Ameriprise Financial (AMP) Stock Analysis

November 11, 2026

This is a peer-relative look at Ameriprise Financial (AMP): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Financial Services peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for Ameriprise Financial (AMP)
Profile Item	AMP
Name	Ameriprise Financial Inc.
Country/Region	United States
GICS Sector	Financials
GICS Industry Group	Financial Services
GICS Industry	Capital Markets
GICS Sub-Industry	Asset Management & Custody Banks
Market Capitalization	43.54 billion USD
Currency	USD
Exchange	NYSE
Listing Date	September 15, 2005
Security Type	Common Stock

Price Performance

Cumulative Growth

AMP

GSPC

Ameriprise Financial (AMP) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Ameriprise Financial (AMP) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Ameriprise Financial (AMP) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Ameriprise Financial (AMP) metric values compared with Financial Services industry-group medians
Metric	Current stock: AMP	Industry group median
Total Return (1Y)	13.80%	1.90%
Total Return (3Y, Annualized)	17.42%	12.71%
Total Return (5Y, Annualized)	12.72%	2.81%

Risk Profile

Drawdown History

AMP

GSPC

Ameriprise Financial (AMP) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Ameriprise Financial (AMP) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Ameriprise Financial (AMP) metric values compared with Financial Services industry-group medians
Metric	Current stock: AMP	Industry group median
Volatility (1Y, Annualized)	26.68%	36.24%
Beta (5Y)	1.10	1.04
Max Drawdown (5Y)	-31.54%	-48.56%

Risk-Adjusted Performance

Risk-Return Positioning

Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. AMP is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

Ameriprise Financial (AMP) metric values compared with Financial Services industry-group medians
Metric	Current stock: AMP	Industry group median
Sharpe Ratio (1Y)	0.36	-0.09
Sortino Ratio (1Y)	0.50	-0.13

Profitability

ROE (TTM)

Ameriprise Financial (AMP) posts ROE of 71.98%, above the industry benchmark range. Equity is being turned into profit at an exceptional rate, but very high ROE should still be checked against leverage, buybacks, and the size of the equity base.

AMP

Financial Services industry group

71.98%

Group distribution

AMP: 71.98%
Max: 44.78%
Q3: 21.85%
Median: 12.91%
Q1: 4.48%
Min: -18.71%

Largest peers

MA: 231.37%
AMP: 71.98%
V: 63.51%
MS: 18.04%
GS: 17.71%
BRK.A: 12.12%
BRK.B: 12.12%

Where Ameriprise Financial (AMP) stands on ROE within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

Ameriprise Financial (AMP) keeps 20.67% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

AMP

Financial Services industry group

20.67%

Group distribution

Max: 62.84%
Q3: 28.05%
AMP: 20.67%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

Largest peers

V: 51.20%
MA: 46.73%
GS: 31.21%
MS: 25.63%
BRK.A: 22.30%
BRK.B: 22.30%
AMP: 20.67%

Where Ameriprise Financial (AMP) stands on net margin within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

Ameriprise Financial (AMP) turns 36.41% of revenue into operating profit, roughly in line with the peer group’s normal operating margin range. Its core cost structure looks typical for the industry.

AMP

Financial Services industry group

36.41%

Group distribution

Max: 107.33%
Q3: 55.90%
AMP: 36.41%
Median: 30.09%
Q1: 14.60%
Min: -44.34%

Largest peers

V: 63.73%
MA: 60.53%
MS: 39.00%
GS: 38.37%
AMP: 36.41%
BRK.A: 32.56%
BRK.B: 32.56%

Where Ameriprise Financial (AMP) stands on operating margin within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Profitability Metrics

Ameriprise Financial (AMP) metric values compared with Financial Services industry-group medians
Metric	Current stock: AMP	Industry group median
ROE (TTM)	71.98%	12.91%
ROA (TTM)	2.30%	3.60%
Net Margin (TTM)	20.67%	15.36%
Operating Margin (TTM)	36.41%	30.09%
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Ameriprise Financial (AMP) grew revenue 7.04%, roughly around the peer group's normal range. Top-line momentum looks broadly typical for the industry.

Ameriprise Financial (AMP): Revenue Growth across different time periods, set against Financial Services industry-group medians.

EPS Growth

Ameriprise Financial (AMP) grew earnings per share 9.77%, roughly around the peer group's normal range. Bottom-line momentum looks broadly typical for the industry.

Ameriprise Financial (AMP): EPS Growth across different time periods, set against Financial Services industry-group medians.

Growth Metrics

Ameriprise Financial (AMP) metric values compared with Financial Services industry-group medians
Metric	Current stock: AMP	Industry group median
Revenue Growth (YoY)	7.04%	9.46%
Revenue Growth (3Y CAGR)	9.03%	10.90%
EPS Growth (YoY)	9.77%	7.46%
EPS Growth (3Y CAGR)	9.41%	13.04%

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for Ameriprise Financial (AMP) in Financial Services: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for Ameriprise Financial (AMP) in Financial Services: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

Ameriprise Financial (AMP) metric values compared with Financial Services industry-group medians
Metric	Current stock: AMP	Industry group median
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Ameriprise Financial (AMP) has dividend yield of 1.30%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

AMP

Financial Services industry group

1.30%

Group distribution

Max: 9.77%
Q3: 3.92%
AMP: 1.30%
Median: 1.09%
Q1: 0.00%
Min: 0.00%

Largest peers

MS: 2.40%
GS: 2.07%
AMP: 1.30%
V: 0.66%
MA: 0.53%
BRK.A: 0.00%
BRK.B: 0.00%

Where Ameriprise Financial (AMP) stands on dividend yield within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

Ameriprise Financial (AMP) has payout ratio of 14.86%, within the industry’s typical payout band. The dividend shares profits with investors while leaving earnings coverage that looks normal for the peer group.

AMP

Financial Services industry group

14.86%

Group distribution

Max: 241.07%
Q3: 97.36%
Median: 25.77%
AMP: 14.86%
Q1: 0.00%
Min: 0.00%

Largest peers

MS: 32.91%
GS: 25.88%
V: 21.75%
MA: 17.63%
AMP: 14.86%
BRK.A: 0.00%
BRK.B: 0.00%

Where Ameriprise Financial (AMP) stands on payout ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

Ameriprise Financial (AMP) metric values compared with Financial Services industry-group medians
Metric	Current stock: AMP	Industry group median
Dividend Yield (TTM)	1.30%	1.09%
Dividend Payout Ratio (TTM)	14.86%	25.77%

Valuation

P/E Ratio (TTM)

Ameriprise Financial (AMP) trades at P/E ratio of 11.29, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.

AMP

Financial Services industry group

11.29

Group distribution

Max: 45.85
Q3: 24.64
Median: 15.37
AMP: 11.29
Q1: 9.68
Min: 0.16

Largest peers

V: 34.31
MA: 34.15
MS: 14.39
BRK.A: 14.36
BRK.B: 14.36
GS: 12.45
AMP: 11.29

Where Ameriprise Financial (AMP) stands on P/E ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

Ameriprise Financial (AMP) trades at 2.16 on P/S ratio, roughly in the peer group’s normal range. The market is not making a strong cheap-or-rich statement about its revenue base.

AMP

Financial Services industry group

2.16

Group distribution

Max: 9.23
Q3: 4.57
Median: 2.72
AMP: 2.16
Q1: 1.28
Min: -0.55

Largest peers

V: 17.18
MA: 15.67
MS: 3.55
GS: 3.52
BRK.A: 3.18
BRK.B: 3.18
AMP: 2.16

Where Ameriprise Financial (AMP) stands on P/S ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

P/B Ratio (MRQ)

Ameriprise Financial (AMP) trades at 8.54 on P/B ratio, above the industry benchmark range. Investors are putting an unusually rich price on each dollar of book equity relative to peers.

AMP

Financial Services industry group

8.54

Group distribution

AMP: 8.54
Max: 7.79
Q3: 3.63
Median: 1.57
Q1: 0.81
Min: -0.39

Largest peers

MA: 84.30
V: 22.05
AMP: 8.54
MS: 2.65
GS: 2.36
BRK.A: 1.72
BRK.B: 0.00

Where Ameriprise Financial (AMP) stands on P/B ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

Ameriprise Financial (AMP) metric values compared with Financial Services industry-group medians
Metric	Current stock: AMP	Industry group median
P/E Ratio (TTM)	11.29	15.37
P/S Ratio (TTM)	2.16	2.72
P/B Ratio (MRQ)	8.54	1.57
Free Cash Flow Yield (TTM)	--	--