AMP vs. ARCC: Ameriprise Financial vs. Ares Capital Stock Comparison
How do Ameriprise Financial (AMP) and Ares Capital (ARCC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Ameriprise Financial (AMP) and Ares Capital (ARCC) are both classified in the Asset Management & Custody Banks sub-industry within the broader Capital Markets industry, placing them in the closest GICS peer bucket.
| Profile Item | AMP | ARCC |
|---|---|---|
| Name | Ameriprise Financial Inc. | Ares Capital Corp. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Capital Markets |
| GICS Sub-Industry | Asset Management & Custody Banks | Asset Management & Custody Banks |
| Market Capitalization | 43.54 billion USD | 13.82 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | September 15, 2005 | October 5, 2004 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AMP | ARCC |
|---|---|---|
| Total Return (1Y) | 13.80% | 5.40% |
| Total Return (3Y, Annualized) | 17.42% | 9.48% |
| Total Return (5Y, Annualized) | 12.72% | 8.26% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AMP | ARCC |
|---|---|---|
| Volatility (1Y, Annualized) | 26.68% | 18.97% |
| Beta (5Y) | 1.10 | 0.59 |
| Max Drawdown (5Y) | -31.54% | -21.76% |
| Avg. Volume (3M) | 545.31K | 4.45M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AMP | ARCC |
|---|---|---|
| Sharpe Ratio (1Y) | 0.36 | 0.06 |
| Sortino Ratio (1Y) | 0.50 | 0.09 |
Profitability
ROE (TTM)
Ameriprise Financial (AMP) at 71.98% clears its industry range for ROE, a sharper capital-efficiency signal than Ares Capital (ARCC) at 6.19%, which is closer to a typical peer reading.
AMP
Financial Services industry group
71.98%
- AMP
- 71.98%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
ARCC
Financial Services industry group
6.19%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- ARCC
- 6.19%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Ares Capital (ARCC) at 28.35% retains a top-quartile share of revenue as profit, ahead of Ameriprise Financial (AMP) at 20.67%, which keeps about the industry-typical share.
AMP
Financial Services industry group
20.67%
- Max
- 62.84%
- Q3
- 28.05%
- AMP
- 20.67%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
ARCC
Financial Services industry group
28.35%
- Max
- 62.84%
- ARCC
- 28.35%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Ares Capital (ARCC) at 72.74% operates in the top operating margin quartile, ahead of Ameriprise Financial (AMP) at 36.41%, which runs around its industry’s norm.
AMP
Financial Services industry group
36.41%
- Max
- 107.33%
- Q3
- 55.90%
- AMP
- 36.41%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
ARCC
Financial Services industry group
72.74%
- Max
- 107.33%
- ARCC
- 72.74%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | AMP | ARCC |
|---|---|---|
| ROE (TTM) | 71.98% | 6.19% |
| ROA (TTM) | 2.30% | 4.78% |
| Net Margin (TTM) | 20.67% | 28.35% |
| Operating Margin (TTM) | 36.41% | 72.74% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Ameriprise Financial (AMP) at 7.04% is around its peer norm for revenue growth, while Ares Capital (ARCC) at -12.08% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Ameriprise Financial (AMP) at 9.77% and Ares Capital (ARCC) at -23.77% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | AMP | ARCC |
|---|---|---|
| Revenue Growth (YoY) | 7.04% | -12.08% |
| Revenue Growth (3Y CAGR) | 9.03% | 26.67% |
| EPS Growth (YoY) | 9.77% | -23.77% |
| EPS Growth (3Y CAGR) | 9.41% | 16.05% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Ameriprise Financial (AMP) in Financial Services and Ares Capital (ARCC) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Ameriprise Financial (AMP) in Financial Services and Ares Capital (ARCC) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AMP | ARCC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Ameriprise Financial (AMP) at 1.30% pays an industry-typical yield; Ares Capital (ARCC) at 9.92% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
AMP
Financial Services industry group
1.30%
- Max
- 9.77%
- Q3
- 3.92%
- AMP
- 1.30%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
ARCC
Financial Services industry group
9.92%
- ARCC
- 9.92%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Ares Capital (ARCC) reports payout ratio above 100% at 157.38%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Ameriprise Financial (AMP) reports 14.86%, ranking against industry peers normally.
AMP
Financial Services industry group
14.86%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- AMP
- 14.86%
- Q1
- 0.00%
- Min
- 0.00%
ARCC
Financial Services industry group
157.38%
- Max
- 241.07%
- ARCC
- 157.38%
- Q3
- 97.36%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AMP | ARCC |
|---|---|---|
| Dividend Yield (TTM) | 1.30% | 9.92% |
| Dividend Payout Ratio (TTM) | 14.86% | 157.38% |
Valuation
P/E Ratio (TTM)
Both Ameriprise Financial (AMP) at 11.29 and Ares Capital (ARCC) at 15.68 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
AMP
Financial Services industry group
11.29
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- AMP
- 11.29
- Q1
- 9.68
- Min
- 0.16
ARCC
Financial Services industry group
15.68
- Max
- 45.85
- Q3
- 24.64
- ARCC
- 15.68
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both Ameriprise Financial (AMP) at 2.16 and Ares Capital (ARCC) at 4.48 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
AMP
Financial Services industry group
2.16
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- AMP
- 2.16
- Q1
- 1.28
- Min
- -0.55
ARCC
Financial Services industry group
4.48
- Max
- 9.23
- Q3
- 4.57
- ARCC
- 4.48
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Ares Capital (ARCC) at 0.99 sits near its industry’s typical P/B ratio, while Ameriprise Financial (AMP) at 8.54 prices above its benchmark range — AMP looks rich relative to book.
AMP
Financial Services industry group
8.54
- AMP
- 8.54
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
ARCC
Financial Services industry group
0.99
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- ARCC
- 0.99
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | AMP | ARCC |
|---|---|---|
| P/E Ratio (TTM) | 11.29 | 15.68 |
| P/S Ratio (TTM) | 2.16 | 4.48 |
| P/B Ratio (MRQ) | 8.54 | 0.99 |
| Free Cash Flow Yield (TTM) | -- | -- |