AXP vs. BNY: American Express vs. Bank of New York Mellon Stock Comparison

Company Profile

American Express (AXP) and Bank of New York Mellon (BNY) both fall under the Financial Services industry group, but AXP is classified in Consumer Finance while BNY is classified in Capital Markets.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

American Express (AXP) at 35.93% sits in the top ROE quartile, while Bank of New York Mellon (BNY) at 14.87% is closer to the peer norm — stronger capital efficiency for AXP.

Bank of New York Mellon (BNY) at 29.74% retains a top-quartile share of revenue as profit, ahead of American Express (AXP) at 16.82%, which keeps about the industry-typical share.

Both American Express (AXP) at 18.43% and Bank of New York Mellon (BNY) at 39.07% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Both American Express (AXP) at 9.52% and Bank of New York Mellon (BNY) at 8.22% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both American Express (AXP) at 9.78% and Bank of New York Mellon (BNY) at 27.59% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: American Express (AXP) in Financial Services and Bank of New York Mellon (BNY) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: American Express (AXP) in Financial Services and Bank of New York Mellon (BNY) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both American Express (AXP) at 1.13% and Bank of New York Mellon (BNY) at 1.51% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both American Express (AXP) at 15.32% and Bank of New York Mellon (BNY) at 24.58% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Both American Express (AXP) at 18.08 and Bank of New York Mellon (BNY) at 16.36 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

On P/S ratio, both American Express (AXP) at 2.95 and Bank of New York Mellon (BNY) at 4.52 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

Bank of New York Mellon (BNY) at 2.53 is valued about in line with its industry on P/B ratio, while American Express (AXP) at 6.02 carries an above-peer premium to book — AXP is pricier on assets.

Valuation Metrics