BNY vs. COIN: Bank of New York Mellon vs. Coinbase Global Stock Comparison

Company Profile

Bank of New York Mellon (BNY) and Coinbase Global (COIN) both belong to the Capital Markets industry, though BNY is classified under Asset Management & Custody Banks while COIN falls under Financial Exchanges & Data.

Bank of New York Mellon (BNY) has more than two decades of public-market history since May 3, 1973, whereas Coinbase Global (COIN) listed on April 14, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Coinbase Global (COIN) carries a highly aggressive beta of 3.33, indicating much higher sensitivity to broad-market moves, whereas Bank of New York Mellon (BNY) is closer to market-like at 1.00 — a noticeable difference in market-sensitivity profile.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Coinbase Global (COIN) reports a negative ROE of -4.68%; negative ROE can reflect losses or negative shareholders’ equity, so it is harder to read as capital efficiency. Meanwhile Bank of New York Mellon (BNY) reports 14.87%, ranking against industry peers normally.

Coinbase Global (COIN) reports a negative net margin of -12.89%, usually indicating a net loss over the period. Meanwhile Bank of New York Mellon (BNY) reports 29.74%, ranking against industry peers normally.

Coinbase Global (COIN) reports a negative operating margin of -1.42%, usually indicating that operating costs exceeded revenue at the operating-income line. Meanwhile Bank of New York Mellon (BNY) reports 39.07%, ranking against industry peers normally.

Profitability Metrics

Growth

Both Bank of New York Mellon (BNY) at 8.22% and Coinbase Global (COIN) at 9.40% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Bank of New York Mellon (BNY) at 27.59% is around its peer norm for EPS growth, while Coinbase Global (COIN) at -53.06% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Bank of New York Mellon (BNY) in Financial Services and Coinbase Global (COIN) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Bank of New York Mellon (BNY) in Financial Services and Coinbase Global (COIN) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Coinbase Global (COIN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Bank of New York Mellon (BNY) reports a yield of 1.51%, ranking against industry peers normally.

Coinbase Global (COIN) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Bank of New York Mellon (BNY) reports a payout of 24.58%, ranking against industry peers normally.

Dividend Metrics

Valuation

An earnings multiple is available for just one side: Bank of New York Mellon (BNY) trades at 16.36 times trailing earnings, ranked against its peers, while Coinbase Global (COIN) has no P/E ratio this period.

Bank of New York Mellon (BNY) at 4.52 is priced about in line with its industry on P/S ratio, while Coinbase Global (COIN) at 6.56 sits in the pricier quartile — COIN costs more per dollar of sales.

On P/B ratio, both Bank of New York Mellon (BNY) at 2.53 and Coinbase Global (COIN) at 2.56 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics