BBD vs. FHN: Banco Bradesco vs. First Horizon Stock Comparison
How do Banco Bradesco (BBD) and First Horizon (FHN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Banco Bradesco (BBD) and First Horizon (FHN) both belong to the Banks industry, though BBD is classified under Diversified Banks while FHN falls under Regional Banks.
First Horizon (FHN) trades as ordinary local shares, while Banco Bradesco (BBD) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BBD | FHN |
|---|---|---|
| Name | Banco Bradesco S.A. ADR | First Horizon Corporation |
| Country/Region | Brazil | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Regional Banks |
| Market Capitalization | 28.39 billion USD | 10.85 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | August 2, 2002 | March 17, 1980 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BBD | FHN |
|---|---|---|
| Total Return (1Y) | -20.95% | 12.96% |
| Total Return (3Y, Annualized) | 2.33% | 32.94% |
| Total Return (5Y, Annualized) | 0.81% | 10.16% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BBD | FHN |
|---|---|---|
| Volatility (1Y, Annualized) | 49.48% | 22.55% |
| Beta (5Y) | 0.64 | 0.61 |
| Max Drawdown (5Y) | -52.00% | -60.76% |
| Avg. Volume (3M) | 43.85M | 5.55M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BBD | FHN |
|---|---|---|
| Sharpe Ratio (1Y) | -0.51 | 0.38 |
| Sortino Ratio (1Y) | -0.67 | 0.56 |
Profitability
ROE (TTM)
Banco Bradesco (BBD) at 14.20% sits in the top ROE quartile, while First Horizon (FHN) at 7.92% is in the bottom quartile, showing a clear gap in returns on equity.
BBD
Banks industry group
14.20%
- Max
- 19.84%
- BBD
- 14.20%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
FHN
Banks industry group
7.92%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- FHN
- 7.92%
- Min
- 3.64%
Net Margin (TTM)
Banco Bradesco (BBD) at 27.27% keeps about the industry-typical share of revenue as profit, while First Horizon (FHN) at 23.43% retains only a bottom-quartile share.
BBD
Banks industry group
27.27%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BBD
- 27.27%
- Q1
- 27.11%
- Min
- 14.93%
FHN
Banks industry group
23.43%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- FHN
- 23.43%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and First Horizon (FHN) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BBD | FHN |
|---|---|---|
| ROE (TTM) | 14.20% | 7.92% |
| ROA (TTM) | 1.12% | 0.87% |
| Net Margin (TTM) | 27.27% | 23.43% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Banco Bradesco (BBD) at 11.85% and First Horizon (FHN) at 7.33% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Banco Bradesco (BBD) at 37.42% and First Horizon (FHN) at 37.50% sit in the top peer quartile for EPS growth, so each is compounding per-share earnings faster than typical industry peers.
Growth Metrics
| Metric | BBD | FHN |
|---|---|---|
| Revenue Growth (YoY) | 11.85% | 7.33% |
| Revenue Growth (3Y CAGR) | 2.67% | 2.12% |
| EPS Growth (YoY) | 37.42% | 37.50% |
| EPS Growth (3Y CAGR) | 4.44% | 6.92% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and First Horizon (FHN) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and First Horizon (FHN) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BBD | FHN |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
First Horizon (FHN) at 2.85% pays an industry-typical yield; Banco Bradesco (BBD) at 53.03% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
BBD
Banks industry group
53.03%
- BBD
- 53.03%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
FHN
Banks industry group
2.85%
- Max
- 5.79%
- Q3
- 3.18%
- FHN
- 2.85%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Banco Bradesco (BBD) at 53.52% and First Horizon (FHN) at 47.48% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.
BBD
Banks industry group
53.52%
- Max
- 70.75%
- BBD
- 53.52%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
FHN
Banks industry group
47.48%
- Max
- 70.75%
- FHN
- 47.48%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BBD | FHN |
|---|---|---|
| Dividend Yield (TTM) | 53.03% | 2.85% |
| Dividend Payout Ratio (TTM) | 53.52% | 47.48% |
Valuation
P/E Ratio (TTM)
Banco Bradesco (BBD) at 5.64 trades below its industry P/E ratio range, while First Horizon (FHN) at 16.58 sits in the richer quartile — the market is paying very different prices for each company’s trailing earnings.
BBD
Banks industry group
5.64
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
- BBD
- 5.64
FHN
Banks industry group
16.58
- Max
- 18.16
- FHN
- 16.58
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and First Horizon (FHN) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Banco Bradesco (BBD) at 0.69 sits in the lower P/B ratio quartile against book while First Horizon (FHN) at 1.34 is valued near its industry’s middle — BBD is cheaper on assets, though weigh it against ROE and asset quality.
BBD
Banks industry group
0.69
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BBD
- 0.69
- Min
- 0.59
FHN
Banks industry group
1.34
- Max
- 2.28
- Q3
- 1.58
- FHN
- 1.34
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | BBD | FHN |
|---|---|---|
| P/E Ratio (TTM) | 5.64 | 16.58 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.69 | 1.34 |
| Free Cash Flow Yield (TTM) | -- | -- |