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BBVA vs. KEY: Banco Bilbao Vizcaya Argentaria vs. KeyCorp Stock Comparison

How do Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

KeyCorp (KEY) trades as ordinary local shares, while Banco Bilbao Vizcaya Argentaria (BBVA) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY)
Profile ItemBBVAKEY
NameBanco Bilbao Vizcaya Argentaria, S.A. Sponsored ADRKeyCorp
Country/RegionSpainUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization137.77 billion USD22.02 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateDecember 15, 1988November 5, 1987
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

BBVA
KEY
GSPC
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. KeyCorp (KEY), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY)
MetricBBVAKEY
Total Return (1Y)33.97%24.10%
Total Return (3Y, Annualized)54.49%31.53%
Total Return (5Y, Annualized)39.16%3.00%

Risk Profile

Drawdown History

BBVA
KEY
GSPC
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. KeyCorp (KEY), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY)
MetricBBVAKEY
Volatility (1Y, Annualized)33.51%23.07%
Beta (5Y)0.771.06
Max Drawdown (5Y)-39.96%-65.23%
Avg. Volume (3M)1.56M14.36M

Risk-Adjusted Performance

Risk-Return Positioning

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BBVA and KEY are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY)
MetricBBVAKEY
Sharpe Ratio (1Y)0.890.86
Sortino Ratio (1Y)1.301.25

Profitability

ROE (TTM)

Banco Bilbao Vizcaya Argentaria (BBVA) at 19.84% sits in the top ROE quartile, while KeyCorp (KEY) at 11.17% is closer to the peer norm — stronger capital efficiency for BBVA.

BBVA

Banks industry group

19.84%

BBVA
19.84%
Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

KEY

Banks industry group

11.17%

Max
19.84%
Q3
13.67%
Median
11.49%
KEY
11.17%
Q1
9.50%
Min
3.64%
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. KeyCorp (KEY): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Both Banco Bilbao Vizcaya Argentaria (BBVA) at 32.62% and KeyCorp (KEY) at 27.99% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

BBVA

Banks industry group

32.62%

Max
47.19%
Q3
35.25%
BBVA
32.62%
Median
31.21%
Q1
27.11%
Min
14.93%

KEY

Banks industry group

27.99%

Max
47.19%
Q3
35.25%
Median
31.21%
KEY
27.99%
Q1
27.11%
Min
14.93%
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. KeyCorp (KEY): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and KeyCorp (KEY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY)
MetricBBVAKEY
ROE (TTM)19.84%11.17%
ROA (TTM)1.37%1.11%
Net Margin (TTM)32.62%27.99%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

KeyCorp (KEY) at 65.72% delivers above-range revenue growth, while Banco Bilbao Vizcaya Argentaria (BBVA) at 0.46% falls into the bottom quartile — a wide split in revenue momentum.

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Banco Bilbao Vizcaya Argentaria (BBVA) vs. KeyCorp (KEY): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Banco Bilbao Vizcaya Argentaria (BBVA) reports EPS growth of 4.76%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.

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Banco Bilbao Vizcaya Argentaria (BBVA) vs. KeyCorp (KEY): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY)
MetricBBVAKEY
Revenue Growth (YoY)0.46%65.72%
Revenue Growth (3Y CAGR)11.99%1.21%
EPS Growth (YoY)4.76%--
EPS Growth (3Y CAGR)21.55%-7.65%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and KeyCorp (KEY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and KeyCorp (KEY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY)
MetricBBVAKEY
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Banco Bilbao Vizcaya Argentaria (BBVA) at 3.80% and KeyCorp (KEY) at 3.91% offer top-quartile dividend income relative to share price within their industries.

BBVA

Banks industry group

3.80%

Max
5.79%
BBVA
3.80%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

KEY

Banks industry group

3.91%

Max
5.79%
KEY
3.91%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. KeyCorp (KEY): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Banco Bilbao Vizcaya Argentaria (BBVA) at 47.61% and KeyCorp (KEY) at 45.05% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

BBVA

Banks industry group

47.61%

Max
70.75%
BBVA
47.61%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

KEY

Banks industry group

45.05%

Max
70.75%
KEY
45.05%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. KeyCorp (KEY): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY)
MetricBBVAKEY
Dividend Yield (TTM)3.80%3.91%
Dividend Payout Ratio (TTM)47.61%45.05%

Valuation

P/E Ratio (TTM)

Both Banco Bilbao Vizcaya Argentaria (BBVA) at 10.99 and KeyCorp (KEY) at 11.46 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

BBVA

Banks industry group

10.99

Max
18.16
Q3
13.75
Median
11.81
BBVA
10.99
Q1
10.64
Min
6.49

KEY

Banks industry group

11.46

Max
18.16
Q3
13.75
Median
11.81
KEY
11.46
Q1
10.64
Min
6.49
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. KeyCorp (KEY): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and KeyCorp (KEY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

KeyCorp (KEY) at 1.39 is valued about in line with its industry on P/B ratio, while Banco Bilbao Vizcaya Argentaria (BBVA) at 2.12 carries an above-peer premium to book — BBVA is pricier on assets.

BBVA

Banks industry group

2.12

Max
2.28
BBVA
2.12
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59

KEY

Banks industry group

1.39

Max
2.28
Q3
1.58
KEY
1.39
Median
1.32
Q1
1.10
Min
0.59
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Banco Bilbao Vizcaya Argentaria (BBVA) vs. KeyCorp (KEY): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY)
MetricBBVAKEY
P/E Ratio (TTM)10.9911.46
P/S Ratio (TTM)----
P/B Ratio (MRQ)2.121.39
Free Cash Flow Yield (TTM)----