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BBD vs. WF: Banco Bradesco vs. Woori Financial Stock Comparison

How do Banco Bradesco (BBD) and Woori Financial (WF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Banco Bradesco (BBD) and Woori Financial (WF) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Both Banco Bradesco (BBD) and Woori Financial (WF) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.

Company profile comparison for Banco Bradesco (BBD) and Woori Financial (WF)
Profile ItemBBDWF
NameBanco Bradesco S.A. ADRWoori Financial Group Inc. Sponsored ADR
Country/RegionBrazilSouth Korea
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization28.39 billion USD16.87 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateAugust 2, 2002October 1, 2003
Security TypeADRADR

Price Performance

Cumulative Growth

BBD
WF
GSPC
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Banco Bradesco (BBD) vs. Woori Financial (WF), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Banco Bradesco (BBD) and Woori Financial (WF). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Banco Bradesco (BBD) and Woori Financial (WF). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Banco Bradesco (BBD) and Woori Financial (WF)
MetricBBDWF
Total Return (1Y)-20.95%29.84%
Total Return (3Y, Annualized)2.33%43.68%
Total Return (5Y, Annualized)0.81%22.77%

Risk Profile

Drawdown History

BBD
WF
GSPC
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Banco Bradesco (BBD) vs. Woori Financial (WF), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Banco Bradesco (BBD) and Woori Financial (WF). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Banco Bradesco (BBD) is heavily traded at around 43.85M shares per day, whereas Woori Financial (WF) is thinly traded at only 85.96K — larger orders in the latter may face more price impact or wider spreads, depending on market conditions.

Risk profile metrics for Banco Bradesco (BBD) and Woori Financial (WF)
MetricBBDWF
Volatility (1Y, Annualized)49.48%35.97%
Beta (5Y)0.640.99
Max Drawdown (5Y)-52.00%-43.52%
Avg. Volume (3M)43.85M85.96K

Risk-Adjusted Performance

Risk-Return Positioning

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BBD and WF are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Banco Bradesco (BBD) and Woori Financial (WF)
MetricBBDWF
Sharpe Ratio (1Y)-0.510.71
Sortino Ratio (1Y)-0.671.08

Profitability

ROE (TTM)

Banco Bradesco (BBD) at 14.20% sits in the top ROE quartile, while Woori Financial (WF) at 7.93% is in the bottom quartile, showing a clear gap in returns on equity.

BBD

Banks industry group

14.20%

Max
19.84%
BBD
14.20%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

WF

Banks industry group

7.93%

Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
WF
7.93%
Min
3.64%
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Banco Bradesco (BBD) vs. Woori Financial (WF): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Banco Bradesco (BBD) at 27.27% keeps about the industry-typical share of revenue as profit, while Woori Financial (WF) at 27.06% retains only a bottom-quartile share.

BBD

Banks industry group

27.27%

Max
47.19%
Q3
35.25%
Median
31.21%
BBD
27.27%
Q1
27.11%
Min
14.93%

WF

Banks industry group

27.06%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
WF
27.06%
Min
14.93%
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Banco Bradesco (BBD) vs. Woori Financial (WF): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and Woori Financial (WF) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Banco Bradesco (BBD) and Woori Financial (WF)
MetricBBDWF
ROE (TTM)14.20%7.93%
ROA (TTM)1.12%0.51%
Net Margin (TTM)27.27%27.06%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Banco Bradesco (BBD) at 11.85% is around its peer norm for revenue growth, while Woori Financial (WF) at 5.30% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Banco Bradesco (BBD) vs. Woori Financial (WF): A comparison of their Revenue Growth across different time periods.

EPS Growth

Banco Bradesco (BBD) at 37.42% sits in the top EPS growth quartile, while Woori Financial (WF) at 2.58% is in the bottom quartile, showing a clear gap in earnings momentum.

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Banco Bradesco (BBD) vs. Woori Financial (WF): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Banco Bradesco (BBD) and Woori Financial (WF)
MetricBBDWF
Revenue Growth (YoY)11.85%5.30%
Revenue Growth (3Y CAGR)2.67%5.16%
EPS Growth (YoY)37.42%2.58%
EPS Growth (3Y CAGR)4.44%-1.12%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and Woori Financial (WF) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and Woori Financial (WF) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Banco Bradesco (BBD) and Woori Financial (WF)
MetricBBDWF
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Banco Bradesco (BBD) at 53.03% and Woori Financial (WF) at 1,108.19% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.

BBD

Banks industry group

53.03%

BBD
53.03%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

WF

Banks industry group

1,108.19%

WF
1,108.19%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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Banco Bradesco (BBD) vs. Woori Financial (WF): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Woori Financial (WF) at 32.85% pays out a band-typical share of earnings, while Banco Bradesco (BBD) at 53.52% distributes more than its industry norm — less retained, thinner cover.

BBD

Banks industry group

53.52%

Max
70.75%
BBD
53.52%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

WF

Banks industry group

32.85%

Max
70.75%
Q3
41.28%
WF
32.85%
Median
29.26%
Q1
18.98%
Min
0.00%
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Banco Bradesco (BBD) vs. Woori Financial (WF): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Banco Bradesco (BBD) and Woori Financial (WF)
MetricBBDWF
Dividend Yield (TTM)53.03%1,108.19%
Dividend Payout Ratio (TTM)53.52%32.85%

Valuation

P/E Ratio (TTM)

Both screen inexpensive on earnings, but Banco Bradesco (BBD) at 5.64 is the deeper discount: its P/E ratio is below the industry range, while Woori Financial (WF) at 8.04 sits in the cheaper quartile.

BBD

Banks industry group

5.64

Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49
BBD
5.64

WF

Banks industry group

8.04

Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
WF
8.04
Min
6.49
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Banco Bradesco (BBD) vs. Woori Financial (WF): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and Woori Financial (WF) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Relative to net asset value, both Banco Bradesco (BBD) at 0.69 and Woori Financial (WF) at 0.63 look inexpensive, sitting in the lower P/B ratio quartile of their industries.

BBD

Banks industry group

0.69

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
BBD
0.69
Min
0.59

WF

Banks industry group

0.63

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
WF
0.63
Min
0.59
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Banco Bradesco (BBD) vs. Woori Financial (WF): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Banco Bradesco (BBD) and Woori Financial (WF)
MetricBBDWF
P/E Ratio (TTM)5.648.04
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.690.63
Free Cash Flow Yield (TTM)----