APO vs. CHYM: Apollo Global Management vs. Chime Financial Stock Comparison

Company Profile

Apollo Global Management (APO) and Chime Financial (CHYM) both belong to the Financial Services industry, though APO is classified under Diversified Financial Services while CHYM falls under Transaction & Payment Processing Services.

Apollo Global Management (APO) has been public since March 30, 2011, giving it a longer listed trading history, while Chime Financial (CHYM) listed on June 12, 2025 and still has a shorter public-market record.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Apollo Global Management (APO) has an aggressive beta of 1.47, indicating higher sensitivity to broad-market moves, while Chime Financial (CHYM) is defensive at 0.31 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Chime Financial (CHYM) at 5.38% is around its peer norm for ROE, while Apollo Global Management (APO) at 1.89% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Apollo Global Management (APO) reports a negative net margin of -3.01%, usually indicating a net loss over the period. Meanwhile Chime Financial (CHYM) reports 3.05%, ranking against industry peers normally.

Apollo Global Management (APO) reports a negative operating margin of -44.34%, usually indicating that operating costs exceeded revenue at the operating-income line. Meanwhile Chime Financial (CHYM) reports 20.88%, ranking against industry peers normally.

Profitability Metrics

Growth

Chime Financial (CHYM) at 30.69% sits in the top revenue growth quartile, while Apollo Global Management (APO) at 22.73% is closer to the peer norm — faster top-line expansion for CHYM.

Only one side can be read here: Apollo Global Management (APO) reports EPS growth of -24.42%, ranked against its industry; Chime Financial (CHYM) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Apollo Global Management (APO) in Financial Services and Chime Financial (CHYM) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Apollo Global Management (APO) in Financial Services and Chime Financial (CHYM) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Chime Financial (CHYM) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Apollo Global Management (APO) reports a yield of 1.87%, ranking against industry peers normally.

Chime Financial (CHYM) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Apollo Global Management (APO) reports a payout of 75.00%, ranking against industry peers normally.

Dividend Metrics

Valuation

An earnings multiple is available for just one side: Chime Financial (CHYM) trades at 27.48 times trailing earnings, ranked against its peers, while Apollo Global Management (APO) has no P/E ratio this period.

On P/S ratio, both Apollo Global Management (APO) at 2.26 and Chime Financial (CHYM) at 4.57 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

Both Apollo Global Management (APO) at 4.32 and Chime Financial (CHYM) at 7.79 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.

Valuation Metrics