BNY vs. COF: Bank of New York Mellon vs. Capital One Financial Stock Comparison

Company Profile

Bank of New York Mellon (BNY) and Capital One Financial (COF) both fall under the Financial Services industry group, but BNY is classified in Capital Markets while COF is classified in Consumer Finance.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Bank of New York Mellon (BNY) at 14.87% and Capital One Financial (COF) at 9.39% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Bank of New York Mellon (BNY) at 29.74% retains a top-quartile share of revenue as profit, ahead of Capital One Financial (COF) at 22.23%, which keeps about the industry-typical share.

Both Bank of New York Mellon (BNY) at 39.07% and Capital One Financial (COF) at 37.83% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Capital One Financial (COF) at 36.62% sits in the top revenue growth quartile, while Bank of New York Mellon (BNY) at 8.22% is closer to the peer norm — faster top-line expansion for COF.

Bank of New York Mellon (BNY) at 27.59% is around its peer norm for EPS growth, while Capital One Financial (COF) at -65.23% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Bank of New York Mellon (BNY) in Financial Services and Capital One Financial (COF) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Bank of New York Mellon (BNY) in Financial Services and Capital One Financial (COF) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Bank of New York Mellon (BNY) at 1.51% and Capital One Financial (COF) at 1.57% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both Bank of New York Mellon (BNY) at 24.58% and Capital One Financial (COF) at 19.61% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Both Bank of New York Mellon (BNY) at 16.36 and Capital One Financial (COF) at 12.37 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

On P/S ratio, both Bank of New York Mellon (BNY) at 4.52 and Capital One Financial (COF) at 2.48 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

On P/B ratio, both Bank of New York Mellon (BNY) at 2.53 and Capital One Financial (COF) at 1.15 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics