BNT vs. PFG: Brookfield Wealth vs. Principal Financial Stock Comparison

Company Profile

Brookfield Wealth (BNT) and Principal Financial (PFG) are both classified in the Life & Health Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Principal Financial (PFG) has more than two decades of public-market history since October 23, 2001, whereas Brookfield Wealth (BNT) listed on June 28, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Principal Financial (PFG) trades around 1.26M shares per day on average, while Brookfield Wealth (BNT) sees only 15.15K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Principal Financial (PFG) at 16.11% is around its peer norm for ROE, while Brookfield Wealth (BNT) at 1.05% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Principal Financial (PFG) at 11.89% keeps about the industry-typical share of revenue as profit, while Brookfield Wealth (BNT) at 1.06% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Brookfield Wealth (BNT) in Insurance and Principal Financial (PFG) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Brookfield Wealth (BNT) at -20.37% and Principal Financial (PFG) at -3.11% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.

Both Brookfield Wealth (BNT) at -53.90% and Principal Financial (PFG) at -21.41% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Brookfield Wealth (BNT) in Insurance and Principal Financial (PFG) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Brookfield Wealth (BNT) in Insurance and Principal Financial (PFG) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Principal Financial (PFG) at 2.88% delivers top-quartile income for its industry, while Brookfield Wealth (BNT) at 0.62% pays a more typical yield — both are credible income propositions, PFG the richer one.

Brookfield Wealth (BNT) at 30.95% pays out a band-typical share of earnings, while Principal Financial (PFG) at 36.19% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Principal Financial (PFG) at 12.35 is near its industry’s usual P/E ratio, while Brookfield Wealth (BNT) at 49.19 sits above its peer range — an unusually expensive price for BNT’s trailing earnings.

On P/S ratio, both Brookfield Wealth (BNT) at 0.96 and Principal Financial (PFG) at 1.42 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

Brookfield Wealth (BNT) at 0.84 sits in the lower P/B ratio quartile against book while Principal Financial (PFG) at 2.00 is valued near its industry’s middle — BNT is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics