AMP vs. MA: Ameriprise Financial vs. Mastercard Stock Comparison
How do Ameriprise Financial (AMP) and Mastercard (MA) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Ameriprise Financial (AMP) and Mastercard (MA) both fall under the Financial Services industry group, but AMP is classified in Capital Markets while MA is classified in Financial Services.
| Profile Item | AMP | MA |
|---|---|---|
| Name | Ameriprise Financial Inc. | Mastercard Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Financial Services |
| GICS Sub-Industry | Asset Management & Custody Banks | Transaction & Payment Processing Services |
| Market Capitalization | 43.54 billion USD | 568.62 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | September 15, 2005 | May 25, 2006 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AMP | MA |
|---|---|---|
| Total Return (1Y) | 13.80% | 20.00% |
| Total Return (3Y, Annualized) | 17.42% | 19.98% |
| Total Return (5Y, Annualized) | 12.72% | 14.49% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AMP | MA |
|---|---|---|
| Volatility (1Y, Annualized) | 26.68% | 23.57% |
| Beta (5Y) | 1.10 | 0.76 |
| Max Drawdown (5Y) | -31.54% | -28.25% |
| Avg. Volume (3M) | 545.31K | 2.98M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AMP | MA |
|---|---|---|
| Sharpe Ratio (1Y) | 0.36 | 0.67 |
| Sortino Ratio (1Y) | 0.50 | 1.00 |
Profitability
ROE (TTM)
Both Ameriprise Financial (AMP) at 71.98% and Mastercard (MA) at 231.37% turn shareholders’ equity into profit at rates above their industry benchmark ranges for ROE. That is a strong capital-efficiency signal, though leverage and the equity base still matter.
AMP
Financial Services industry group
71.98%
- AMP
- 71.98%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
MA
Financial Services industry group
231.37%
- MA
- 231.37%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Mastercard (MA) at 46.73% retains a top-quartile share of revenue as profit, ahead of Ameriprise Financial (AMP) at 20.67%, which keeps about the industry-typical share.
AMP
Financial Services industry group
20.67%
- Max
- 62.84%
- Q3
- 28.05%
- AMP
- 20.67%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
MA
Financial Services industry group
46.73%
- Max
- 62.84%
- MA
- 46.73%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Mastercard (MA) at 60.53% operates in the top operating margin quartile, ahead of Ameriprise Financial (AMP) at 36.41%, which runs around its industry’s norm.
AMP
Financial Services industry group
36.41%
- Max
- 107.33%
- Q3
- 55.90%
- AMP
- 36.41%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
MA
Financial Services industry group
60.53%
- Max
- 107.33%
- MA
- 60.53%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | AMP | MA |
|---|---|---|
| ROE (TTM) | 71.98% | 231.37% |
| ROA (TTM) | 2.30% | 24.45% |
| Net Margin (TTM) | 20.67% | 46.73% |
| Operating Margin (TTM) | 36.41% | 60.53% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Ameriprise Financial (AMP) at 7.04% and Mastercard (MA) at 16.42% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Ameriprise Financial (AMP) at 9.77% and Mastercard (MA) at 18.93% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | AMP | MA |
|---|---|---|
| Revenue Growth (YoY) | 7.04% | 16.42% |
| Revenue Growth (3Y CAGR) | 9.03% | 13.82% |
| EPS Growth (YoY) | 9.77% | 18.93% |
| EPS Growth (3Y CAGR) | 9.41% | 17.36% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Ameriprise Financial (AMP) in Financial Services and Mastercard (MA) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Ameriprise Financial (AMP) in Financial Services and Mastercard (MA) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AMP | MA |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Ameriprise Financial (AMP) at 1.30% and Mastercard (MA) at 0.53% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
AMP
Financial Services industry group
1.30%
- Max
- 9.77%
- Q3
- 3.92%
- AMP
- 1.30%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
MA
Financial Services industry group
0.53%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- MA
- 0.53%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Ameriprise Financial (AMP) at 14.86% and Mastercard (MA) at 17.63% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
AMP
Financial Services industry group
14.86%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- AMP
- 14.86%
- Q1
- 0.00%
- Min
- 0.00%
MA
Financial Services industry group
17.63%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- MA
- 17.63%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AMP | MA |
|---|---|---|
| Dividend Yield (TTM) | 1.30% | 0.53% |
| Dividend Payout Ratio (TTM) | 14.86% | 17.63% |
Valuation
P/E Ratio (TTM)
Ameriprise Financial (AMP) at 11.29 is near its industry’s usual P/E ratio, while Mastercard (MA) at 34.15 sits in the richer quartile — MA needs stronger growth or earnings quality to justify the premium.
AMP
Financial Services industry group
11.29
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- AMP
- 11.29
- Q1
- 9.68
- Min
- 0.16
MA
Financial Services industry group
34.15
- Max
- 45.85
- MA
- 34.15
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Ameriprise Financial (AMP) at 2.16 prices around its industry’s typical P/S ratio, while Mastercard (MA) at 15.67 clears its benchmark range — MA looks notably rich on sales.
AMP
Financial Services industry group
2.16
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- AMP
- 2.16
- Q1
- 1.28
- Min
- -0.55
MA
Financial Services industry group
15.67
- MA
- 15.67
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Measured against book value, both Ameriprise Financial (AMP) at 8.54 and Mastercard (MA) at 84.30 look expensive — each P/B ratio sits above its industry’s benchmark range.
AMP
Financial Services industry group
8.54
- AMP
- 8.54
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
MA
Financial Services industry group
84.30
- MA
- 84.30
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | AMP | MA |
|---|---|---|
| P/E Ratio (TTM) | 11.29 | 34.15 |
| P/S Ratio (TTM) | 2.16 | 15.67 |
| P/B Ratio (MRQ) | 8.54 | 84.30 |
| Free Cash Flow Yield (TTM) | -- | -- |