BBD vs. WTFC: Banco Bradesco vs. Wintrust Financial Stock Comparison

Company Profile

Banco Bradesco (BBD) and Wintrust Financial (WTFC) both belong to the Banks industry, though BBD is classified under Diversified Banks while WTFC falls under Regional Banks.

Wintrust Financial (WTFC) trades as ordinary local shares, while Banco Bradesco (BBD) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Banco Bradesco (BBD) is heavily traded at around 43.85M shares per day, whereas Wintrust Financial (WTFC) sees a more moderate 515.90K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Banco Bradesco (BBD) at 14.20% sits in the top ROE quartile, while Wintrust Financial (WTFC) at 12.88% is closer to the peer norm — stronger capital efficiency for BBD.

Both Banco Bradesco (BBD) at 27.27% and Wintrust Financial (WTFC) at 32.81% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and Wintrust Financial (WTFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Banco Bradesco (BBD) at 11.85% and Wintrust Financial (WTFC) at 11.23% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Banco Bradesco (BBD) at 37.42% sits in the top EPS growth quartile, while Wintrust Financial (WTFC) at 10.57% is closer to the peer norm — faster per-share earnings growth for BBD.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and Wintrust Financial (WTFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and Wintrust Financial (WTFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Wintrust Financial (WTFC) at 1.42% pays an industry-typical yield; Banco Bradesco (BBD) at 53.03% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

Wintrust Financial (WTFC) at 16.49% retains more earnings than its industry usually does; Banco Bradesco (BBD) at 53.52% distributes an above-typical share — opposite departures from the band, with the risk sitting on BBD’s side.

Dividend Metrics

Valuation

Banco Bradesco (BBD) at 5.64 trades below its industry P/E ratio range, while Wintrust Financial (WTFC) at 11.60 is closer to a normal peer multiple — a clearer earnings-valuation discount for BBD, subject to growth and earnings quality.

P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and Wintrust Financial (WTFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Banco Bradesco (BBD) at 0.69 sits in the lower P/B ratio quartile against book while Wintrust Financial (WTFC) at 1.49 is valued near its industry’s middle — BBD is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics