BNT vs. RYAN: Brookfield Wealth vs. Ryan Specialty Stock Comparison

Company Profile

Brookfield Wealth (BNT) and Ryan Specialty (RYAN) both belong to the Insurance industry, though BNT is classified under Life & Health Insurance while RYAN falls under Insurance Brokers.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Brookfield Wealth (BNT) has an aggressive beta of 1.57, indicating higher sensitivity to broad-market moves, while Ryan Specialty (RYAN) is defensive at 0.52 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Ryan Specialty (RYAN) trades around 1.89M shares per day on average, while Brookfield Wealth (BNT) sees only 15.15K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Ryan Specialty (RYAN) at 25.15% sits in the top ROE quartile, while Brookfield Wealth (BNT) at 1.05% is in the bottom quartile, showing a clear gap in returns on equity.

Both Brookfield Wealth (BNT) at 1.06% and Ryan Specialty (RYAN) at 3.27% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.

Neither side reports a meaningful operating margin: for Brookfield Wealth (BNT) in Insurance and Ryan Specialty (RYAN) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Ryan Specialty (RYAN) at 21.28% is around its peer norm for revenue growth, while Brookfield Wealth (BNT) at -20.37% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Brookfield Wealth (BNT) at -53.90% and Ryan Specialty (RYAN) at -33.80% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Brookfield Wealth (BNT) in Insurance and Ryan Specialty (RYAN) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Brookfield Wealth (BNT) in Insurance and Ryan Specialty (RYAN) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Brookfield Wealth (BNT) at 0.62% and Ryan Specialty (RYAN) at 1.06% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Brookfield Wealth (BNT) at 30.95% pays out a band-typical share of earnings, while Ryan Specialty (RYAN) at 63.75% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Both Brookfield Wealth (BNT) at 49.19 and Ryan Specialty (RYAN) at 59.66 trade above their industries’ P/E ratio peer ranges, pointing to unusually expensive trailing earnings relative to peers.

Brookfield Wealth (BNT) at 0.96 is priced about in line with its industry on P/S ratio, while Ryan Specialty (RYAN) at 3.78 sits in the pricier quartile — RYAN costs more per dollar of sales.

Brookfield Wealth (BNT) at 0.84 sits in the lower P/B ratio quartile relative to book while Ryan Specialty (RYAN) at 12.86 prices above its industry range — a wide valuation gap against assets.

Valuation Metrics