BBVA vs. KEY: Banco Bilbao Vizcaya Argentaria vs. KeyCorp Stock Comparison
How do Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Banco Bilbao Vizcaya Argentaria (BBVA) and KeyCorp (KEY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
KeyCorp (KEY) trades as ordinary local shares, while Banco Bilbao Vizcaya Argentaria (BBVA) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BBVA | KEY |
|---|---|---|
| Name | Banco Bilbao Vizcaya Argentaria, S.A. Sponsored ADR | KeyCorp |
| Country/Region | Spain | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 137.77 billion USD | 22.02 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | December 15, 1988 | November 5, 1987 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BBVA | KEY |
|---|---|---|
| Total Return (1Y) | 33.97% | 24.10% |
| Total Return (3Y, Annualized) | 54.49% | 31.53% |
| Total Return (5Y, Annualized) | 39.16% | 3.00% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BBVA | KEY |
|---|---|---|
| Volatility (1Y, Annualized) | 33.51% | 23.07% |
| Beta (5Y) | 0.77 | 1.06 |
| Max Drawdown (5Y) | -39.96% | -65.23% |
| Avg. Volume (3M) | 1.56M | 14.36M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BBVA | KEY |
|---|---|---|
| Sharpe Ratio (1Y) | 0.89 | 0.86 |
| Sortino Ratio (1Y) | 1.30 | 1.25 |
Profitability
ROE (TTM)
Banco Bilbao Vizcaya Argentaria (BBVA) at 19.84% sits in the top ROE quartile, while KeyCorp (KEY) at 11.17% is closer to the peer norm — stronger capital efficiency for BBVA.
BBVA
Banks industry group
19.84%
- BBVA
- 19.84%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
KEY
Banks industry group
11.17%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- KEY
- 11.17%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Banco Bilbao Vizcaya Argentaria (BBVA) at 32.62% and KeyCorp (KEY) at 27.99% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
BBVA
Banks industry group
32.62%
- Max
- 47.19%
- Q3
- 35.25%
- BBVA
- 32.62%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
KEY
Banks industry group
27.99%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- KEY
- 27.99%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and KeyCorp (KEY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BBVA | KEY |
|---|---|---|
| ROE (TTM) | 19.84% | 11.17% |
| ROA (TTM) | 1.37% | 1.11% |
| Net Margin (TTM) | 32.62% | 27.99% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
KeyCorp (KEY) at 65.72% delivers above-range revenue growth, while Banco Bilbao Vizcaya Argentaria (BBVA) at 0.46% falls into the bottom quartile — a wide split in revenue momentum.
EPS Growth
Only one side can be read here: Banco Bilbao Vizcaya Argentaria (BBVA) reports EPS growth of 4.76%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.
Growth Metrics
| Metric | BBVA | KEY |
|---|---|---|
| Revenue Growth (YoY) | 0.46% | 65.72% |
| Revenue Growth (3Y CAGR) | 11.99% | 1.21% |
| EPS Growth (YoY) | 4.76% | -- |
| EPS Growth (3Y CAGR) | 21.55% | -7.65% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and KeyCorp (KEY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and KeyCorp (KEY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BBVA | KEY |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Banco Bilbao Vizcaya Argentaria (BBVA) at 3.80% and KeyCorp (KEY) at 3.91% offer top-quartile dividend income relative to share price within their industries.
BBVA
Banks industry group
3.80%
- Max
- 5.79%
- BBVA
- 3.80%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
KEY
Banks industry group
3.91%
- Max
- 5.79%
- KEY
- 3.91%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Banco Bilbao Vizcaya Argentaria (BBVA) at 47.61% and KeyCorp (KEY) at 45.05% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
BBVA
Banks industry group
47.61%
- Max
- 70.75%
- BBVA
- 47.61%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
KEY
Banks industry group
45.05%
- Max
- 70.75%
- KEY
- 45.05%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BBVA | KEY |
|---|---|---|
| Dividend Yield (TTM) | 3.80% | 3.91% |
| Dividend Payout Ratio (TTM) | 47.61% | 45.05% |
Valuation
P/E Ratio (TTM)
Both Banco Bilbao Vizcaya Argentaria (BBVA) at 10.99 and KeyCorp (KEY) at 11.46 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
BBVA
Banks industry group
10.99
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- BBVA
- 10.99
- Q1
- 10.64
- Min
- 6.49
KEY
Banks industry group
11.46
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- KEY
- 11.46
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Banco Bilbao Vizcaya Argentaria (BBVA) in Banks and KeyCorp (KEY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
KeyCorp (KEY) at 1.39 is valued about in line with its industry on P/B ratio, while Banco Bilbao Vizcaya Argentaria (BBVA) at 2.12 carries an above-peer premium to book — BBVA is pricier on assets.
BBVA
Banks industry group
2.12
- Max
- 2.28
- BBVA
- 2.12
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
KEY
Banks industry group
1.39
- Max
- 2.28
- Q3
- 1.58
- KEY
- 1.39
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BBVA | KEY |
|---|---|---|
| P/E Ratio (TTM) | 10.99 | 11.46 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 2.12 | 1.39 |
| Free Cash Flow Yield (TTM) | -- | -- |