BBD vs. WF: Banco Bradesco vs. Woori Financial Stock Comparison
How do Banco Bradesco (BBD) and Woori Financial (WF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Banco Bradesco (BBD) and Woori Financial (WF) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Both Banco Bradesco (BBD) and Woori Financial (WF) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.
| Profile Item | BBD | WF |
|---|---|---|
| Name | Banco Bradesco S.A. ADR | Woori Financial Group Inc. Sponsored ADR |
| Country/Region | Brazil | South Korea |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 28.39 billion USD | 16.87 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | August 2, 2002 | October 1, 2003 |
| Security Type | ADR | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BBD | WF |
|---|---|---|
| Total Return (1Y) | -20.95% | 29.84% |
| Total Return (3Y, Annualized) | 2.33% | 43.68% |
| Total Return (5Y, Annualized) | 0.81% | 22.77% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Banco Bradesco (BBD) is heavily traded at around 43.85M shares per day, whereas Woori Financial (WF) is thinly traded at only 85.96K — larger orders in the latter may face more price impact or wider spreads, depending on market conditions.
| Metric | BBD | WF |
|---|---|---|
| Volatility (1Y, Annualized) | 49.48% | 35.97% |
| Beta (5Y) | 0.64 | 0.99 |
| Max Drawdown (5Y) | -52.00% | -43.52% |
| Avg. Volume (3M) | 43.85M | 85.96K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BBD | WF |
|---|---|---|
| Sharpe Ratio (1Y) | -0.51 | 0.71 |
| Sortino Ratio (1Y) | -0.67 | 1.08 |
Profitability
ROE (TTM)
Banco Bradesco (BBD) at 14.20% sits in the top ROE quartile, while Woori Financial (WF) at 7.93% is in the bottom quartile, showing a clear gap in returns on equity.
BBD
Banks industry group
14.20%
- Max
- 19.84%
- BBD
- 14.20%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
WF
Banks industry group
7.93%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- WF
- 7.93%
- Min
- 3.64%
Net Margin (TTM)
Banco Bradesco (BBD) at 27.27% keeps about the industry-typical share of revenue as profit, while Woori Financial (WF) at 27.06% retains only a bottom-quartile share.
BBD
Banks industry group
27.27%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BBD
- 27.27%
- Q1
- 27.11%
- Min
- 14.93%
WF
Banks industry group
27.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- WF
- 27.06%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and Woori Financial (WF) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BBD | WF |
|---|---|---|
| ROE (TTM) | 14.20% | 7.93% |
| ROA (TTM) | 1.12% | 0.51% |
| Net Margin (TTM) | 27.27% | 27.06% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Banco Bradesco (BBD) at 11.85% is around its peer norm for revenue growth, while Woori Financial (WF) at 5.30% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Banco Bradesco (BBD) at 37.42% sits in the top EPS growth quartile, while Woori Financial (WF) at 2.58% is in the bottom quartile, showing a clear gap in earnings momentum.
Growth Metrics
| Metric | BBD | WF |
|---|---|---|
| Revenue Growth (YoY) | 11.85% | 5.30% |
| Revenue Growth (3Y CAGR) | 2.67% | 5.16% |
| EPS Growth (YoY) | 37.42% | 2.58% |
| EPS Growth (3Y CAGR) | 4.44% | -1.12% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and Woori Financial (WF) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and Woori Financial (WF) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BBD | WF |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Banco Bradesco (BBD) at 53.03% and Woori Financial (WF) at 1,108.19% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.
BBD
Banks industry group
53.03%
- BBD
- 53.03%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
WF
Banks industry group
1,108.19%
- WF
- 1,108.19%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Woori Financial (WF) at 32.85% pays out a band-typical share of earnings, while Banco Bradesco (BBD) at 53.52% distributes more than its industry norm — less retained, thinner cover.
BBD
Banks industry group
53.52%
- Max
- 70.75%
- BBD
- 53.52%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
WF
Banks industry group
32.85%
- Max
- 70.75%
- Q3
- 41.28%
- WF
- 32.85%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BBD | WF |
|---|---|---|
| Dividend Yield (TTM) | 53.03% | 1,108.19% |
| Dividend Payout Ratio (TTM) | 53.52% | 32.85% |
Valuation
P/E Ratio (TTM)
Both screen inexpensive on earnings, but Banco Bradesco (BBD) at 5.64 is the deeper discount: its P/E ratio is below the industry range, while Woori Financial (WF) at 8.04 sits in the cheaper quartile.
BBD
Banks industry group
5.64
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
- BBD
- 5.64
WF
Banks industry group
8.04
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- WF
- 8.04
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and Woori Financial (WF) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Relative to net asset value, both Banco Bradesco (BBD) at 0.69 and Woori Financial (WF) at 0.63 look inexpensive, sitting in the lower P/B ratio quartile of their industries.
BBD
Banks industry group
0.69
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BBD
- 0.69
- Min
- 0.59
WF
Banks industry group
0.63
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- WF
- 0.63
- Min
- 0.59
Valuation Metrics
| Metric | BBD | WF |
|---|---|---|
| P/E Ratio (TTM) | 5.64 | 8.04 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.69 | 0.63 |
| Free Cash Flow Yield (TTM) | -- | -- |