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BBD vs. SMFG: Banco Bradesco vs. Sumitomo Mitsui Financial Stock Comparison

How do Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Both Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.

Company profile comparison for Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG)
Profile ItemBBDSMFG
NameBanco Bradesco S.A. ADRSumitomo Mitsui Financial Group Inc. Sponsored ADR
Country/RegionBrazilJapan
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization28.39 billion USD146.21 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateAugust 2, 2002January 27, 2006
Security TypeADRADR

Price Performance

Cumulative Growth

BBD
SMFG
GSPC
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Banco Bradesco (BBD) vs. Sumitomo Mitsui Financial (SMFG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG)
MetricBBDSMFG
Total Return (1Y)-20.95%48.37%
Total Return (3Y, Annualized)2.33%40.65%
Total Return (5Y, Annualized)0.81%30.85%

Risk Profile

Drawdown History

BBD
SMFG
GSPC
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Banco Bradesco (BBD) vs. Sumitomo Mitsui Financial (SMFG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG)
MetricBBDSMFG
Volatility (1Y, Annualized)49.48%30.15%
Beta (5Y)0.640.54
Max Drawdown (5Y)-52.00%-30.00%
Avg. Volume (3M)43.85M1.37M

Risk-Adjusted Performance

Risk-Return Positioning

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BBD and SMFG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG)
MetricBBDSMFG
Sharpe Ratio (1Y)-0.511.46
Sortino Ratio (1Y)-0.672.29

Profitability

ROE (TTM)

Banco Bradesco (BBD) at 14.20% sits in the top ROE quartile, while Sumitomo Mitsui Financial (SMFG) at 8.57% is in the bottom quartile, showing a clear gap in returns on equity.

BBD

Banks industry group

14.20%

Max
19.84%
BBD
14.20%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

SMFG

Banks industry group

8.57%

Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
SMFG
8.57%
Min
3.64%
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Banco Bradesco (BBD) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Both Banco Bradesco (BBD) at 27.27% and Sumitomo Mitsui Financial (SMFG) at 27.82% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

BBD

Banks industry group

27.27%

Max
47.19%
Q3
35.25%
Median
31.21%
BBD
27.27%
Q1
27.11%
Min
14.93%

SMFG

Banks industry group

27.82%

Max
47.19%
Q3
35.25%
Median
31.21%
SMFG
27.82%
Q1
27.11%
Min
14.93%
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Banco Bradesco (BBD) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG)
MetricBBDSMFG
ROE (TTM)14.20%8.57%
ROA (TTM)1.12%0.42%
Net Margin (TTM)27.27%27.82%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both Banco Bradesco (BBD) at 11.85% and Sumitomo Mitsui Financial (SMFG) at 14.32% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Banco Bradesco (BBD) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Banco Bradesco (BBD) at 37.42% and Sumitomo Mitsui Financial (SMFG) at 36.62% sit in the top peer quartile for EPS growth, so each is compounding per-share earnings faster than typical industry peers.

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Banco Bradesco (BBD) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG)
MetricBBDSMFG
Revenue Growth (YoY)11.85%14.32%
Revenue Growth (3Y CAGR)2.67%15.91%
EPS Growth (YoY)37.42%36.62%
EPS Growth (3Y CAGR)4.44%--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG)
MetricBBDSMFG
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Banco Bradesco (BBD) at 53.03% and Sumitomo Mitsui Financial (SMFG) at 334.33% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.

BBD

Banks industry group

53.03%

BBD
53.03%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

SMFG

Banks industry group

334.33%

SMFG
334.33%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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Banco Bradesco (BBD) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Sumitomo Mitsui Financial (SMFG) at 33.62% pays out a band-typical share of earnings, while Banco Bradesco (BBD) at 53.52% distributes more than its industry norm — less retained, thinner cover.

BBD

Banks industry group

53.52%

Max
70.75%
BBD
53.52%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

SMFG

Banks industry group

33.62%

Max
70.75%
Q3
41.28%
SMFG
33.62%
Median
29.26%
Q1
18.98%
Min
0.00%
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Banco Bradesco (BBD) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG)
MetricBBDSMFG
Dividend Yield (TTM)53.03%334.33%
Dividend Payout Ratio (TTM)53.52%33.62%

Valuation

P/E Ratio (TTM)

Banco Bradesco (BBD) at 5.64 trades below its industry P/E ratio range, while Sumitomo Mitsui Financial (SMFG) at 13.47 is closer to a normal peer multiple — a clearer earnings-valuation discount for BBD, subject to growth and earnings quality.

BBD

Banks industry group

5.64

Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49
BBD
5.64

SMFG

Banks industry group

13.47

Max
18.16
Q3
13.75
SMFG
13.47
Median
11.81
Q1
10.64
Min
6.49
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Banco Bradesco (BBD) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Banco Bradesco (BBD) at 0.69 sits in the lower P/B ratio quartile against book while Sumitomo Mitsui Financial (SMFG) at 1.45 is valued near its industry’s middle — BBD is cheaper on assets, though weigh it against ROE and asset quality.

BBD

Banks industry group

0.69

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
BBD
0.69
Min
0.59

SMFG

Banks industry group

1.45

Max
2.28
Q3
1.58
SMFG
1.45
Median
1.32
Q1
1.10
Min
0.59
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Banco Bradesco (BBD) vs. Sumitomo Mitsui Financial (SMFG): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG)
MetricBBDSMFG
P/E Ratio (TTM)5.6413.47
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.691.45
Free Cash Flow Yield (TTM)----