BBD vs. IBN: Banco Bradesco vs. ICICI Bank Stock Comparison
How do Banco Bradesco (BBD) and ICICI Bank (IBN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Banco Bradesco (BBD) and ICICI Bank (IBN) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Both Banco Bradesco (BBD) and ICICI Bank (IBN) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.
| Profile Item | BBD | IBN |
|---|---|---|
| Name | Banco Bradesco S.A. ADR | ICICI Bank Ltd. Sponsored ADR |
| Country/Region | Brazil | India |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 28.39 billion USD | 121.68 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | August 2, 2002 | March 28, 2000 |
| Security Type | ADR | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BBD | IBN |
|---|---|---|
| Total Return (1Y) | -20.95% | 14.98% |
| Total Return (3Y, Annualized) | 2.33% | 16.22% |
| Total Return (5Y, Annualized) | 0.81% | 11.17% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BBD | IBN |
|---|---|---|
| Volatility (1Y, Annualized) | 49.48% | 22.77% |
| Beta (5Y) | 0.64 | 0.29 |
| Max Drawdown (5Y) | -52.00% | -26.24% |
| Avg. Volume (3M) | 43.85M | 5.48M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BBD | IBN |
|---|---|---|
| Sharpe Ratio (1Y) | -0.51 | 0.47 |
| Sortino Ratio (1Y) | -0.67 | 0.74 |
Profitability
ROE (TTM)
Both Banco Bradesco (BBD) at 14.20% and ICICI Bank (IBN) at 16.49% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.
BBD
Banks industry group
14.20%
- Max
- 19.84%
- BBD
- 14.20%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
IBN
Banks industry group
16.49%
- Max
- 19.84%
- IBN
- 16.49%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Banco Bradesco (BBD) at 27.27% and ICICI Bank (IBN) at 27.85% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
BBD
Banks industry group
27.27%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BBD
- 27.27%
- Q1
- 27.11%
- Min
- 14.93%
IBN
Banks industry group
27.85%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- IBN
- 27.85%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and ICICI Bank (IBN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BBD | IBN |
|---|---|---|
| ROE (TTM) | 14.20% | 16.49% |
| ROA (TTM) | 1.12% | 2.10% |
| Net Margin (TTM) | 27.27% | 27.85% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Banco Bradesco (BBD) at 11.85% and ICICI Bank (IBN) at 9.13% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Banco Bradesco (BBD) at 37.42% sits in the top EPS growth quartile, while ICICI Bank (IBN) at 5.10% is closer to the peer norm — faster per-share earnings growth for BBD.
Growth Metrics
| Metric | BBD | IBN |
|---|---|---|
| Revenue Growth (YoY) | 11.85% | 9.13% |
| Revenue Growth (3Y CAGR) | 2.67% | 18.11% |
| EPS Growth (YoY) | 37.42% | 5.10% |
| EPS Growth (3Y CAGR) | 4.44% | 16.05% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and ICICI Bank (IBN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and ICICI Bank (IBN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BBD | IBN |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
ICICI Bank (IBN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Banco Bradesco (BBD) reports a yield of 53.03%, ranking against industry peers normally.
BBD
Banks industry group
53.03%
- BBD
- 53.03%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
IBN
Banks industry group
0.00%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- IBN
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
ICICI Bank (IBN) at 14.16% retains more earnings than its industry usually does; Banco Bradesco (BBD) at 53.52% distributes an above-typical share — opposite departures from the band, with the risk sitting on BBD’s side.
BBD
Banks industry group
53.52%
- Max
- 70.75%
- BBD
- 53.52%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
IBN
Banks industry group
14.16%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- IBN
- 14.16%
- Min
- 0.00%
Dividend Metrics
| Metric | BBD | IBN |
|---|---|---|
| Dividend Yield (TTM) | 53.03% | 0.00% |
| Dividend Payout Ratio (TTM) | 53.52% | 14.16% |
Valuation
P/E Ratio (TTM)
Banco Bradesco (BBD) at 5.64 and ICICI Bank (IBN) at 19.26 sit on opposite sides of their peer ranges for P/E ratio: below-range for BBD, above-range for IBN.
BBD
Banks industry group
5.64
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
- BBD
- 5.64
IBN
Banks industry group
19.26
- IBN
- 19.26
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and ICICI Bank (IBN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Banco Bradesco (BBD) at 0.69 sits in the lower P/B ratio quartile relative to book while ICICI Bank (IBN) at 2.94 prices above its industry range — a wide valuation gap against assets.
BBD
Banks industry group
0.69
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BBD
- 0.69
- Min
- 0.59
IBN
Banks industry group
2.94
- IBN
- 2.94
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BBD | IBN |
|---|---|---|
| P/E Ratio (TTM) | 5.64 | 19.26 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.69 | 2.94 |
| Free Cash Flow Yield (TTM) | -- | -- |