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BBD vs. ING: Banco Bradesco vs. ING Groep Stock Comparison

How do Banco Bradesco (BBD) and ING Groep (ING) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Banco Bradesco (BBD) and ING Groep (ING) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Both Banco Bradesco (BBD) and ING Groep (ING) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.

Company profile comparison for Banco Bradesco (BBD) and ING Groep (ING)
Profile ItemBBDING
NameBanco Bradesco S.A. ADRING Groep N.V. Sponsored ADR
Country/RegionBrazilNetherlands
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization28.39 billion USD90.37 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateAugust 2, 2002May 18, 1994
Security TypeADRADR

Price Performance

Cumulative Growth

BBD
ING
GSPC
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Banco Bradesco (BBD) vs. ING Groep (ING), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Banco Bradesco (BBD) and ING Groep (ING). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Banco Bradesco (BBD) and ING Groep (ING). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Banco Bradesco (BBD) and ING Groep (ING)
MetricBBDING
Total Return (1Y)-20.95%34.23%
Total Return (3Y, Annualized)2.33%44.65%
Total Return (5Y, Annualized)0.81%24.74%

Risk Profile

Drawdown History

BBD
ING
GSPC
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Banco Bradesco (BBD) vs. ING Groep (ING), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Banco Bradesco (BBD) and ING Groep (ING). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Banco Bradesco (BBD) and ING Groep (ING)
MetricBBDING
Volatility (1Y, Annualized)49.48%28.52%
Beta (5Y)0.640.85
Max Drawdown (5Y)-52.00%-43.39%
Avg. Volume (3M)43.85M2.24M

Risk-Adjusted Performance

Risk-Return Positioning

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BBD and ING are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Banco Bradesco (BBD) and ING Groep (ING)
MetricBBDING
Sharpe Ratio (1Y)-0.511.05
Sortino Ratio (1Y)-0.671.67

Profitability

ROE (TTM)

Both Banco Bradesco (BBD) at 14.20% and ING Groep (ING) at 17.76% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

BBD

Banks industry group

14.20%

Max
19.84%
BBD
14.20%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

ING

Banks industry group

17.76%

Max
19.84%
ING
17.76%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%
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Banco Bradesco (BBD) vs. ING Groep (ING): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Both Banco Bradesco (BBD) at 27.27% and ING Groep (ING) at 34.40% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

BBD

Banks industry group

27.27%

Max
47.19%
Q3
35.25%
Median
31.21%
BBD
27.27%
Q1
27.11%
Min
14.93%

ING

Banks industry group

34.40%

Max
47.19%
Q3
35.25%
ING
34.40%
Median
31.21%
Q1
27.11%
Min
14.93%
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Banco Bradesco (BBD) vs. ING Groep (ING): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and ING Groep (ING) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Banco Bradesco (BBD) and ING Groep (ING)
MetricBBDING
ROE (TTM)14.20%17.76%
ROA (TTM)1.12%0.79%
Net Margin (TTM)27.27%34.40%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Banco Bradesco (BBD) at 11.85% is around its peer norm for revenue growth, while ING Groep (ING) at 1.55% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Banco Bradesco (BBD) vs. ING Groep (ING): A comparison of their Revenue Growth across different time periods.

EPS Growth

Banco Bradesco (BBD) at 37.42% sits in the top EPS growth quartile, while ING Groep (ING) at 7.07% is closer to the peer norm — faster per-share earnings growth for BBD.

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Banco Bradesco (BBD) vs. ING Groep (ING): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Banco Bradesco (BBD) and ING Groep (ING)
MetricBBDING
Revenue Growth (YoY)11.85%1.55%
Revenue Growth (3Y CAGR)2.67%6.63%
EPS Growth (YoY)37.42%7.07%
EPS Growth (3Y CAGR)4.44%28.04%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and ING Groep (ING) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and ING Groep (ING) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Banco Bradesco (BBD) and ING Groep (ING)
MetricBBDING
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

ING Groep (ING) at 4.55% earns its spot in the top quartile of its industry’s yields; Banco Bradesco (BBD) at 53.03% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.

BBD

Banks industry group

53.03%

BBD
53.03%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

ING

Banks industry group

4.55%

Max
5.79%
ING
4.55%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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Banco Bradesco (BBD) vs. ING Groep (ING): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Banco Bradesco (BBD) at 53.52% and ING Groep (ING) at 48.14% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

BBD

Banks industry group

53.52%

Max
70.75%
BBD
53.52%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

ING

Banks industry group

48.14%

Max
70.75%
ING
48.14%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
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Banco Bradesco (BBD) vs. ING Groep (ING): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Banco Bradesco (BBD) and ING Groep (ING)
MetricBBDING
Dividend Yield (TTM)53.03%4.55%
Dividend Payout Ratio (TTM)53.52%48.14%

Valuation

P/E Ratio (TTM)

Banco Bradesco (BBD) at 5.64 trades below its industry P/E ratio range, while ING Groep (ING) at 11.70 is closer to a normal peer multiple — a clearer earnings-valuation discount for BBD, subject to growth and earnings quality.

BBD

Banks industry group

5.64

Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49
BBD
5.64

ING

Banks industry group

11.70

Max
18.16
Q3
13.75
Median
11.81
ING
11.70
Q1
10.64
Min
6.49
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Banco Bradesco (BBD) vs. ING Groep (ING): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and ING Groep (ING) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Banco Bradesco (BBD) at 0.69 looks cheap against book in the lower P/B ratio quartile, while ING Groep (ING) at 1.61 carries a premium in the upper quartile — a clear price-to-book gap.

BBD

Banks industry group

0.69

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
BBD
0.69
Min
0.59

ING

Banks industry group

1.61

Max
2.28
ING
1.61
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
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Banco Bradesco (BBD) vs. ING Groep (ING): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Banco Bradesco (BBD) and ING Groep (ING)
MetricBBDING
P/E Ratio (TTM)5.6411.70
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.691.61
Free Cash Flow Yield (TTM)----