BBD vs. FCNCA: Banco Bradesco vs. First Citizens BancShares Stock Comparison

Company Profile

Banco Bradesco (BBD) and First Citizens BancShares (FCNCA) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

First Citizens BancShares (FCNCA) trades as ordinary local shares, while Banco Bradesco (BBD) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Banco Bradesco (BBD) is heavily traded at around 43.85M shares per day, whereas First Citizens BancShares (FCNCA) is thinly traded at only 68.57K — larger orders in the latter may face more price impact or wider spreads, depending on market conditions.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Banco Bradesco (BBD) at 14.20% sits in the top ROE quartile, while First Citizens BancShares (FCNCA) at 10.98% is closer to the peer norm — stronger capital efficiency for BBD.

Banco Bradesco (BBD) at 27.27% keeps about the industry-typical share of revenue as profit, while First Citizens BancShares (FCNCA) at 25.21% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and First Citizens BancShares (FCNCA) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Banco Bradesco (BBD) at 11.85% is around its peer norm for revenue growth, while First Citizens BancShares (FCNCA) at -2.61% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Banco Bradesco (BBD) at 37.42% sits in the top EPS growth quartile, while First Citizens BancShares (FCNCA) at -12.76% is in the bottom quartile, showing a clear gap in earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and First Citizens BancShares (FCNCA) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and First Citizens BancShares (FCNCA) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Banco Bradesco (BBD) at 53.03% yields beyond its industry’s entire range — a level that invites a dividend-safety check — while First Citizens BancShares (FCNCA) at 0.36% sits in the bottom quartile of its peers.

First Citizens BancShares (FCNCA) at 4.31% retains more earnings than its industry usually does; Banco Bradesco (BBD) at 53.52% distributes an above-typical share — opposite departures from the band, with the risk sitting on BBD’s side.

Dividend Metrics

Valuation

Banco Bradesco (BBD) at 5.64 trades below its industry P/E ratio range, while First Citizens BancShares (FCNCA) at 11.68 is closer to a normal peer multiple — a clearer earnings-valuation discount for BBD, subject to growth and earnings quality.

P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and First Citizens BancShares (FCNCA) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Banco Bradesco (BBD) at 0.69 sits in the lower P/B ratio quartile against book while First Citizens BancShares (FCNCA) at 1.29 is valued near its industry’s middle — BBD is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics