BSBR vs. CM: Banco Santander (Brasil) vs. Cdn Imperial Bank of Commerce Stock Comparison

Company Profile

Banco Santander (Brasil) (BSBR) and Cdn Imperial Bank of Commerce (CM) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Cdn Imperial Bank of Commerce (CM) trades as ordinary local shares, while Banco Santander (Brasil) (BSBR) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Cdn Imperial Bank of Commerce (CM) at 15.58% sits in the top ROE quartile, while Banco Santander (Brasil) (BSBR) at 10.20% is closer to the peer norm — stronger capital efficiency for CM.

Both Banco Santander (Brasil) (BSBR) at 27.53% and Cdn Imperial Bank of Commerce (CM) at 33.74% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Banco Santander (Brasil) (BSBR) in Banks and Cdn Imperial Bank of Commerce (CM) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Cdn Imperial Bank of Commerce (CM) at 13.66% is around its peer norm for revenue growth, while Banco Santander (Brasil) (BSBR) at -3.79% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Cdn Imperial Bank of Commerce (CM) at 17.72% is around its peer norm for EPS growth, while Banco Santander (Brasil) (BSBR) at -4.61% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Banco Santander (Brasil) (BSBR) in Banks and Cdn Imperial Bank of Commerce (CM) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Banco Santander (Brasil) (BSBR) in Banks and Cdn Imperial Bank of Commerce (CM) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Banco Santander (Brasil) (BSBR) at 5.60% and Cdn Imperial Bank of Commerce (CM) at 3.62% offer top-quartile dividend income relative to share price within their industries.

Banco Santander (Brasil) (BSBR) reports payout ratio above 100% at 143.10%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Cdn Imperial Bank of Commerce (CM) reports 40.12%, ranking against industry peers normally.

Dividend Metrics

Valuation

Both Banco Santander (Brasil) (BSBR) at 14.97 and Cdn Imperial Bank of Commerce (CM) at 15.32 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

P/S ratio is set aside for both Banco Santander (Brasil) (BSBR) in Banks and Cdn Imperial Bank of Commerce (CM) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Banco Santander (Brasil) (BSBR) at 0.34 is valued below its industry’s P/B ratio range against book, whereas Cdn Imperial Bank of Commerce (CM) at 2.24 carries an above-typical premium — a wide price-to-book gap between them.

Valuation Metrics