BBD vs. BCH: Banco Bradesco vs. Banco de Chile Stock Comparison
How do Banco Bradesco (BBD) and Banco de Chile (BCH) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Banco Bradesco (BBD) and Banco de Chile (BCH) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Both Banco Bradesco (BBD) and Banco de Chile (BCH) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.
| Profile Item | BBD | BCH |
|---|---|---|
| Name | Banco Bradesco S.A. ADR | Banco de Chile ADR |
| Country/Region | Brazil | Chile |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 28.39 billion USD | 19.53 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | August 2, 2002 | August 2, 2002 |
| Security Type | ADR | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BBD | BCH |
|---|---|---|
| Total Return (1Y) | -20.95% | 15.15% |
| Total Return (3Y, Annualized) | 2.33% | 33.39% |
| Total Return (5Y, Annualized) | 0.81% | 25.19% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Banco Bradesco (BBD) is heavily traded at around 43.85M shares per day, whereas Banco de Chile (BCH) sees a more moderate 324.97K — larger orders in the latter may require more patience and tighter control over order sizing.
| Metric | BBD | BCH |
|---|---|---|
| Volatility (1Y, Annualized) | 49.48% | 31.20% |
| Beta (5Y) | 0.64 | 0.26 |
| Max Drawdown (5Y) | -52.00% | -26.93% |
| Avg. Volume (3M) | 43.85M | 324.97K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BBD | BCH |
|---|---|---|
| Sharpe Ratio (1Y) | -0.51 | 0.35 |
| Sortino Ratio (1Y) | -0.67 | 0.50 |
Profitability
ROE (TTM)
Both companies show strong equity returns, but Banco de Chile (BCH) at 21.08% is the standout with ROE above its industry range; Banco Bradesco (BBD) at 14.20% also sits in the top quartile.
BBD
Banks industry group
14.20%
- Max
- 19.84%
- BBD
- 14.20%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
BCH
Banks industry group
21.08%
- BCH
- 21.08%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Banco de Chile (BCH) at 45.15% retains a top-quartile share of revenue as profit, ahead of Banco Bradesco (BBD) at 27.27%, which keeps about the industry-typical share.
BBD
Banks industry group
27.27%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BBD
- 27.27%
- Q1
- 27.11%
- Min
- 14.93%
BCH
Banks industry group
45.15%
- Max
- 47.19%
- BCH
- 45.15%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and Banco de Chile (BCH) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BBD | BCH |
|---|---|---|
| ROE (TTM) | 14.20% | 21.08% |
| ROA (TTM) | 1.12% | 2.18% |
| Net Margin (TTM) | 27.27% | 45.15% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Banco Bradesco (BBD) at 11.85% is around its peer norm for revenue growth, while Banco de Chile (BCH) at -1.56% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Banco Bradesco (BBD) at 37.42% sits in the top EPS growth quartile, while Banco de Chile (BCH) at -1.84% is in the bottom quartile, showing a clear gap in earnings momentum.
Growth Metrics
| Metric | BBD | BCH |
|---|---|---|
| Revenue Growth (YoY) | 11.85% | -1.56% |
| Revenue Growth (3Y CAGR) | 2.67% | -1.29% |
| EPS Growth (YoY) | 37.42% | -1.84% |
| EPS Growth (3Y CAGR) | 4.44% | -5.61% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and Banco de Chile (BCH) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and Banco de Chile (BCH) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BBD | BCH |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Banco de Chile (BCH) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Banco Bradesco (BBD) reports a yield of 53.03%, ranking against industry peers normally.
BBD
Banks industry group
53.03%
- BBD
- 53.03%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
BCH
Banks industry group
0.00%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- BCH
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both pay out more than their industries’ typical bands, and BCH more so: Banco Bradesco (BBD) at 53.52% sits above the band, while Banco de Chile (BCH) at 85.54% exceeds every peer in its group.
BBD
Banks industry group
53.52%
- Max
- 70.75%
- BBD
- 53.52%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
BCH
Banks industry group
85.54%
- BCH
- 85.54%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BBD | BCH |
|---|---|---|
| Dividend Yield (TTM) | 53.03% | 0.00% |
| Dividend Payout Ratio (TTM) | 53.52% | 85.54% |
Valuation
P/E Ratio (TTM)
Banco Bradesco (BBD) at 5.64 trades below its industry P/E ratio range, while Banco de Chile (BCH) at 14.81 sits in the richer quartile — the market is paying very different prices for each company’s trailing earnings.
BBD
Banks industry group
5.64
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
- BBD
- 5.64
BCH
Banks industry group
14.81
- Max
- 18.16
- BCH
- 14.81
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and Banco de Chile (BCH) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Relative to net asset value, both Banco Bradesco (BBD) at 0.69 and Banco de Chile (BCH) at 0.69 look inexpensive, sitting in the lower P/B ratio quartile of their industries.
BBD
Banks industry group
0.69
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BBD
- 0.69
- Min
- 0.59
BCH
Banks industry group
0.69
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BCH
- 0.69
- Min
- 0.59
Valuation Metrics
| Metric | BBD | BCH |
|---|---|---|
| P/E Ratio (TTM) | 5.64 | 14.81 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.69 | 0.69 |
| Free Cash Flow Yield (TTM) | -- | -- |