64%42.89%
Beta (5Y)1.471.05
Max Drawdown (5Y)-58.36%-59.81%

Risk-Adjusted Performance

Risk-Return Positioning

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Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. LTH is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

Life Time (LTH) metric values compared with Consumer Services industry-group medians
MetricCurrent stock: LTHIndustry group median
Sharpe Ratio (1Y)2.13-0.04
Sortino Ratio (1Y)3.91-0.08

Profitability

ROE (TTM)

Life Time (LTH) posts ROE of 13.02%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.

LTH

Consumer Services industry group

13.02%

Group distribution
Max
76.75%
Q3
34.07%
Median
15.90%
LTH
13.02%
Q1
3.23%
Min
-40.61%
Largest peers
RCL
41.29%
ABNB
35.79%
LTH
13.02%
MCD
--
SBUX
--
BKNG
--
MAR
--
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Where Life Time (LTH) stands on ROE within its Consumer Services peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

Life Time (LTH) keeps 12.72% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

LTH

Consumer Services industry group

12.72%

Group distribution
Max
25.52%
Q3
12.95%
LTH
12.72%
Median
6.63%
Q1
1.46%
Min
-14.36%
Largest peers
MAR
35.00%
MCD
32.38%
BKNG
25.52%
RCL
23.79%
ABNB
23.02%
LTH
12.72%
SBUX
6.67%
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Where Life Time (LTH) stands on net margin within its Consumer Services peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

Life Time (LTH) turns 17.34% of revenue into operating profit, roughly in line with the peer group’s normal operating margin range. Its core cost structure looks typical for the industry.

LTH

Consumer Services industry group

17.34%

Group distribution
Max
49.05%
Q3
24.35%
LTH
17.34%
Median
14.23%
Q1
5.67%
Min
-16.47%
Largest peers
MAR
66.18%
MCD
48.29%
ABNB
41.51%
BKNG
38.69%
RCL
33.61%
LTH
17.34%
SBUX
12.76%
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Where Life Time (LTH) stands on operating margin within its Consumer Services peer group — the box is the group’s distribution and the dots its largest members.

Profitability Metrics

Life Time (LTH) metric values compared with Consumer Services industry-group medians
MetricCurrent stock: LTHIndustry group median
ROE (TTM)13.02%15.90%
ROA (TTM)4.25%5.29%
Net Margin (TTM)12.72%6.63%
Operating Margin (TTM)17.34%14.23%
Gross Margin (TTM)47.95%44.51%

Growth

Revenue Growth

Life Time (LTH) grew revenue 14.28%, in the upper peer quartile. The top line is expanding faster than at most industry peers, which points to share gains or stronger pricing.

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Life Time (LTH): Revenue Growth across different time periods, set against Consumer Services industry-group medians.

EPS Growth

Life Time (LTH) grew earnings per share 124.32%, in the upper peer quartile. Per-share profits are compounding faster than at most industry peers.

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Life Time (LTH): EPS Growth across different time periods, set against Consumer Services industry-group medians.

Growth Metrics

Life Time (LTH) metric values compared with Consumer Services industry-group medians
MetricCurrent stock: LTHIndustry group median
Revenue Growth (YoY)14.28%6.55%
Revenue Growth (3Y CAGR)18.01%10.51%
EPS Growth (YoY)124.32%10.50%
EPS Growth (3Y CAGR)--14.33%

Financial Strength

Current Ratio (MRQ)

Life Time (LTH) has current ratio of 0.73, in the healthier middle range for its industry. The short-term asset cushion looks balanced relative to peers rather than stretched thin.

LTH

Consumer Services industry group

0.73

Group distribution
Max
3.41
Q3
1.85
Median
1.06
LTH
0.73
Q1
0.72
Min
0.22
Largest peers
ABNB
1.73
BKNG
1.12
SBUX
0.76
LTH
0.73
MAR
0.53
RCL
0.22
MCD
--
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Where Life Time (LTH) stands on current ratio within its Consumer Services peer group — the box is the group’s distribution and the dots its largest members.

Debt / Equity (MRQ)

Life Time (LTH) has debt-to-equity ratio of 1.25, roughly in line with the peer group’s normal leverage range. Its mix of debt and equity looks typical for the industry.

LTH

Consumer Services industry group

1.25

Group distribution
Max
6.12
Q3
2.93
Median
1.29
LTH
1.25
Q1
0.37
Min
0.01
Largest peers
RCL
1.94
LTH
1.25
ABNB
0.27
MCD
--
SBUX
--
BKNG
--
MAR
--
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Where Life Time (LTH) stands on debt-to-equity ratio within its Consumer Services peer group — the box is the group’s distribution and the dots its largest members.

Financial Strength Metrics

Life Time (LTH) metric values compared with Consumer Services industry-group medians
MetricCurrent stock: LTHIndustry group median
Current Ratio (MRQ)0.731.06
Debt / Equity (MRQ)1.251.29
Net Debt / EBITDA4.543.12

Dividends

Dividend Yield (TTM)

Life Time (LTH) pays no dividend, leaving dividend yield at 0.00% this period. Shareholders may still receive value through reinvestment or buybacks, but there is no dividend income to compare here.

LTH

Consumer Services industry group

0.00%

Group distribution
Max
4.10%
Q3
1.82%
LTH
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
Largest peers
MCD
2.68%
SBUX
2.35%
RCL
1.70%
BKNG
0.98%
MAR
0.67%
LTH
0.00%
ABNB
0.00%
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Where Life Time (LTH) stands on dividend yield within its Consumer Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

Life Time (LTH) paid no earnings out as dividends this period, leaving payout ratio at 0.00%. There is no dividend payout to size against earnings.

LTH

Consumer Services industry group

0.00%

Group distribution
Max
89.80%
Q3
36.83%
LTH
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
Largest peers
SBUX
142.77%
MCD
58.86%
RCL
32.54%
MAR
27.92%
BKNG
17.84%
LTH
0.00%
ABNB
0.00%
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Where Life Time (LTH) stands on payout ratio within its Consumer Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

Life Time (LTH) metric values compared with Consumer Services industry-group medians
MetricCurrent stock: LTHIndustry group median
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

P/E Ratio (TTM)

Life Time (LTH) trades at P/E ratio of 25.47, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.

LTH

Consumer Services industry group

25.47

Group distribution
Max
71.70
Q3
37.12
LTH
25.47
Median
21.88
Q1
13.00
Min
5.72
Largest peers
SBUX
47.70
MAR
41.52
ABNB
35.65
LTH
25.47
MCD
21.88
RCL
19.36
BKNG
17.43
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Where Life Time (LTH) stands on P/E ratio within its Consumer Services peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

Life Time (LTH) trades at 3.21 on P/S ratio, in the higher sales-valuation quartile. Investors are paying up for each dollar of revenue, so stronger margins, growth, or revenue quality need to carry that price.

LTH

Consumer Services industry group

3.21

Group distribution
Max
6.40
LTH
3.21
Q3
3.01
Median
1.54
Q1
0.74
Min
0.08
Largest peers
MAR
14.15
ABNB
8.14
MCD
7.02
RCL
4.57
BKNG
4.25
LTH
3.21
SBUX
3.17
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Where Life Time (LTH) stands on P/S ratio within its Consumer Services peer group — the box is the group’s distribution and the dots its largest members.

P/B Ratio (MRQ)

Life Time (LTH) trades at 3.07 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.

LTH

Consumer Services industry group

3.07

Group distribution
Max
12.02
Q3
5.58
LTH
3.07
Median
2.37
Q1
1.09
Min
-4.51
Largest peers
ABNB
12.02
RCL
7.47
LTH
3.07
BKNG
-11.52
SBUX
-15.67
MAR
-21.17
MCD
-191.23
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Where Life Time (LTH) stands on P/B ratio within its Consumer Services peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

Life Time (LTH) metric values compared with Consumer Services industry-group medians
MetricCurrent stock: LTHIndustry group median
P/E Ratio (TTM)25.4721.88
P/S Ratio (TTM)3.211.54
P/B Ratio (MRQ)3.072.37
Free Cash Flow Yield (TTM)-3.76%4.54%