BNT vs. PFG: A Head-to-Head Stock Comparison

Updated on November 17, 2025

Here’s a clear look at BNT and PFG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	BNT	PFG
Company Name	Brookfield Wealth Solutions Ltd.	Principal Financial Group, Inc.
Country	Bermuda	United States
GICS Sector	Financials	Financials
GICS Industry	Insurance	Insurance
Market Capitalization	14.01 billion USD	18.36 billion USD
Exchange	NYSE	NasdaqGS
Listing Date	June 28, 2021	October 23, 2001
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of BNT and PFG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

BNT vs. PFG: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	BNT	PFG
5-Day Price Return	-0.65%	1.85%
13-Week Price Return	8.06%	9.28%
26-Week Price Return	27.66%	7.78%
52-Week Price Return	20.88%	-2.81%
Month-to-Date Return	-0.65%	-0.55%
Year-to-Date Return	16.56%	7.97%
10-Day Avg. Volume	0.07M	1.44M
3-Month Avg. Volume	0.06M	1.23M
3-Month Volatility	24.21%	20.02%
Beta	1.96	0.92

Profitability

Return on Equity (TTM)

BNT

6.12%

Insurance Industry

Max: 30.96%
Q3: 18.76%
Median: 14.22%
Q1: 10.34%
Min: 1.73%

BNT’s Return on Equity of 6.12% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

PFG

13.87%

Insurance Industry

Max: 30.96%
Q3: 18.76%
Median: 14.22%
Q1: 10.34%
Min: 1.73%

PFG’s Return on Equity of 13.87% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

BNT vs. PFG: A comparison of their Return on Equity (TTM) against the Insurance industry benchmark.

Net Profit Margin (TTM)

BNT

5.50%

Insurance Industry

Max: 26.78%
Q3: 14.69%
Median: 9.87%
Q1: 6.59%
Min: -3.51%

Falling into the lower quartile for the Insurance industry, BNT’s Net Profit Margin of 5.50% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

PFG

10.18%

Insurance Industry

Max: 26.78%
Q3: 14.69%
Median: 9.87%
Q1: 6.59%
Min: -3.51%

PFG’s Net Profit Margin of 10.18% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

BNT vs. PFG: A comparison of their Net Profit Margin (TTM) against the Insurance industry benchmark.

Operating Profit Margin (TTM)

BNT

28.76%

Insurance Industry

Max: 34.52%
Q3: 20.17%
Median: 14.46%
Q1: 9.62%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

PFG

10.34%

Insurance Industry

Max: 34.52%
Q3: 20.17%
Median: 14.46%
Q1: 9.62%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

BNT vs. PFG: A comparison of their Operating Profit Margin (TTM) against the Insurance industry benchmark.

Profitability at a Glance

Symbol	BNT	PFG
Return on Equity (TTM)	6.12%	13.87%
Return on Assets (TTM)	0.56%	0.49%
Net Profit Margin (TTM)	5.50%	10.18%
Operating Profit Margin (TTM)	28.76%	10.34%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

BNT

0.13

Insurance Industry

Max: 2.97
Q3: 1.37
Median: 0.54
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

PFG

Insurance Industry

Max: 2.97
Q3: 1.37
Median: 0.54
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

BNT vs. PFG: A comparison of their Current Ratio (MRQ) against the Insurance industry benchmark.

Debt-to-Equity Ratio (MRQ)

BNT

0.31

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

PFG

0.34

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

BNT vs. PFG: A comparison of their Debt-to-Equity Ratio (MRQ) against the Insurance industry benchmark.

Interest Coverage Ratio (TTM)

BNT

1.58

Insurance Industry

Max: 43.68
Q3: 21.45
Median: 9.67
Q1: 3.55
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

PFG

1.66

Insurance Industry

Max: 43.68
Q3: 21.45
Median: 9.67
Q1: 3.55
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

BNT vs. PFG: A comparison of their Interest Coverage Ratio (TTM) against the Insurance industry benchmark.

Financial Strength at a Glance

Symbol	BNT	PFG
Current Ratio (MRQ)	0.13	--
Quick Ratio (MRQ)	0.13	--
Debt-to-Equity Ratio (MRQ)	0.31	0.34
Interest Coverage Ratio (TTM)	1.58	1.66

Growth

Revenue Growth

BNT vs. PFG: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

BNT vs. PFG: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

BNT

0.00%

Insurance Industry

Max: 9.80%
Q3: 5.18%
Median: 3.58%
Q1: 2.07%
Min: 0.00%

BNT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

PFG

3.69%

Insurance Industry

Max: 9.80%
Q3: 5.18%
Median: 3.58%
Q1: 2.07%
Min: 0.00%

PFG’s Dividend Yield of 3.69% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

BNT vs. PFG: A comparison of their Dividend Yield (TTM) against the Insurance industry benchmark.

Dividend Payout Ratio (TTM)

BNT

0.00%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 53.26%
Q1: 23.68%
Min: 0.00%

BNT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

PFG

43.04%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 53.26%
Q1: 23.68%
Min: 0.00%

PFG’s Dividend Payout Ratio of 43.04% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

BNT vs. PFG: A comparison of their Dividend Payout Ratio (TTM) against the Insurance industry benchmark.

Dividend at a Glance

Symbol	BNT	PFG
Dividend Yield (TTM)	0.00%	3.69%
Dividend Payout Ratio (TTM)	0.00%	43.04%

Valuation

Price-to-Earnings Ratio (TTM)

BNT

17.69

Insurance Industry

Max: 30.75
Q3: 18.11
Median: 12.67
Q1: 9.66
Min: 2.87

BNT’s P/E Ratio of 17.69 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

PFG

11.67

Insurance Industry

Max: 30.75
Q3: 18.11
Median: 12.67
Q1: 9.66
Min: 2.87

PFG’s P/E Ratio of 11.67 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

BNT vs. PFG: A comparison of their Price-to-Earnings Ratio (TTM) against the Insurance industry benchmark.

Price-to-Sales Ratio (TTM)

BNT

0.97

Insurance Industry

Max: 3.41
Q3: 1.88
Median: 1.22
Q1: 0.80
Min: 0.23

BNT’s P/S Ratio of 0.97 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

PFG

1.19

Insurance Industry

Max: 3.41
Q3: 1.88
Median: 1.22
Q1: 0.80
Min: 0.23

PFG’s P/S Ratio of 1.19 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

BNT vs. PFG: A comparison of their Price-to-Sales Ratio (TTM) against the Insurance industry benchmark.

Price-to-Book Ratio (MRQ)

BNT

0.17

Insurance Industry

Max: 4.57
Q3: 2.56
Median: 1.88
Q1: 1.20
Min: 0.17

BNT’s P/B Ratio of 0.17 is below the established floor for the Insurance industry. This may signal that the market is deeply pessimistic or has overlooked the company, potentially offering its asset base at a significant discount.

PFG

1.58

Insurance Industry

Max: 4.57
Q3: 2.56
Median: 1.88
Q1: 1.20
Min: 0.17

PFG’s P/B Ratio of 1.58 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

BNT vs. PFG: A comparison of their Price-to-Book Ratio (MRQ) against the Insurance industry benchmark.

Valuation at a Glance

Symbol	BNT	PFG
Price-to-Earnings Ratio (TTM)	17.69	11.67
Price-to-Sales Ratio (TTM)	0.97	1.19
Price-to-Book Ratio (MRQ)	0.17	1.58
Price-to-Free Cash Flow Ratio (TTM)	3.38	4.40