BMO vs. HBAN: Bank of Montreal vs. Huntington Bancshares Stock Comparison
How do Bank of Montreal (BMO) and Huntington Bancshares (HBAN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Bank of Montreal (BMO) and Huntington Bancshares (HBAN) both belong to the Banks industry, though BMO is classified under Diversified Banks while HBAN falls under Regional Banks.
| Profile Item | BMO | HBAN |
|---|---|---|
| Name | Bank of Montreal | HubSpot Inc. |
| Country/Region | Canada | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Regional Banks |
| Market Capitalization | 118.95 billion USD | 31.18 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | October 27, 1994 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BMO | HBAN |
|---|---|---|
| Total Return (1Y) | 44.12% | 5.93% |
| Total Return (3Y, Annualized) | 35.66% | 21.12% |
| Total Return (5Y, Annualized) | 13.54% | 4.70% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Huntington Bancshares (HBAN) is heavily traded at around 24.74M shares per day, whereas Bank of Montreal (BMO) sees a more moderate 728.11K — larger orders in the latter may require more patience and tighter control over order sizing.
| Metric | BMO | HBAN |
|---|---|---|
| Volatility (1Y, Annualized) | 20.96% | 26.06% |
| Beta (5Y) | 0.93 | 0.95 |
| Max Drawdown (5Y) | -34.29% | -44.17% |
| Avg. Volume (3M) | 728.11K | 24.74M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BMO | HBAN |
|---|---|---|
| Sharpe Ratio (1Y) | 1.90 | 0.06 |
| Sortino Ratio (1Y) | 2.79 | 0.09 |
Profitability
ROE (TTM)
Bank of Montreal (BMO) at 10.57% is around its peer norm for ROE, while Huntington Bancshares (HBAN) at 9.19% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
BMO
Banks industry group
10.57%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BMO
- 10.57%
- Q1
- 9.50%
- Min
- 3.64%
HBAN
Banks industry group
9.19%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- HBAN
- 9.19%
- Min
- 3.64%
Net Margin (TTM)
Both Bank of Montreal (BMO) at 25.66% and Huntington Bancshares (HBAN) at 25.37% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.
BMO
Banks industry group
25.66%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- BMO
- 25.66%
- Min
- 14.93%
HBAN
Banks industry group
25.37%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- HBAN
- 25.37%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Bank of Montreal (BMO) in Banks and Huntington Bancshares (HBAN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BMO | HBAN |
|---|---|---|
| ROE (TTM) | 10.57% | 9.19% |
| ROA (TTM) | 0.62% | 1.01% |
| Net Margin (TTM) | 25.66% | 25.37% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Bank of Montreal (BMO) at 12.67% and Huntington Bancshares (HBAN) at 10.22% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Bank of Montreal (BMO) at 20.29% and Huntington Bancshares (HBAN) at 13.93% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | BMO | HBAN |
|---|---|---|
| Revenue Growth (YoY) | 12.67% | 10.22% |
| Revenue Growth (3Y CAGR) | 11.19% | 3.88% |
| EPS Growth (YoY) | 20.29% | 13.93% |
| EPS Growth (3Y CAGR) | -16.98% | -1.40% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Bank of Montreal (BMO) in Banks and Huntington Bancshares (HBAN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Bank of Montreal (BMO) in Banks and Huntington Bancshares (HBAN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BMO | HBAN |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Bank of Montreal (BMO) at 3.87% and Huntington Bancshares (HBAN) at 3.97% offer top-quartile dividend income relative to share price within their industries.
BMO
Banks industry group
3.87%
- Max
- 5.79%
- BMO
- 3.87%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
HBAN
Banks industry group
3.97%
- Max
- 5.79%
- HBAN
- 3.97%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Bank of Montreal (BMO) at 54.44% and Huntington Bancshares (HBAN) at 50.82% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
BMO
Banks industry group
54.44%
- Max
- 70.75%
- BMO
- 54.44%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
HBAN
Banks industry group
50.82%
- Max
- 70.75%
- HBAN
- 50.82%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BMO | HBAN |
|---|---|---|
| Dividend Yield (TTM) | 3.87% | 3.97% |
| Dividend Payout Ratio (TTM) | 54.44% | 50.82% |
Valuation
P/E Ratio (TTM)
Huntington Bancshares (HBAN) at 12.68 is near its industry’s usual P/E ratio, while Bank of Montreal (BMO) at 19.34 sits above its peer range — an unusually expensive price for BMO’s trailing earnings.
BMO
Banks industry group
19.34
- BMO
- 19.34
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
HBAN
Banks industry group
12.68
- Max
- 18.16
- Q3
- 13.75
- HBAN
- 12.68
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Bank of Montreal (BMO) in Banks and Huntington Bancshares (HBAN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Huntington Bancshares (HBAN) at 1.06 looks cheap against book in the lower P/B ratio quartile, while Bank of Montreal (BMO) at 1.97 carries a premium in the upper quartile — a clear price-to-book gap.
BMO
Banks industry group
1.97
- Max
- 2.28
- BMO
- 1.97
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
HBAN
Banks industry group
1.06
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- HBAN
- 1.06
- Min
- 0.59
Valuation Metrics
| Metric | BMO | HBAN |
|---|---|---|
| P/E Ratio (TTM) | 19.34 | 12.68 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.97 | 1.06 |
| Free Cash Flow Yield (TTM) | -- | -- |