BSAC vs. HBAN: Banco Santander-Chile vs. Huntington Bancshares Stock Comparison

Company Profile

Banco Santander-Chile (BSAC) and Huntington Bancshares (HBAN) both belong to the Banks industry, though BSAC is classified under Diversified Banks while HBAN falls under Regional Banks.

Huntington Bancshares (HBAN) trades as ordinary local shares, while Banco Santander-Chile (BSAC) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Huntington Bancshares (HBAN) is heavily traded at around 24.74M shares per day, whereas Banco Santander-Chile (BSAC) sees a more moderate 364.16K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Banco Santander-Chile (BSAC) at 23.31% delivers above-range ROE, while Huntington Bancshares (HBAN) at 9.19% falls into the bottom quartile — a wide split in profit generated from equity.

Banco Santander-Chile (BSAC) at 47.19% keeps a top-quartile share of each sales dollar as profit, while Huntington Bancshares (HBAN) at 25.37% keeps a bottom-quartile share.

Neither side reports a meaningful operating margin: for Banco Santander-Chile (BSAC) in Banks and Huntington Bancshares (HBAN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Banco Santander-Chile (BSAC) at 9.86% and Huntington Bancshares (HBAN) at 10.22% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Banco Santander-Chile (BSAC) at 22.86% and Huntington Bancshares (HBAN) at 13.93% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Banco Santander-Chile (BSAC) in Banks and Huntington Bancshares (HBAN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Banco Santander-Chile (BSAC) in Banks and Huntington Bancshares (HBAN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Banco Santander-Chile (BSAC) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Huntington Bancshares (HBAN) reports a yield of 3.97%, ranking against industry peers normally.

Both Banco Santander-Chile (BSAC) at 57.73% and Huntington Bancshares (HBAN) at 50.82% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Both Banco Santander-Chile (BSAC) at 12.48 and Huntington Bancshares (HBAN) at 12.68 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both Banco Santander-Chile (BSAC) in Banks and Huntington Bancshares (HBAN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Huntington Bancshares (HBAN) at 1.06 sits in the lower P/B ratio quartile against book while Banco Santander-Chile (BSAC) at 1.33 is valued near its industry’s middle — HBAN is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics