BBD vs. SMFG: Banco Bradesco vs. Sumitomo Mitsui Financial Stock Comparison
How do Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Both Banco Bradesco (BBD) and Sumitomo Mitsui Financial (SMFG) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.
| Profile Item | BBD | SMFG |
|---|---|---|
| Name | Banco Bradesco S.A. ADR | Sumitomo Mitsui Financial Group Inc. Sponsored ADR |
| Country/Region | Brazil | Japan |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 28.39 billion USD | 146.21 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | August 2, 2002 | January 27, 2006 |
| Security Type | ADR | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BBD | SMFG |
|---|---|---|
| Total Return (1Y) | -20.95% | 48.37% |
| Total Return (3Y, Annualized) | 2.33% | 40.65% |
| Total Return (5Y, Annualized) | 0.81% | 30.85% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BBD | SMFG |
|---|---|---|
| Volatility (1Y, Annualized) | 49.48% | 30.15% |
| Beta (5Y) | 0.64 | 0.54 |
| Max Drawdown (5Y) | -52.00% | -30.00% |
| Avg. Volume (3M) | 43.85M | 1.37M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BBD | SMFG |
|---|---|---|
| Sharpe Ratio (1Y) | -0.51 | 1.46 |
| Sortino Ratio (1Y) | -0.67 | 2.29 |
Profitability
ROE (TTM)
Banco Bradesco (BBD) at 14.20% sits in the top ROE quartile, while Sumitomo Mitsui Financial (SMFG) at 8.57% is in the bottom quartile, showing a clear gap in returns on equity.
BBD
Banks industry group
14.20%
- Max
- 19.84%
- BBD
- 14.20%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
SMFG
Banks industry group
8.57%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- SMFG
- 8.57%
- Min
- 3.64%
Net Margin (TTM)
Both Banco Bradesco (BBD) at 27.27% and Sumitomo Mitsui Financial (SMFG) at 27.82% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
BBD
Banks industry group
27.27%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BBD
- 27.27%
- Q1
- 27.11%
- Min
- 14.93%
SMFG
Banks industry group
27.82%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- SMFG
- 27.82%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BBD | SMFG |
|---|---|---|
| ROE (TTM) | 14.20% | 8.57% |
| ROA (TTM) | 1.12% | 0.42% |
| Net Margin (TTM) | 27.27% | 27.82% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Banco Bradesco (BBD) at 11.85% and Sumitomo Mitsui Financial (SMFG) at 14.32% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Banco Bradesco (BBD) at 37.42% and Sumitomo Mitsui Financial (SMFG) at 36.62% sit in the top peer quartile for EPS growth, so each is compounding per-share earnings faster than typical industry peers.
Growth Metrics
| Metric | BBD | SMFG |
|---|---|---|
| Revenue Growth (YoY) | 11.85% | 14.32% |
| Revenue Growth (3Y CAGR) | 2.67% | 15.91% |
| EPS Growth (YoY) | 37.42% | 36.62% |
| EPS Growth (3Y CAGR) | 4.44% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BBD | SMFG |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Banco Bradesco (BBD) at 53.03% and Sumitomo Mitsui Financial (SMFG) at 334.33% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.
BBD
Banks industry group
53.03%
- BBD
- 53.03%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
SMFG
Banks industry group
334.33%
- SMFG
- 334.33%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Sumitomo Mitsui Financial (SMFG) at 33.62% pays out a band-typical share of earnings, while Banco Bradesco (BBD) at 53.52% distributes more than its industry norm — less retained, thinner cover.
BBD
Banks industry group
53.52%
- Max
- 70.75%
- BBD
- 53.52%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
SMFG
Banks industry group
33.62%
- Max
- 70.75%
- Q3
- 41.28%
- SMFG
- 33.62%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BBD | SMFG |
|---|---|---|
| Dividend Yield (TTM) | 53.03% | 334.33% |
| Dividend Payout Ratio (TTM) | 53.52% | 33.62% |
Valuation
P/E Ratio (TTM)
Banco Bradesco (BBD) at 5.64 trades below its industry P/E ratio range, while Sumitomo Mitsui Financial (SMFG) at 13.47 is closer to a normal peer multiple — a clearer earnings-valuation discount for BBD, subject to growth and earnings quality.
BBD
Banks industry group
5.64
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
- BBD
- 5.64
SMFG
Banks industry group
13.47
- Max
- 18.16
- Q3
- 13.75
- SMFG
- 13.47
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and Sumitomo Mitsui Financial (SMFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Banco Bradesco (BBD) at 0.69 sits in the lower P/B ratio quartile against book while Sumitomo Mitsui Financial (SMFG) at 1.45 is valued near its industry’s middle — BBD is cheaper on assets, though weigh it against ROE and asset quality.
BBD
Banks industry group
0.69
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BBD
- 0.69
- Min
- 0.59
SMFG
Banks industry group
1.45
- Max
- 2.28
- Q3
- 1.58
- SMFG
- 1.45
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BBD | SMFG |
|---|---|---|
| P/E Ratio (TTM) | 5.64 | 13.47 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.69 | 1.45 |
| Free Cash Flow Yield (TTM) | -- | -- |